HOME TOUCH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOME TOUCH
Largest movements
- Receivables within one year -€120,790
down €120,790 (-28.5%), from €423,551 to €302,761
of which Trade receivables: -€129,024
- Cash +€83,244
up €83,244 (+143.9%), from €57,840 to €141,084
mainly Receivables within one year (+€120,790) and Depreciation (+€42,403)
- Tangible fixed assets -€42,403
down €42,403 (-39.2%), from €108,124 to €65,721
of which Furniture and vehicles: -€21,656
- Trade debts -€64,219
down €64,219 (-29.4%), from €218,400 to €154,181
- Advances received +€15,000
new in 2025: €15,000
- Reserves +€14,192
up €14,192 (+5.1%), from €280,782 to €294,973
- Tax, wage and social debts -€14,136
down €14,136 (-50.9%), from €27,765 to €13,629
of which Remuneration and social security: -€10,109
- Short-term financial debts -€10,371
down €10,371 (-80.3%), from €12,912 to €2,540
- Gross operating margin -€139,487
down €139,487 (-42.2%), from €330,318 to €190,830
- Staff costs -€121,607
down €121,607 (-51.2%), from €237,340 to €115,732
- Write-downs +€35,000
up €35,000, from -€35,000 to €0
- Taxes -€16,893
down €16,893 (-71.4%), from €23,648 to €6,755
- Depreciation -€10,769
down €10,769 (-20.3%), from €53,172 to €42,403
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €629,845 | €553,871 | -€75,974 | -12.1% |
| Fixed assets | 21/28 | €108,324 | €65,921 | -€42,403 | -39.1% |
| Tangible fixed assets | 22/27 | €108,124 | €65,721 | -€42,403 | -39.2% |
| Land and buildings | 22 | €38,404 | €32,429 | -€5,974 | -15.6% |
| Plant, machinery and equipment | 23 | €23,653 | €8,880 | -€14,772 | -62.5% |
| Furniture and vehicles | 24 | €46,068 | €24,412 | -€21,656 | -47.0% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €521,520 | €487,949 | -€33,571 | -6.4% |
| Stocks and contracts in progress | 3 | €10,500 | €10,500 | = | 0.0% |
| Stocks | 30/36 | €10,500 | €10,500 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €423,551 | €302,761 | -€120,790 | -28.5% |
| Trade receivables | 40 | €283,267 | €154,243 | -€129,024 | -45.5% |
| Other amounts receivable | 41 | €140,284 | €148,518 | +€8,235 | +5.9% |
| Current investments | 50/53 | €29,630 | €29,630 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €57,840 | €141,084 | +€83,244 | +143.9% |
| Deferred charges and accrued income | 490/1 | - | €3,974 | +€3,974 | |
| Total equity and liabilities | 10/49 | €629,845 | €553,871 | -€75,974 | -12.1% |
| Equity | 10/15 | €299,382 | €313,573 | +€14,192 | +4.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €280,782 | €294,973 | +€14,192 | +5.1% |
| Distributable reserves | 133 | €280,782 | €294,973 | +€14,192 | +5.1% |
| Amounts payable | 17/49 | €330,463 | €240,297 | -€90,166 | -27.3% |
| Amounts payable after more than one year | 17 | €9,277 | €1,270 | -€8,007 | -86.3% |
| Financial debts | 170/4 | €9,277 | €1,270 | -€8,007 | -86.3% |
| Amounts payable within one year | 42/48 | €321,186 | €239,028 | -€82,159 | -25.6% |
| Current portion of amounts payable after more than one year | 42 | €13,672 | €8,007 | -€5,665 | -41.4% |
| Financial debts | 43 | €12,912 | €2,540 | -€10,371 | -80.3% |
| Credit institutions | 430/8 | €12,912 | €2,540 | -€10,371 | -80.3% |
| Trade debts | 44 | €218,400 | €154,181 | -€64,219 | -29.4% |
| Suppliers | 440/4 | €218,400 | €154,181 | -€64,219 | -29.4% |
| Advances received on contracts in progress | 46 | - | €15,000 | +€15,000 | |
| Taxes, remuneration and social security | 45 | €27,765 | €13,629 | -€14,136 | -50.9% |
| Taxes | 450/3 | €6,732 | €2,704 | -€4,028 | -59.8% |
| Remuneration and social security | 454/9 | €21,033 | €10,925 | -€10,109 | -48.1% |
| Other amounts payable | 47/48 | €48,437 | €45,670 | -€2,767 | -5.7% |
| Non-recurring operating income | 76A | €7,096 | €0 | -€7,096 | -100.0% |
| Remuneration, social security and pensions | 62 | €237,340 | €115,732 | -€121,607 | -51.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €53,172 | €42,403 | -€10,769 | -20.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€35,000 | €0 | +€35,000 | |
| Other operating charges | 640/8 | €3,024 | €5,378 | +€2,354 | +77.8% |
| Non-recurring operating charges | 66A | €1,364 | €0 | -€1,364 | -100.0% |
| Gross operating margin | 9900 | €330,318 | €190,830 | -€139,487 | -42.2% |
| Operating profit (loss) | 9901 | €70,418 | €27,317 | -€43,101 | -61.2% |
| Financial income | 75/76B | €3,162 | €2,338 | -€823 | -26.0% |
| Recurring financial income | 75 | €787 | €1,617 | +€831 | +105.6% |
| Non-recurring financial income | 76B | €2,375 | €721 | -€1,654 | -69.6% |
| Financial charges | 65/66B | €3,726 | €8,709 | +€4,983 | +133.7% |
| Recurring financial charges | 65 | €3,725 | €7,485 | +€3,760 | +100.9% |
| Non-recurring financial charges | 66B | €1 | €1,225 | +€1,223 | +101955.8% |
| Profit (loss) for the period before taxes | 9903 | €69,854 | €20,946 | -€48,908 | -70.0% |
| Income taxes | 67/77 | €23,648 | €6,755 | -€16,893 | -71.4% |
| Profit (loss) for the period | 9904 | €46,206 | €14,192 | -€32,015 | -69.3% |
| Profit (loss) for the period to be appropriated | 9905 | €46,206 | €14,192 | -€32,015 | -69.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.