IMMO-CREATORS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO-CREATORS
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Profit (loss) carried forward +€3.2m
up €3.2m, from -€1.6m to €1.6m
- Debts after one year -€3.2m
down €3.2m (-17.8%), from €18.2m to €15.0m
of which Financial debts: -€5.3m
- Financial income +€3.4m
up €3.4m (+5594.0%), from €61,491 to €3.5m
- Financial charges -€426,186
down €426,186 (-42.1%), from €1.0m to €587,117
- Gross operating margin -€26,796
down €26,796 (-7.5%), from €356,058 to €329,262
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,686,962 | €16,773,294 | +€86,332 | +0.5% |
| Fixed assets | 21/28 | €16,648,537 | €16,648,537 | = | 0.0% |
| Financial fixed assets | 28 | €16,648,537 | €16,648,537 | = | 0.0% |
| Current assets | 29/58 | €38,425 | €124,757 | +€86,332 | +224.7% |
| Amounts receivable within one year | 40/41 | €387 | €53,887 | +€53,500 | +13812.2% |
| Trade receivables | 40 | €387 | €53,887 | +€53,500 | +13812.2% |
| Cash at bank and in hand | 54/58 | €38,038 | €56,147 | +€18,109 | +47.6% |
| Deferred charges and accrued income | 490/1 | €0 | €14,723 | +€14,723 | |
| Total equity and liabilities | 10/49 | €16,686,962 | €16,773,294 | +€86,332 | +0.5% |
| Equity | 10/15 | -€1,615,785 | €1,626,650 | +€3.2m | |
| Contributions | 10/11 | €1,400 | €1,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,617,185 | €1,625,250 | +€3.2m | |
| Amounts payable | 17/49 | €18,302,747 | €15,146,644 | -€3.2m | -17.2% |
| Amounts payable after more than one year | 17 | €18,216,505 | €14,975,986 | -€3.2m | -17.8% |
| Financial debts | 170/4 | €10,935,502 | €5,677,139 | -€5.3m | -48.1% |
| Other amounts payable | 178/9 | €7,281,002 | €9,298,847 | +€2.0m | +27.7% |
| Amounts payable within one year | 42/48 | €16,403 | €136,542 | +€120,138 | +732.4% |
| Trade debts | 44 | €1,165 | €2,711 | +€1,546 | +132.7% |
| Suppliers | 440/4 | €1,165 | €2,711 | +€1,546 | +132.7% |
| Other amounts payable | 47/48 | €15,238 | €133,831 | +€118,592 | +778.2% |
| Accrued charges and deferred income | 492/3 | €69,839 | €34,117 | -€35,723 | -51.1% |
| Other operating charges | 640/8 | €387 | €998 | +€611 | +157.8% |
| Gross operating margin | 9900 | €356,058 | €329,262 | -€26,796 | -7.5% |
| Operating profit (loss) | 9901 | €355,671 | €328,264 | -€27,407 | -7.7% |
| Financial income | 75/76B | €61,491 | €3,501,288 | +€3.4m | +5594.0% |
| Recurring financial income | 75 | €61,491 | €3,501,288 | +€3.4m | +5594.0% |
| Financial charges | 65/66B | €1,013,303 | €587,117 | -€426,186 | -42.1% |
| Recurring financial charges | 65 | €1,013,303 | €587,117 | -€426,186 | -42.1% |
| Profit (loss) for the period before taxes | 9903 | -€596,141 | €3,242,435 | +€3.8m | |
| Profit (loss) for the period | 9904 | -€596,141 | €3,242,435 | +€3.8m | |
| Profit (loss) for the period to be appropriated | 9905 | -€596,141 | €3,242,435 | +€3.8m |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.