haveITall: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
haveITall
Largest movements
- Cash +€140,549
up €140,549 (+388.7%), from €36,155 to €176,704
mainly Net result for the year (+€99,284) and Current investments (+€56,719)
- Current investments -€56,719
down €56,719 (-39.9%), from €142,138 to €85,418
- Tangible fixed assets -€18,254
down €18,254 (-17.4%), from €104,914 to €86,660
of which Furniture and vehicles: -€9,531
- Deferred charges and accrued income -€17,616
down €17,616 (-95.0%), from €18,534 to €919
- Receivables within one year -€12,133
down €12,133 (-47.0%), from €25,819 to €13,686
of which Trade receivables: -€22,497
- Reserves +€33,358
up €33,358 (+11.4%), from €293,762 to €327,120
- Gross operating margin +€82,155
up €82,155 (+153.8%), from €53,407 to €135,562
- Taxes +€27,250
up €27,250 (+21288.9%), from €128 to €27,378
- Financial income -€23,331
down €23,331 (-70.5%), from €33,098 to €9,767
- Financial charges -€1,576
down €1,576 (-88.9%), from €1,773 to €196
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €327,560 | €363,387 | +€35,827 | +10.9% |
| Fixed assets | 21/28 | €104,914 | €86,660 | -€18,254 | -17.4% |
| Tangible fixed assets | 22/27 | €104,914 | €86,660 | -€18,254 | -17.4% |
| Land and buildings | 22 | €84,627 | €75,903 | -€8,723 | -10.3% |
| Furniture and vehicles | 24 | €20,288 | €10,757 | -€9,531 | -47.0% |
| Current assets | 29/58 | €222,645 | €276,726 | +€54,081 | +24.3% |
| Amounts receivable within one year | 40/41 | €25,819 | €13,686 | -€12,133 | -47.0% |
| Trade receivables | 40 | €24,884 | €2,387 | -€22,497 | -90.4% |
| Other amounts receivable | 41 | €935 | €11,299 | +€10,364 | +1108.4% |
| Current investments | 50/53 | €142,138 | €85,418 | -€56,719 | -39.9% |
| Cash at bank and in hand | 54/58 | €36,155 | €176,704 | +€140,549 | +388.7% |
| Deferred charges and accrued income | 490/1 | €18,534 | €919 | -€17,616 | -95.0% |
| Total equity and liabilities | 10/49 | €327,560 | €363,387 | +€35,827 | +10.9% |
| Equity | 10/15 | €306,034 | €339,520 | +€33,486 | +10.9% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €293,762 | €327,120 | +€33,358 | +11.4% |
| Distributable reserves | 133 | €293,762 | €327,120 | +€33,358 | +11.4% |
| Profit (loss) carried forward | 14 | -€127 | - | +€127 | |
| Amounts payable | 17/49 | €21,525 | €23,867 | +€2,341 | +10.9% |
| Amounts payable within one year | 42/48 | €19,635 | €21,226 | +€1,591 | +8.1% |
| Trade debts | 44 | €924 | €2,504 | +€1,580 | +170.9% |
| Suppliers | 440/4 | €924 | €2,504 | +€1,580 | +170.9% |
| Taxes, remuneration and social security | 45 | €12,264 | €14,325 | +€2,061 | +16.8% |
| Taxes | 450/3 | €12,264 | €14,325 | +€2,061 | +16.8% |
| Other amounts payable | 47/48 | €6,447 | €4,396 | -€2,050 | -31.8% |
| Accrued charges and deferred income | 492/3 | €1,890 | €2,640 | +€751 | +39.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,601 | €18,254 | -€347 | -1.9% |
| Other operating charges | 640/8 | €192 | €217 | +€25 | +13.1% |
| Gross operating margin | 9900 | €53,407 | €135,562 | +€82,155 | +153.8% |
| Operating profit (loss) | 9901 | €34,614 | €117,091 | +€82,477 | +238.3% |
| Financial income | 75/76B | €33,098 | €9,767 | -€23,331 | -70.5% |
| Recurring financial income | 75 | €33,098 | €9,767 | -€23,331 | -70.5% |
| Financial charges | 65/66B | €1,773 | €196 | -€1,576 | -88.9% |
| Recurring financial charges | 65 | €1,773 | €196 | -€1,576 | -88.9% |
| Profit (loss) for the period before taxes | 9903 | €65,939 | €126,662 | +€60,723 | +92.1% |
| Income taxes | 67/77 | €128 | €27,378 | +€27,250 | +21288.9% |
| Profit (loss) for the period | 9904 | €65,811 | €99,284 | +€33,473 | +50.9% |
| Profit (loss) for the period to be appropriated | 9905 | €65,811 | €99,284 | +€33,473 | +50.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.