IMMO CHABEL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO CHABEL
Largest movements
- Cash +€107,014
up €107,014 (+168.0%), from €63,691 to €170,706
mainly Receivables within one year (+€65,440) and Net result for the year (+€61,168)
- Receivables within one year -€65,440
down €65,440 (-38.2%), from €171,319 to €105,879
of which Trade receivables: -€66,962
- Debts after one year -€37,079
down €37,079 (-47.6%), from €77,975 to €40,896
- Reserves +€32,417
up €32,417 (+16.6%), from €195,734 to €228,151
of which Distributable reserves: +€63,150
- Profit (loss) carried forward +€28,751
up €28,751 (+3.5%), from €811,349 to €840,100
- Other operating charges +€7,238
up €7,238 (+31.0%), from €23,370 to €30,607
- Depreciation -€3,055
down €3,055 (-29.0%), from €10,524 to €7,469
- Taxes -€1,547
down €1,547 (-7.7%), from €20,081 to €18,534
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,345,166 | €1,381,006 | +€35,841 | +2.7% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €1,109,555 | €1,102,086 | -€7,469 | -0.7% |
| Tangible fixed assets | 22/27 | €818,280 | €810,811 | -€7,469 | -0.9% |
| Land and buildings | 22 | €814,044 | €807,229 | -€6,815 | -0.8% |
| Furniture and vehicles | 24 | €4,236 | €3,582 | -€654 | -15.4% |
| Financial fixed assets | 28 | €291,275 | €291,275 | = | 0.0% |
| Current assets | 29/58 | €235,611 | €278,921 | +€43,310 | +18.4% |
| Amounts receivable within one year | 40/41 | €171,319 | €105,879 | -€65,440 | -38.2% |
| Trade receivables | 40 | €105,077 | €38,115 | -€66,962 | -63.7% |
| Other amounts receivable | 41 | €66,242 | €67,764 | +€1,522 | +2.3% |
| Cash at bank and in hand | 54/58 | €63,691 | €170,706 | +€107,014 | +168.0% |
| Deferred charges and accrued income | 490/1 | €600 | €2,336 | +€1,736 | +289.3% |
| Total equity and liabilities | 10/49 | €1,345,166 | €1,381,006 | +€35,841 | +2.7% |
| Equity | 10/15 | €1,205,399 | €1,266,567 | +€61,168 | +5.1% |
| Contributions | 10/11 | €198,315 | €198,315 | = | 0.0% |
| Capital | 10 | €198,315 | €198,315 | = | 0.0% |
| Issued capital | 100 | €198,315 | €198,315 | = | 0.0% |
| Reserves | 13 | €195,734 | €228,151 | +€32,417 | +16.6% |
| Non-distributable reserves | 130/1 | €19,831 | €19,831 | = | 0.0% |
| Legal reserve | 130 | €19,831 | €19,831 | = | 0.0% |
| Tax-exempt reserves | 132 | €135,141 | €104,408 | -€30,733 | -22.7% |
| Distributable reserves | 133 | €40,762 | €103,912 | +€63,150 | +154.9% |
| Profit (loss) carried forward | 14 | €811,349 | €840,100 | +€28,751 | +3.5% |
| Amounts payable | 17/49 | €139,767 | €114,440 | -€25,328 | -18.1% |
| Amounts payable after more than one year | 17 | €77,975 | €40,896 | -€37,079 | -47.6% |
| Financial debts | 170/4 | €77,975 | €40,896 | -€37,079 | -47.6% |
| Amounts payable within one year | 42/48 | €61,793 | €73,544 | +€11,751 | +19.0% |
| Current portion of amounts payable after more than one year | 42 | €36,445 | €37,079 | +€633 | +1.7% |
| Trade debts | 44 | €13,261 | €23,755 | +€10,494 | +79.1% |
| Suppliers | 440/4 | €13,261 | €23,755 | +€10,494 | +79.1% |
| Taxes, remuneration and social security | 45 | €2,613 | €3,436 | +€824 | +31.5% |
| Taxes | 450/3 | €2,613 | €3,436 | +€824 | +31.5% |
| Other amounts payable | 47/48 | €9,474 | €9,274 | -€200 | -2.1% |
| Turnover | 70 | €0 | - | = | |
| Non-recurring operating income | 76A | €11,279 | - | -€11,279 | |
| Goods, raw materials, services and sundry goods | 60/61 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,524 | €7,469 | -€3,055 | -29.0% |
| Other operating charges | 640/8 | €23,370 | €30,607 | +€7,238 | +31.0% |
| Gross operating margin | 9900 | €118,838 | €118,912 | +€74 | +0.1% |
| Operating profit (loss) | 9901 | €84,945 | €80,836 | -€4,109 | -4.8% |
| Financial income | 75/76B | €520 | €829 | +€309 | +59.4% |
| Recurring financial income | 75 | €520 | €829 | +€309 | +59.4% |
| Financial charges | 65/66B | €2,459 | €1,962 | -€496 | -20.2% |
| Recurring financial charges | 65 | €2,459 | €1,962 | -€496 | -20.2% |
| Profit (loss) for the period before taxes | 9903 | €83,006 | €79,702 | -€3,304 | -4.0% |
| Income taxes | 67/77 | €20,081 | €18,534 | -€1,547 | -7.7% |
| Profit (loss) for the period | 9904 | €62,925 | €61,168 | -€1,757 | -2.8% |
| Transfer from tax-exempt reserves | 789 | - | €63,150 | +€63,150 | |
| Transfer to tax-exempt reserves | 689 | €30,733 | €32,417 | +€1,684 | +5.5% |
| Profit (loss) for the period to be appropriated | 9905 | €32,192 | €91,901 | +€59,709 | +185.5% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.