IMMO CHABEL
ActiveIMMO CHABEL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €61k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 3.81 in 2024; short-term debt: 5.3% and cash: 12.4% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
4.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
5 d late
2023
on the day
2022
8 d late
2021
3 d late
2020
17 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0
2023 · €0
2020: €0
2021: €0
2022: €0
2023: €0
2020 → 2024
EBIT margin
Not included in this filing
Net result
€61k▼ 2.8%
2024 · €63k
2019: €82k
2020: €76k
2021: €75k
2022: €73k
2023: €69k
2024: €63k
2019 → 2025
Working capital
€205k▲ 18.2%
2024 · €174k
2019: €21k
2020: €65k
2021: €111k
2022: €155k
2023: €141k
2024: €174k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0€0€0
Equity€1.00M-€1.07M▲ 7.3%€1.14M▲ 6.4%€1.21M▲ 5.5%€1.27M▲ 5.1%
Operating result€105k-€98k▼ 7.1%€95k▼ 2.9%€85k▼ 10.6%€81k▼ 4.8%
Net result€75k-€73k▼ 3.1%€69k▼ 6.1%€63k▼ 8.3%€61k▼ 2.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.10M▼ 0.7%
Current assets
€279k▲ 18.4%
Equity and liabilities €1.38M
Equity
€1.27M▲ 5.1%
Debt
€114k▼ 18.1%
The debt ratio falls from 10.4% to 8.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▼
2024 · €95k
Cash flow
€69k▼
2024 · €73k
Solvency
91.7%▲
2024 · 89.6%
Current ratio
3.79▼
2024 · 3.81
Quick ratio
3.79▼
2024 · 3.81
Debt / equity
0.09▼
2024 · 0.12
ROE
4.8%▼
2024 · 5.2%
ROA
4.4%▼
2024 · 4.7%
Interest coverage
45.00▲
2024 · 38.83
Debt
€114k▼
2024 · €140k
Debt ≤ 1 year
€74k▲
2024 · €62k
Debt > 1 year
€41k▼
2024 · €78k
Income taxes
€19k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.38M▲
Formation expenses20€0€0=
Fixed assets21/28€1.11M€1.10M▼
Tangible fixed assets22/27€818k€811k▼
Land and buildings22€814k€807k▼
Furniture and vehicles24€4k€4k▼
Financial fixed assets28€291k€291k=
Current assets29/58€236k€279k▲
Amounts receivable within one year40/41€171k€106k▼
Trade receivables40€105k€38k▼
Other amounts receivable41€66k€68k▲
Cash at bank and in hand54/58€64k€171k▲
Deferred charges and accrued income490/1€600€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.38M▲
Equity10/15€1.21M€1.27M▲
Contributions10/11€198k€198k=
Capital10€198k€198k=
Issued capital100€198k€198k=
Reserves13€196k€228k▲
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Tax-exempt reserves132€135k€104k▼
Distributable reserves133€41k€104k▲
Profit (loss) carried forward14€811k€840k▲
Amounts payable17/49€140k€114k▼
Amounts payable after more than one year17€78k€41k▼
Financial debts170/4€78k€41k▼
Amounts payable within one year42/48€62k€74k▲
Current portion of amounts payable after more than one year42€36k€37k▲
Trade debts44€13k€24k▲
Suppliers440/4€13k€24k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€9k€9k▼
Income statement
Code20242025
Turnover70€0-
Non-recurring operating income76A€11k-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Other operating charges640/8€23k€31k▲
Gross operating margin9900€119k€119k▲
Operating profit (loss)9901€85k€81k▼
Financial income75/76B€520€829▲
Recurring financial income75€520€829▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€83k€80k▼
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€63k€61k▼
Transfer from tax-exempt reserves789-€63k
Transfer to tax-exempt reserves689€31k€32k▲
Profit (loss) for the period to be appropriated9905€32k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€811k€903k▲
Profit (loss) brought forward from the previous period14P€779k€811k▲
Transfer to equity691/2-€63k
To the legal reserve6920-€0
To other reserves6921-€63k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €61k ▼2.8%
Net result drops to €61k, the lowest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 8 days late
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
30-06
Financial
Equity above €1MEq €1.00M ▲8.2%
3 profitable years in a row build equity to €1.00M.
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Baudour (G.) 247011 MonsGround area
1.7 ha
Building footprint
2,577 m²
Volume, LiDAR
20,022 m³
Parcel 53030D0392/00B000, Wallonia · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO CHABEL
since 19922.056.549.557
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030D0392/00B000 | Wallonia | 1.7 ha | 1 · 2,577 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SLS Group
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IMMO L.W.A.
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-10-1991
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.