haveITall
ActiveSummary
haveITall has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €340k and a net result of €99k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 92% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 13.04 against 11.34 in 2024; short-term debt: 5.8% and cash: 48.6% of total assets), and 6.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
27.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
28 d early
2023
40 d early
2022
45 d early
2021
32 d early
2020
43 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€340k▲ 10.9%
2024 · €306k
Total assets
€363k▲ 10.9%
2024 · €328k
Net result
€99k▲ 50.9%
2024 · €66k
Working capital
€256k▲ 25.9%
2024 · €203k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€154k▼ 6.8%€-26k€-46k▼ 81.7%€35k€117k▲ 238%
Net result€113k▼ 0.3%€-20k€-46k▼ 134%€66k€99k▲ 50.9%
Equity€474k▲ 11.5%€420k▼ 11.4%€324k▼ 23.0%€306k▼ 5.4%€340k▲ 10.9%
Total assets€522k▲ 11.6%€426k▼ 18.5%€355k▼ 16.7%€328k▼ 7.6%€363k▲ 10.9%
Debt€48k▲ 12.4%€5k▼ 88.7%€31k▲ 471%€22k▼ 30.4%€24k▲ 10.9%
Working capital€468k▲ 12.2%€279k▼ 40.2%€228k▼ 18.4%€203k▼ 11.0%€256k▲ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 238% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€87k ▼ 17.4%
Current assets
€277k ▲ 24.3%
Equity and liabilities €363k
Equity
€340k ▲ 10.9%
Debt
€24k ▲ 10.9%
Debt's share of the balance-sheet total stays at 6.6%.
Key figures and ratios
EBITDA
€135k▲
2024 · €53k
Cash flow
€118k▲
2024 · €84k
Current ratio
13.04▲
2024 · 11.34
Debt to equity
0.07▼
2024 · 0.07
ROE
29.2%▲
2024 · 21.5%
ROA
27.3%▲
2024 · 20.1%
Interest coverage
688.95▲
2024 · 30.02
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€27k▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €25k | €20k | €19k | €18k | ▼ 1.9% |
| Other operating charges640/8 | €441 | €2k | €275 | €192 | €217 | ▲ 13.1% |
| Gross operating margin9900 | €161k | €2k | €-27k | €53k | €136k | ▲ 154% |
| Operating profit (loss)9901 | €154k | €-26k | €-46k | €35k | €117k | ▲ 238% |
| Financial income75/76B | €5k | €6k | €551 | €33k | €10k | ▼ 70.5% |
| Recurring financial income75 | €5k | €6k | €551 | €33k | €10k | ▼ 70.5% |
| Financial charges65/66B | €515 | €12 | €215 | €2k | €196 | ▼ 88.9% |
| Recurring financial charges65 | €515 | €12 | €215 | €2k | €196 | ▼ 88.9% |
| Profit (loss) for the period before taxes9903 | €158k | €-20k | €-46k | €66k | €127k | ▲ 92.1% |
| Income taxes67/77 | €45k | €197 | €121 | €128 | €27k | ▲ 21,289% |
| Profit (loss) for the period9904 | €113k | €-20k | €-46k | €66k | €99k | ▲ 50.9% |
| Profit (loss) for the period to be appropriated9905 | €113k | €-20k | €-46k | €66k | €99k | ▲ 50.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €522k | €426k | €355k | €328k | €363k | ▲ 10.9% |
| Fixed assets21/28 | €8k | €141k | €122k | €105k | €87k | ▼ 17.4% |
| Tangible fixed assets22/27 | €8k | €141k | €122k | €105k | €87k | ▼ 17.4% |
| Land and buildings22 | - | €102k | €93k | €85k | €76k | ▼ 10.3% |
| Furniture and vehicles24 | €8k | €39k | €28k | €20k | €11k | ▼ 47.0% |
| Current assets29/58 | €514k | €284k | €233k | €223k | €277k | ▲ 24.3% |
| Amounts receivable after more than one year29 | €273k | - | - | - | - | - |
| Other amounts receivable291 | €273k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €42k | €12k | €1k | €26k | €14k | ▼ 47.0% |
| Trade receivables40 | €15k | - | €703 | €25k | €2k | ▼ 90.4% |
| Other amounts receivable41 | €27k | €12k | €734 | €935 | €11k | ▲ 1,108% |
| Current investments50/53 | €101k | €237k | €190k | €142k | €85k | ▼ 39.9% |
| Cash at bank and in hand54/58 | €96k | €14k | €22k | €36k | €177k | ▲ 389% |
| Deferred charges and accrued income490/1 | €1k | €20k | €19k | €19k | €919 | ▼ 95.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €522k | €426k | €355k | €328k | €363k | ▲ 10.9% |
| Equity10/15 | €474k | €420k | €324k | €306k | €340k | ▲ 10.9% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €462k | €427k | €377k | €294k | €327k | ▲ 11.4% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €460k | €426k | €377k | €294k | €327k | ▲ 11.4% |
| Profit (loss) carried forward14 | - | €-20k | €-66k | €-127 | - | - |
| Amounts payable17/49 | €48k | €5k | €31k | €22k | €24k | ▲ 10.9% |
| Amounts payable after more than one year17 | - | - | €25k | - | - | - |
| Financial debts170/4 | - | - | €25k | - | - | - |
| Amounts payable within one year42/48 | €46k | €5k | €5k | €20k | €21k | ▲ 8.1% |
| Trade debts44 | €503 | €623 | €909 | €924 | €3k | ▲ 171% |
| Suppliers440/4 | €503 | €623 | €909 | €924 | €3k | ▲ 171% |
| Taxes, remuneration and social security45 | €34k | €4k | €3k | €12k | €14k | ▲ 16.8% |
| Taxes450/3 | €34k | €4k | €3k | €12k | €14k | ▲ 16.8% |
| Other amounts payable47/48 | €12k | - | €471 | €6k | €4k | ▼ 31.8% |
| Accrued charges and deferred income492/3 | €1k | €717 | €1k | €2k | €3k | ▲ 39.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €113k | €-20k | €-46k | €66k | €99k | ▲ 50.9% |
| + Depreciation and write-downs630 | €7k | €25k | €20k | €19k | €18k | ▼ 1.9% |
| Operating cash flow (approximation) | €120k | €6k | €-27k | €84k | €118k | ▲ 39.2% |
| Investment in fixed assets (approximation) | - | €-159k | €0 | €-2k | €0 | ▲ 100% |
| Change in cash | - | €-82k | €7k | €14k | €141k | ▲ 879% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €66k
Net result €66k after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 60.49
Current ratio from 11.06 to 60.49; short-term debt falls from €46k to €5k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €113k ▲69.9%
Operating result €165k, net result €113k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
297 m²
Building footprint
117 m²
Volume, LiDAR
1,038 m³
Parcel 11051B0366/00X002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
haveITall
since 20122.212.107.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0366/00X002 | Flanders | 297 m² | 1 · 117 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-08-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.