HOME & PRIVILEGE
ActiveSummary
HOME & PRIVILEGE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,108 and a net result of €2,361. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+44
Solvency43▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
10.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
97 d early
2023
97 d early
2022
97 d early
2021
112 d early
2020
95 d early
2019
170 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 95 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€4,108▲ 135%
2024 · €1,747
Total assets
€22,819▲ 67.0%
2024 · €13,666
Net result
€2,361
2024 · -€3,588
Working capital
-€739▲ 85.9%
2024 · -€5,252
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,468▼ 76.9%€6,022▲ 310%€6,177▲ 2.6%-€1,581€6,110
Net result-€344within the sector's middle half€2,647within the sector's middle half€2,749within the sector's middle half▲ 3.9%-€3,588within the sector's middle half€2,361within the sector's middle half
Equity-€61below the sector's middle half€2,586below the sector's middle half€5,335below the sector's middle half▲ 106%€1,747below the sector's middle half▼ 67.3%€4,108below the sector's middle half▲ 135%
Total assets€31,955below the sector's middle half▲ 46.0%€24,185below the sector's middle half▼ 24.3%€21,797below the sector's middle half▼ 9.9%€13,666below the sector's middle half▼ 37.3%€22,819below the sector's middle half▲ 67.0%
Debt€32,016▲ 48.2%€21,599▼ 32.5%€16,461▼ 23.8%€11,919▼ 27.6%€18,711▲ 57.0%
Working capital-€24,519within the sector's middle half▼ 271%-€18,018within the sector's middle half▲ 26.5%-€8,451within the sector's middle half▲ 53.1%-€5,252within the sector's middle half▲ 37.9%-€739within the sector's middle half▲ 85.9%
Solvency-0.2%below the sector's middle half▼ 1.5pp10.7%within the sector's middle half▲ 10.9pp24.5%within the sector's middle half▲ 13.8pp12.8%within the sector's middle half▼ 11.7pp18.0%within the sector's middle half▲ 5.2pp
Current ratio0.03below the sector's middle half▼ 0.380.17below the sector's middle half▲ 0.130.49within the sector's middle half▲ 0.320.52within the sector's middle half▲ 0.030.96within the sector's middle half▲ 0.44
Return on assets (ROA)-1.1%within the sector's middle half▼ 20.6pp10.9%above the sector's middle half▲ 12.0pp12.6%above the sector's middle half▲ 1.7pp-26.3%below the sector's middle half▼ 38.9pp10.3%above the sector's middle half▲ 36.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,110 after a loss of €1,581 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,819
Fixed assets
€4,847 ▼ 39.4%
Current assets
€17,973 ▲ 217%
Equity and liabilities €22,819
Equity
€4,108 ▲ 135%
Debt
€18,711 ▲ 57.0%
Debt's share of the balance-sheet total falls from 87.2% to 82.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,044▲
2024 · €4,214
Cash flow
€8,295▲
2024 · €2,207
Debt to equity
4.55▼
2024 · 6.82
ROE
57.5%▲
2024 · -205.4%
Interest coverage
14.18▲
2024 · 4.54
Debt ≤ 1 year
€18,711▲
2024 · €10,926
Income taxes
€2,937▲
2024 · €1,336
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,216 | €10,558 | €10,625 | €5,795 | €5,935 | ▲ 2.4% |
| Other operating charges640/8 | - | €1,536 | €1,026 | €1,115 | €1,245 | ▲ 11.7% |
| Gross operating margin9900 | €8,664 | €18,116 | €17,828 | €5,329 | €13,289 | ▲ 149% |
| Operating profit (loss)9901 | €1,468 | €6,022 | €6,177 | -€1,581 | €6,110 | ▲ 486% |
| Financial income75/76B | - | €128 | €11 | €257 | €37 | ▼ 85.5% |
| Recurring financial income75 | €90 | €128 | €11 | €257 | €37 | ▼ 85.5% |
| Financial charges65/66B | - | €803 | €619 | €928 | €849 | ▼ 8.5% |
| Recurring financial charges65 | €473 | €803 | €619 | €928 | €849 | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €1,085 | €5,347 | €5,569 | -€2,252 | €5,297 | ▲ 335% |
| Income taxes67/77 | €1,429 | €2,699 | €2,820 | €1,336 | €2,937 | ▲ 120% |
| Profit (loss) for the period9904 | -€344 | €2,647 | €2,749 | -€3,588 | €2,361 | ▲ 166% |
| Profit (loss) for the period to be appropriated9905 | -€344 | €2,647 | €2,749 | -€3,588 | €2,361 | ▲ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,955 | €24,185 | €21,797 | €13,666 | €22,819 | ▲ 67.0% |
| Fixed assets21/28 | €31,162 | €20,604 | €13,787 | €7,991 | €4,847 | ▼ 39.4% |
| Tangible fixed assets22/27 | €31,162 | €20,604 | €13,787 | €7,991 | €4,847 | ▼ 39.4% |
| Plant, machinery and equipment23 | - | €768 | - | - | €1,729 | - |
| Furniture and vehicles24 | - | €15,068 | €13,787 | €7,991 | €2,196 | ▼ 72.5% |
| Leasing and similar rights25 | - | €4,768 | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | €921 | - |
| Current assets29/58 | €793 | €3,581 | €8,010 | €5,675 | €17,973 | ▲ 217% |
| Amounts receivable within one year40/41 | €293 | €3,562 | €5,551 | €110 | €8,655 | ▲ 7,753% |
| Trade receivables40 | - | €3,562 | €5,551 | €110 | €8,655 | ▲ 7,753% |
| Cash at bank and in hand54/58 | €500 | €19 | €471 | €5,327 | €6,728 | ▲ 26.3% |
| Deferred charges and accrued income490/1 | - | - | €1,988 | €238 | €2,589 | ▲ 989% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,955 | €24,185 | €21,797 | €13,666 | €22,819 | ▲ 67.0% |
| Equity10/15 | -€61 | €2,586 | €5,335 | €1,747 | €4,108 | ▲ 135% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€20,061 | -€17,414 | -€14,665 | -€18,253 | -€15,892 | ▲ 12.9% |
| Amounts payable17/49 | €32,016 | €21,599 | €16,461 | €11,919 | €18,711 | ▲ 57.0% |
| Amounts payable after more than one year17 | €6,704 | - | - | €993 | - | - |
| Financial debts170/4 | - | - | - | €993 | - | - |
| Amounts payable within one year42/48 | €25,312 | €21,599 | €16,461 | €10,926 | €18,711 | ▲ 71.2% |
| Current portion of amounts payable after more than one year42 | - | €6,704 | - | €1,616 | €993 | ▼ 38.6% |
| Financial debts43 | - | €4,596 | €4,757 | - | - | - |
| Credit institutions430/8 | - | €4,596 | €4,757 | - | - | - |
| Trade debts44 | €1,794 | €774 | €2,205 | €1,200 | €6,826 | ▲ 469% |
| Suppliers440/4 | - | €774 | €2,205 | €1,200 | €6,826 | ▲ 469% |
| Advances received on contracts in progress46 | - | €2,553 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €5,136 | €3,746 | €3,074 | €3,052 | ▼ 0.7% |
| Taxes450/3 | - | €5,136 | €3,746 | €3,074 | €3,052 | ▼ 0.7% |
| Other amounts payable47/48 | - | €1,836 | €5,754 | €5,037 | €7,841 | ▲ 55.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€344 | €2,647 | €2,749 | -€3,588 | €2,361 | ▲ 166% |
| + Depreciation and write-downs630 | €6,216 | €10,558 | €10,625 | €5,795 | €5,935 | ▲ 2.4% |
| Operating cash flow (approximation) | €5,872 | €13,206 | €13,374 | €2,207 | €8,295 | ▲ 276% |
| Investment in fixed assets (approximation) | - | €0 | -€3,808 | €0 | -€2,790 | - |
| Change in cash | - | -€481 | €452 | €4,856 | €1,402 | ▼ 71.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €2,361
Net result €2,361 after one loss-making year.
2024
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €2,647
Net result €2,647 after one loss-making year.
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €4,266
Net result €4,266 after one loss-making year.
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2011
Ground area
1,701 m²
Building footprint
122 m²
Volume, LiDAR
750 m³
Parcel 25005C0249/00Z000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Anges 14A, 1320 Beauvechain
since 20112.199.440.158
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25005C0249/00Z000 | Wallonia | 1,701 m² | 1 · 122 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 1,991 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-05-2011
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
64210Activities of holding companies
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836540965
Also
9925:BE0836540965
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.