Financials
- Fiscal year
- 2025
- Total assets
- €84,916
- Loss
- -€27,568
- Solvency
- 94.4%
Total assets▼ 32.7%
Net result
20242025
Home2check
ActiveSummary
Home2check has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,186 and a net result of -€27,568. Its solvency ranks better than 95% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other technical testing and analysis
NACE 71209
1 site
Size
€84,916total assets 2025
- Equity
- €80,186
- Loss
- -€27,568
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 2 deeds read
Why 94+ Liquidity: current ratio 15.91, cash €53,173+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Size: total assets €84,916+ Equity €80,186 (94.4% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 94.4% of total assets
Liquidity
100+3
short-term debt 5.6% · cash 62.6%
Profitability
0-100
return on assets -32.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.2%▲ +1.6% vs 11-2024
01-2025: 1.3%▲ +10.8% vs 12-2024highest value
02-2025: 1.3%● 0.0% vs 01-2025highest value
03-2025: 1.3%● 0.0% vs 02-2025highest value
04-2025: 1.3%▼ -0.6% vs 03-2025
05-2025: 1.3%● 0.0% vs 04-2025
06-2025: 0.1%▼ -94.2% vs 05-2025
07-2025: 0.1%● 0.0% vs 06-2025
08-2025: < 0.1%▼ -48.0% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%▼ -2.6% vs 09-2025
11-2025: < 0.1%▲ +2.6% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▲ +2.6% vs 12-2025
02-2026: < 0.1%▲ +2.5% vs 01-2026
03-2026: < 0.1%▲ +2.4% vs 02-2026
04-2026: < 0.1%▲ +4.8% vs 03-2026
05-2026: < 0.1%▲ +6.8% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%● 0.0% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%▼ -21.3% vs 09-2026lowest value
- Liquidity: current ratio 15.91, cash €53,173 lowers the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Size: total assets €84,916 lowers the probability for this profile
- Equity €80,186 (94.4% of total assets) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 15.91 against 6.85 in 2024; short-term debt: 5.6% and cash: 62.6% of total assets), and 5.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 97%, profitability 4%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity doublescurrent ratio 15.91
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 30-04-2027
- 23-04-2026Annual accounts filed
- 30-09-2025Liquidity doubles
- 26-05-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other technical testing and analysisNACE 71209
- Founded
- 30-01-2023
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.