Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Loss
- -€20,687
- Solvency
- -5.1%
Total assets▼ 3.7%
Net result
20232025
IMMO DERMATO
ActiveSummary
IMMO DERMATO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€59,338) and a net result of -€20,687. Equity is shrinking by ~76.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activity not known1 site
Size
€1.2mtotal assets 2025
- Equity
- -€59,338
- Loss
- -€20,687
Turnover not published (abridged schema)
Structure
Accounts 11 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Liquidity: current ratio 0.04, cash €10,213, halved- Negative equity -€59,338+ Size: total assets €1.2m+ No main activity registeredShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
20-2
equity -5.1% of total assets
Liquidity
45-2
short-term debt 20.5% · cash 0.9%
Profitability
28+7
return on assets -1.8%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.4%highest value
09-2026: 0.4%● 0.0% vs 08-2026highest value
10-2026: 0.4%● 0.0% vs 09-2026highest value
- Size: total assets €1.2m lowers the probability for this profile
- No main activity registered lowers the probability
- Liquidity: current ratio 0.04, cash €10,213, halved raises the probability
- Negative equity -€59,338 raises the probability
No credit on open account
Liquidity short (current ratio 0.04 against 0.1 in 2024; short-term debt: 20.5% and cash: 0.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 13%, liquidity 27%, profitability 20%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€59,338
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
28 d early
2023
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 17 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
- Next accounts
- by 31-07-2027
- 20-07-2026Annual accounts filed
- 03-07-2025Annual accounts filed
- 19-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 28-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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