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HaPi - Immo: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HaPi - Immo

BE 0766.861.610
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€8,428
2024 · -€22,661+€14,233
Equity
-€121,938
2024 · -€113,510-€8,428
Cash
€94,042
2024 · €8,947+€85,094
Balance sheet total
€1.3m
2024 · €1.2m+€66,488

Largest movements

2024 to 2025
Assets
  • Cash +€85,094

    up €85,094 (+951.0%), from €8,947 to €94,042

    mainly Debts after one year (+€233,685) and Receivables within one year (+€77,406)

  • Receivables within one year -€77,406

    no longer reported in 2025 (was €77,406)

  • Tangible fixed assets +€58,053

    up €58,053 (+5.1%), from €1.1m to €1.2m

    of which Land and buildings: +€962,075

Equity and liabilities
  • Debts after one year +€233,685

    up €233,685 (+27.8%), from €840,357 to €1.1m

  • Other debts -€175,000

    down €175,000 (-39.0%), from €449,224 to €274,224

  • Current portion of long-term debt +€13,745

    up €13,745 (+33.5%), from €41,042 to €54,787

Income statement
  • Gross operating margin +€100,042

    up €100,042, from -€6,836 to €93,206

  • Other operating charges +€49,628

    up €49,628 (+6542.1%), from €759 to €50,386

  • Depreciation +€29,835

    new in 2025: €29,835

  • Financial charges +€6,346

    up €6,346 (+42.1%), from €15,066 to €21,412

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€22,661
Gross operating margin +€100,042
Depreciation -€29,835
Other operating charges -€49,628
Financial charges -€6,346
Result 2025 -€8,428

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€74,448
Investment -€87,888
Financing +€247,431
Cash 2024 €8,947
Net result for the year -€8,428
Depreciation +€29,835
Receivables within one year +€77,406
Deferred charges and accrued income -€747
Trade debts -€1,720
Tax, wage and social debts +€4,205
Other debts -€175,000
Investment in fixed assets (net) -€87,888
Debts after one year +€233,685
Current portion of long-term debt +€13,745
Cash 2025 €94,042
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,219,417 €1,285,905 +€66,488 +5.5%
Fixed assets 21/28 €1,133,064 €1,191,117 +€58,053 +5.1%
Tangible fixed assets 22/27 €1,133,064 €1,191,117 +€58,053 +5.1%
Land and buildings 22 €195,000 €1,157,075 +€962,075 +493.4%
Plant, machinery and equipment 23 - €34,042 +€34,042
Assets under construction and advance payments 27 €938,064 - -€938,064
Current assets 29/58 €86,353 €94,788 +€8,435 +9.8%
Amounts receivable within one year 40/41 €77,406 - -€77,406
Other amounts receivable 41 €77,406 - -€77,406
Cash at bank and in hand 54/58 €8,947 €94,042 +€85,094 +951.0%
Deferred charges and accrued income 490/1 - €747 +€747
Total equity and liabilities 10/49 €1,219,417 €1,285,905 +€66,488 +5.5%
Equity 10/15 -€113,510 -€121,938 -€8,428 -7.4%
Contributions 10/11 €2,500 €2,500 = 0.0%
Profit (loss) carried forward 14 -€116,010 -€124,438 -€8,428 -7.3%
Amounts payable 17/49 €1,332,927 €1,407,843 +€74,916 +5.6%
Amounts payable after more than one year 17 €840,357 €1,074,042 +€233,685 +27.8%
Financial debts 170/4 €840,357 €1,074,042 +€233,685 +27.8%
Amounts payable within one year 42/48 €492,571 €333,801 -€158,770 -32.2%
Current portion of amounts payable after more than one year 42 €41,042 €54,787 +€13,745 +33.5%
Trade debts 44 €2,305 €585 -€1,720 -74.6%
Suppliers 440/4 €2,305 €585 -€1,720 -74.6%
Taxes, remuneration and social security 45 - €4,205 +€4,205
Taxes 450/3 - €4,205 +€4,205
Other amounts payable 47/48 €449,224 €274,224 -€175,000 -39.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €29,835 +€29,835
Other operating charges 640/8 €759 €50,386 +€49,628 +6542.1%
Gross operating margin 9900 -€6,836 €93,206 +€100,042
Operating profit (loss) 9901 -€7,595 €12,984 +€20,579
Financial charges 65/66B €15,066 €21,412 +€6,346 +42.1%
Recurring financial charges 65 €15,066 €21,412 +€6,346 +42.1%
Profit (loss) for the period before taxes 9903 -€22,661 -€8,428 +€14,233 +62.8%
Profit (loss) for the period 9904 -€22,661 -€8,428 +€14,233 +62.8%
Profit (loss) for the period to be appropriated 9905 -€22,661 -€8,428 +€14,233 +62.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.