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HONVEST: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HONVEST

BE 0598.847.217
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€175,751
2024 · €33,840+€141,911
Equity
-€616,380
2024 · -€959,802+€343,421
Cash
€60
2024 · €8,812-€8,752
Balance sheet total
€640,458
2024 · €2.0m-€1.3m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€1.6m

    no longer reported in 2025 (was €1.6m)

  • Tangible fixed assets +€572,909

    up €572,909 (+10224.1%), from €5,603 to €578,512

    of which Land and buildings: +€575,000

  • Receivables within one year -€239,342

    down €239,342 (-79.5%), from €301,227 to €61,885

Equity and liabilities
  • Other debts -€924,825

    down €924,825 (-43.3%), from €2.1m to €1.2m

  • Short-term financial debts -€744,505

    no longer reported in 2025 (was €744,505)

  • Profit (loss) carried forward +€175,751

    up €175,751 (+18.2%), from -€966,002 to -€790,251

  • Revaluation surpluses +€167,671

    new in 2025: €167,671

Income statement
  • Gross operating margin +€130,880

    up €130,880 (+58.7%), from €222,901 to €353,781

  • Financial charges -€17,748

    down €17,748 (-19.8%), from €89,675 to €71,927

  • Staff costs +€3,582

    up €3,582 (+3.8%), from €93,143 to €96,725

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €33,840
Gross operating margin +€130,880
Staff costs -€3,582
Other operating charges -€1,784
Financial income -€1,378
Financial charges +€17,748
Taxes +€26
Result 2025 €175,751

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.1m
Investment -€575,000
Financing -€576,834
Cash 2024 €8,812
Net result for the year +€175,751
Depreciation +€2,091
Stocks and contracts +€1.6m
Receivables within one year +€239,342
Trade debts +€11,243
Tax, wage and social debts +€4,298
Other debts -€924,825
Investment in fixed assets (net) -€575,000
Short-term financial debts -€744,505
Contributions, distributions and other +€167,671
Cash 2025 €60
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,950,825 €640,458 -€1.3m -67.2%
Fixed assets 21/28 €5,603 €578,512 +€572,909 +10224.1%
Tangible fixed assets 22/27 €5,603 €578,512 +€572,909 +10224.1%
Land and buildings 22 - €575,000 +€575,000
Furniture and vehicles 24 €5,603 €3,512 -€2,091 -37.3%
Current assets 29/58 €1,945,222 €61,946 -€1.9m -96.8%
Stocks and contracts in progress 3 €1,635,182 - -€1.6m
Stocks 30/36 €1,635,182 - -€1.6m
Amounts receivable within one year 40/41 €301,227 €61,885 -€239,342 -79.5%
Other amounts receivable 41 €301,227 €61,885 -€239,342 -79.5%
Cash at bank and in hand 54/58 €8,812 €60 -€8,752 -99.3%
Total equity and liabilities 10/49 €1,950,825 €640,458 -€1.3m -67.2%
Equity 10/15 -€959,802 -€616,380 +€343,421 +35.8%
Contributions 10/11 €6,200 €6,200 = 0.0%
Revaluation surpluses 12 - €167,671 +€167,671
Profit (loss) carried forward 14 -€966,002 -€790,251 +€175,751 +18.2%
Amounts payable 17/49 €2,910,627 €1,256,839 -€1.7m -56.8%
Amounts payable within one year 42/48 €2,910,627 €1,256,839 -€1.7m -56.8%
Financial debts 43 €744,505 - -€744,505
Credit institutions 430/8 €744,505 - -€744,505
Trade debts 44 €14,832 €26,075 +€11,243 +75.8%
Suppliers 440/4 €14,832 €26,075 +€11,243 +75.8%
Taxes, remuneration and social security 45 €17,768 €22,066 +€4,298 +24.2%
Remuneration and social security 454/9 €17,768 €22,066 +€4,298 +24.2%
Other amounts payable 47/48 €2,133,521 €1,208,697 -€924,825 -43.3%
Remuneration, social security and pensions 62 €93,143 €96,725 +€3,582 +3.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,091 €2,091 = 0.0%
Other operating charges 640/8 €5,528 €7,312 +€1,784 +32.3%
Gross operating margin 9900 €222,901 €353,781 +€130,880 +58.7%
Operating profit (loss) 9901 €122,139 €247,654 +€125,515 +102.8%
Financial income 75/76B €1,402 €24 -€1,378 -98.3%
Recurring financial income 75 €1,402 €24 -€1,378 -98.3%
Financial charges 65/66B €89,675 €71,927 -€17,748 -19.8%
Recurring financial charges 65 €89,675 €71,927 -€17,748 -19.8%
Profit (loss) for the period before taxes 9903 €33,866 €175,751 +€141,885 +419.0%
Income taxes 67/77 €26 - -€26
Profit (loss) for the period 9904 €33,840 €175,751 +€141,911 +419.4%
Profit (loss) for the period to be appropriated 9905 €33,840 €175,751 +€141,911 +419.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.