HOME & PRIVILEGE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOME & PRIVILEGE
Largest movements
- Receivables within one year +€8,545
up €8,545 (+7753.2%), from €110 to €8,655
- Tangible fixed assets -€3,145
down €3,145 (-39.4%), from €7,991 to €4,847
of which Furniture and vehicles: -€5,795
- Deferred charges and accrued income +€2,351
up €2,351 (+988.7%), from €238 to €2,589
- Cash +€1,402
up €1,402 (+26.3%), from €5,327 to €6,728
mainly Depreciation (+€5,935) and Trade debts (+€5,626)
- Trade debts +€5,626
up €5,626 (+468.8%), from €1,200 to €6,826
- Other debts +€2,804
up €2,804 (+55.7%), from €5,037 to €7,841
- Profit (loss) carried forward +€2,361
up €2,361 (+12.9%), from -€18,253 to -€15,892
- Debts after one year -€993
no longer reported in 2025 (was €993)
- Current portion of long-term debt -€623
down €623 (-38.6%), from €1,616 to €993
- Gross operating margin +€7,960
up €7,960 (+149.4%), from €5,329 to €13,289
- Taxes +€1,600
up €1,600 (+119.8%), from €1,336 to €2,937
- Financial income -€220
down €220 (-85.5%), from €257 to €37
- Depreciation +€139
up €139 (+2.4%), from €5,795 to €5,935
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €13,666 | €22,819 | +€9,153 | +67.0% |
| Fixed assets | 21/28 | €7,991 | €4,847 | -€3,145 | -39.4% |
| Tangible fixed assets | 22/27 | €7,991 | €4,847 | -€3,145 | -39.4% |
| Plant, machinery and equipment | 23 | - | €1,729 | +€1,729 | |
| Furniture and vehicles | 24 | €7,991 | €2,196 | -€5,795 | -72.5% |
| Other tangible fixed assets | 26 | - | €921 | +€921 | |
| Current assets | 29/58 | €5,675 | €17,973 | +€12,298 | +216.7% |
| Amounts receivable within one year | 40/41 | €110 | €8,655 | +€8,545 | +7753.2% |
| Trade receivables | 40 | €110 | €8,655 | +€8,545 | +7753.2% |
| Cash at bank and in hand | 54/58 | €5,327 | €6,728 | +€1,402 | +26.3% |
| Deferred charges and accrued income | 490/1 | €238 | €2,589 | +€2,351 | +988.7% |
| Total equity and liabilities | 10/49 | €13,666 | €22,819 | +€9,153 | +67.0% |
| Equity | 10/15 | €1,747 | €4,108 | +€2,361 | +135.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€18,253 | -€15,892 | +€2,361 | +12.9% |
| Amounts payable | 17/49 | €11,919 | €18,711 | +€6,792 | +57.0% |
| Amounts payable after more than one year | 17 | €993 | - | -€993 | |
| Financial debts | 170/4 | €993 | - | -€993 | |
| Amounts payable within one year | 42/48 | €10,926 | €18,711 | +€7,785 | +71.2% |
| Current portion of amounts payable after more than one year | 42 | €1,616 | €993 | -€623 | -38.6% |
| Trade debts | 44 | €1,200 | €6,826 | +€5,626 | +468.8% |
| Suppliers | 440/4 | €1,200 | €6,826 | +€5,626 | +468.8% |
| Taxes, remuneration and social security | 45 | €3,074 | €3,052 | -€22 | -0.7% |
| Taxes | 450/3 | €3,074 | €3,052 | -€22 | -0.7% |
| Other amounts payable | 47/48 | €5,037 | €7,841 | +€2,804 | +55.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,795 | €5,935 | +€139 | +2.4% |
| Other operating charges | 640/8 | €1,115 | €1,245 | +€130 | +11.7% |
| Gross operating margin | 9900 | €5,329 | €13,289 | +€7,960 | +149.4% |
| Operating profit (loss) | 9901 | -€1,581 | €6,110 | +€7,691 | |
| Financial income | 75/76B | €257 | €37 | -€220 | -85.5% |
| Recurring financial income | 75 | €257 | €37 | -€220 | -85.5% |
| Financial charges | 65/66B | €928 | €849 | -€79 | -8.5% |
| Recurring financial charges | 65 | €928 | €849 | -€79 | -8.5% |
| Profit (loss) for the period before taxes | 9903 | -€2,252 | €5,297 | +€7,549 | |
| Income taxes | 67/77 | €1,336 | €2,937 | +€1,600 | +119.8% |
| Profit (loss) for the period | 9904 | -€3,588 | €2,361 | +€5,949 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,588 | €2,361 | +€5,949 |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.