HOME TOUCH
ActiveHOME TOUCH has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €14k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-6
Solvency82▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.62 in 2024; short-term debt: 43.2% and cash: 25.5% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
33 d early
2023
13 d late
2022
66 d early
2021
18 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 4.7%
2024 · €299k
2018: €48k
2019: €84k
2020: €100k
2021: €194k
2022: €228k
2023: €253k
2024: €299k
2018 → 2025
Total assets
€554k▼ 12.1%
2024 · €630k
2018: €97k
2019: €180k
2020: €284k
2021: €341k
2022: €978k
2023: €659k
2024: €630k
2018 → 2025
Net result
€14k▼ 69.3%
2024 · €46k
2018: €9k
2019: €36k
2020: €17k
2021: €123k
2022: €184k
2023: €65k
2024: €46k
2018 → 2025
Working capital
€249k▲ 24.3%
2024 · €200k
2018: €32k
2019: €73k
2020: €118k
2021: €178k
2022: €431k
2023: €211k
2024: €200k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€228k▲ 17.5%€253k▲ 11.0%€299k▲ 18.3%€314k▲ 4.7%
Operating result€155k-€259k▲ 67.1%€109k▼ 57.8%€70k▼ 35.4%€27k▼ 61.2%
Net result€123k-€184k▲ 49.3%€65k▼ 64.9%€46k▼ 28.5%€14k▼ 69.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€66k▼ 39.1%
Current assets
€488k▼ 6.4%
Equity and liabilities €554k
Equity
€314k▲ 4.7%
Debt
€240k▼ 27.3%
The debt ratio falls from 52.5% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €124k
Cash flow
€57k▼
2024 · €99k
Solvency
56.6%▲
2024 · 47.5%
Current ratio
2.04▲
2024 · 1.62
Quick ratio
2.00▲
2024 · 1.59
Debt / equity
0.77▼
2024 · 1.10
ROE
4.5%▼
2024 · 15.4%
ROA
2.6%▼
2024 · 7.3%
Interest coverage
9.32▼
2024 · 33.18
Debt
€240k▼
2024 · €330k
Debt ≤ 1 year
€239k▼
2024 · €321k
Debt > 1 year
€1k▼
2024 · €9k
Income taxes
€7k▼
2024 · €24k
Staff costs
€116k▼
2024 · €237k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€630k€554k▼
Fixed assets21/28€108k€66k▼
Tangible fixed assets22/27€108k€66k▼
Land and buildings22€38k€32k▼
Plant, machinery and equipment23€24k€9k▼
Furniture and vehicles24€46k€24k▼
Financial fixed assets28€200€200=
Current assets29/58€522k€488k▼
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€424k€303k▼
Trade receivables40€283k€154k▼
Other amounts receivable41€140k€149k▲
Current investments50/53€30k€30k=
Cash at bank and in hand54/58€58k€141k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€630k€554k▼
Equity10/15€299k€314k▲
Contributions10/11€19k€19k=
Reserves13€281k€295k▲
Distributable reserves133€281k€295k▲
Amounts payable17/49€330k€240k▼
Amounts payable after more than one year17€9k€1k▼
Financial debts170/4€9k€1k▼
Amounts payable within one year42/48€321k€239k▼
Current portion of amounts payable after more than one year42€14k€8k▼
Financial debts43€13k€3k▼
Credit institutions430/8€13k€3k▼
Trade debts44€218k€154k▼
Suppliers440/4€218k€154k▼
Advances received on contracts in progress46-€15k
Taxes, remuneration and social security45€28k€14k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€21k€11k▼
Other amounts payable47/48€48k€46k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Remuneration, social security and pensions62€237k€116k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€42k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-35k€0▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€330k€191k▼
Operating profit (loss)9901€70k€27k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€787€2k▲
Non-recurring financial income76B€2k€721▼
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€7k▲
Non-recurring financial charges66B€1€1k▲
Profit (loss) for the period before taxes9903€70k€21k▼
Income taxes67/77€24k€7k▼
Profit (loss) for the period9904€46k€14k▼
Profit (loss) for the period to be appropriated9905€46k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€14k▼
Transfer to equity691/2€46k€14k▼
To other reserves6921€46k€14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €184k ▲49.3%
Operating result €259k, net result €184k, both a record.
31-12
Financial
Equity above €200kEq €228k ▲17.5%
5 profitable years in a row build equity to €228k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €194k ▲93.5%
4 profitable years in a row build equity to €194k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €100k ▲20.1%
3 profitable years in a row build equity to €100k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1591800 VilvoordeGround area
228 m²
Building footprint
150 m²
Volume, LiDAR
1,027 m³
2 parcels, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Home Touch
since 20142.238.483.153
Mechelsesteenweg 159, 1800 Vilvoorde
since 20212.312.629.854
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23025B0099/00N000 | Flanders | 139 m² | 1 · 61 m² | 10.8 m · 2 fl. |
| 23643E0025/00E002 | Flanders | 90 m² | 1 · 90 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesHOME TOUCH BV40364
Dual-learning approval
6 endedSimilar companies · same sector, comparable size
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2014
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43350Other building finishing work
43333Wallpapering and laying of floor and wall coverings in other materials
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.