Home2check: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Home2check
Largest movements
- Receivables within one year -€26,781
down €26,781 (-54.8%), from €48,868 to €22,087
of which Trade receivables: -€19,781
- Cash -€24,127
down €24,127 (-31.2%), from €77,300 to €53,173
mainly Net result for the year (-€27,568) and Investment in fixed assets (net) (-€11,847)
- Tangible fixed assets +€9,656
new in 2025: €9,656
of which Furniture and vehicles: +€8,216
- Profit (loss) carried forward -€27,568
new in 2025: -€27,568
- Tax, wage and social debts -€9,727
down €9,727 (-69.4%), from €14,025 to €4,299
- Trade debts -€3,957
down €3,957 (-90.2%), from €4,388 to €432
- Gross operating margin -€182,696
down €182,696, from €154,233 to -€28,463
- Taxes -€55,835
down €55,835, from €50,275 to -€5,560
- Depreciation +€2,190
new in 2025: €2,190
- Financial charges +€1,682
up €1,682 (+821%), from €205 to €1,886
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €126,168 | €84,916 | -€41,252 | -32.7% |
| Fixed assets | 21/28 | - | €9,656 | +€9,656 | |
| Tangible fixed assets | 22/27 | - | €9,656 | +€9,656 | |
| Plant, machinery and equipment | 23 | - | €1,440 | +€1,440 | |
| Furniture and vehicles | 24 | - | €8,216 | +€8,216 | |
| Current assets | 29/58 | €126,168 | €75,260 | -€50,908 | -40.3% |
| Amounts receivable within one year | 40/41 | €48,868 | €22,087 | -€26,781 | -54.8% |
| Trade receivables | 40 | €36,212 | €16,431 | -€19,781 | -54.6% |
| Other amounts receivable | 41 | €12,657 | €5,656 | -€7,001 | -55.3% |
| Cash at bank and in hand | 54/58 | €77,300 | €53,173 | -€24,127 | -31.2% |
| Total equity and liabilities | 10/49 | €126,168 | €84,916 | -€41,252 | -32.7% |
| Equity | 10/15 | €107,754 | €80,186 | -€27,568 | -25.6% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Contributions outside capital | 11 | €5,000 | - | -€5,000 | |
| Other | 1109/19 | €5,000 | - | -€5,000 | |
| Reserves | 13 | €102,754 | €102,754 | = | 0.0% |
| Distributable reserves | 133 | €102,754 | €102,754 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€27,568 | -€27,568 | |
| Amounts payable | 17/49 | €18,414 | €4,730 | -€13,684 | -74.3% |
| Amounts payable within one year | 42/48 | €18,414 | €4,730 | -€13,684 | -74.3% |
| Trade debts | 44 | €4,388 | €432 | -€3,957 | -90.2% |
| Suppliers | 440/4 | €4,388 | €432 | -€3,957 | -90.2% |
| Taxes, remuneration and social security | 45 | €14,025 | €4,299 | -€9,727 | -69.4% |
| Taxes | 450/3 | €14,025 | €4,299 | -€9,727 | -69.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €2,190 | +€2,190 | |
| Other operating charges | 640/8 | €999 | €588 | -€411 | -41.1% |
| Gross operating margin | 9900 | €154,233 | -€28,463 | -€182,696 | |
| Operating profit (loss) | 9901 | €153,234 | -€31,242 | -€184,476 | |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €205 | €1,886 | +€1,682 | +821% |
| Recurring financial charges | 65 | €205 | €1,886 | +€1,682 | +821% |
| Profit (loss) for the period before taxes | 9903 | €153,029 | -€33,128 | -€186,157 | |
| Income taxes | 67/77 | €50,275 | -€5,560 | -€55,835 | |
| Profit (loss) for the period | 9904 | €102,754 | -€27,568 | -€130,322 | |
| Profit (loss) for the period to be appropriated | 9905 | €102,754 | -€27,568 | -€130,322 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.