IMMO DERMATO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO DERMATO
Largest movements
- Tangible fixed assets -€30,770
down €30,770 (-2.6%), from €1.2m to €1.2m
of which Land and buildings: -€30,129
- Cash -€13,599
down €13,599 (-57.1%), from €23,812 to €10,213
mainly Debts after one year (-€33,876) and Net result for the year (-€20,687)
- Debts after one year -€33,876
down €33,876 (-3.4%), from €1.0m to €974,891
- Profit (loss) carried forward -€20,687
down €20,687 (-23.3%), from -€88,650 to -€109,338
- Gross operating margin +€25,547
up €25,547 (+95.2%), from €26,822 to €52,369
- Depreciation +€5,458
up €5,458 (+19.5%), from €28,047 to €33,506
- Financial charges +€1,455
up €1,455 (+4.0%), from €36,590 to €38,045
- Other operating charges +€1,137
up €1,137 (+307.7%), from €369 to €1,506
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,208,825 | €1,164,289 | -€44,536 | -3.7% |
| Fixed assets | 21/28 | €1,184,846 | €1,154,076 | -€30,770 | -2.6% |
| Tangible fixed assets | 22/27 | €1,184,846 | €1,154,076 | -€30,770 | -2.6% |
| Land and buildings | 22 | €1,159,862 | €1,129,733 | -€30,129 | -2.6% |
| Plant, machinery and equipment | 23 | €24,984 | €24,343 | -€641 | -2.6% |
| Current assets | 29/58 | €23,979 | €10,213 | -€13,766 | -57.4% |
| Cash at bank and in hand | 54/58 | €23,812 | €10,213 | -€13,599 | -57.1% |
| Deferred charges and accrued income | 490/1 | €167 | €0 | -€167 | -100.0% |
| Total equity and liabilities | 10/49 | €1,208,825 | €1,164,289 | -€44,536 | -3.7% |
| Equity | 10/15 | -€38,650 | -€59,338 | -€20,687 | -53.5% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€88,650 | -€109,338 | -€20,687 | -23.3% |
| Amounts payable | 17/49 | €1,247,475 | €1,223,626 | -€23,848 | -1.9% |
| Amounts payable after more than one year | 17 | €1,008,767 | €974,891 | -€33,876 | -3.4% |
| Financial debts | 170/4 | €1,008,767 | €974,891 | -€33,876 | -3.4% |
| Amounts payable within one year | 42/48 | €233,707 | €238,388 | +€4,681 | +2.0% |
| Current portion of amounts payable after more than one year | 42 | €30,149 | €32,764 | +€2,614 | +8.7% |
| Trade debts | 44 | €483 | €228 | -€255 | -52.8% |
| Suppliers | 440/4 | €483 | €228 | -€255 | -52.8% |
| Other amounts payable | 47/48 | €203,075 | €205,397 | +€2,321 | +1.1% |
| Accrued charges and deferred income | 492/3 | €5,000 | €10,347 | +€5,347 | +106.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,047 | €33,506 | +€5,458 | +19.5% |
| Other operating charges | 640/8 | €369 | €1,506 | +€1,137 | +307.7% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €26,822 | €52,369 | +€25,547 | +95.2% |
| Operating profit (loss) | 9901 | -€1,595 | €17,357 | +€18,952 | |
| Financial income | 75/76B | €0 | €1 | +€0 | +400.0% |
| Recurring financial income | 75 | €0 | €1 | +€0 | +400.0% |
| Financial charges | 65/66B | €36,590 | €38,045 | +€1,455 | +4.0% |
| Recurring financial charges | 65 | €36,590 | €38,045 | +€1,455 | +4.0% |
| Profit (loss) for the period before taxes | 9903 | -€38,185 | -€20,687 | +€17,497 | +45.8% |
| Profit (loss) for the period | 9904 | -€38,185 | -€20,687 | +€17,497 | +45.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€38,185 | -€20,687 | +€17,497 | +45.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.