HABITY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABITY
Largest movements
- Receivables within one year +€605,453
up €605,453 (+839.0%), from €72,167 to €677,621
of which Other amounts receivable: +€558,263
- Receivables after one year -€542,857
down €542,857 (-27.8%), from €2.0m to €1.4m
- Cash -€283,689
down €283,689 (-21.7%), from €1.3m to €1.0m
mainly Receivables within one year (-€605,453) and Tax, wage and social debts (-€433,574)
- Tax, wage and social debts -€433,574
down €433,574 (-37.9%), from €1.1m to €710,708
- Reserves +€376,775
up €376,775 (+3.6%), from €10.5m to €10.9m
- Financial income -€6.3m
down €6.3m (-96.5%), from €6.5m to €231,415
of which Non-recurring financial income: -€6.4m
- Gross operating margin -€892,852
down €892,852 (-70.1%), from €1.3m to €380,569
- Taxes -€835,504
down €835,504 (-81.8%), from €1.0m to €186,300
- Financial charges +€17,972
up €17,972 (+592.6%), from €3,033 to €21,005
- Depreciation -€16,406
down €16,406 (-46.7%), from €35,130 to €18,724
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €13,505,117 | €13,380,345 | -€124,772 | -0.9% |
| Fixed assets | 21/28 | €1,127,139 | €1,108,415 | -€18,724 | -1.7% |
| Tangible fixed assets | 22/27 | €127,524 | €108,800 | -€18,724 | -14.7% |
| Land and buildings | 22 | €115,200 | €108,800 | -€6,400 | -5.6% |
| Furniture and vehicles | 24 | €12,324 | €0 | -€12,324 | -100.0% |
| Financial fixed assets | 28 | €999,615 | €999,615 | = | 0.0% |
| Current assets | 29/58 | €12,377,978 | €12,271,930 | -€106,049 | -0.9% |
| Amounts receivable after more than one year | 29 | €1,955,000 | €1,412,143 | -€542,857 | -27.8% |
| Other amounts receivable | 291 | €1,955,000 | €1,412,143 | -€542,857 | -27.8% |
| Amounts receivable within one year | 40/41 | €72,167 | €677,621 | +€605,453 | +839.0% |
| Trade receivables | 40 | €0 | €47,190 | +€47,190 | |
| Other amounts receivable | 41 | €72,167 | €630,431 | +€558,263 | +773.6% |
| Current investments | 50/53 | €9,044,644 | €9,132,003 | +€87,360 | +1.0% |
| Cash at bank and in hand | 54/58 | €1,304,702 | €1,021,014 | -€283,689 | -21.7% |
| Deferred charges and accrued income | 490/1 | €1,465 | €29,149 | +€27,684 | +1890.0% |
| Total equity and liabilities | 10/49 | €13,505,117 | €13,380,345 | -€124,772 | -0.9% |
| Equity | 10/15 | €11,381,893 | €11,758,668 | +€376,775 | +3.3% |
| Contributions | 10/11 | €861,364 | €861,364 | = | 0.0% |
| Reserves | 13 | €10,520,529 | €10,897,304 | +€376,775 | +3.6% |
| Distributable reserves | 133 | €10,520,529 | €10,897,304 | +€376,775 | +3.6% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €2,123,224 | €1,621,677 | -€501,547 | -23.6% |
| Amounts payable after more than one year | 17 | €43,329 | €26,727 | -€16,602 | -38.3% |
| Financial debts | 170/4 | €43,329 | €26,727 | -€16,602 | -38.3% |
| Amounts payable within one year | 42/48 | €2,078,715 | €1,594,950 | -€483,765 | -23.3% |
| Current portion of amounts payable after more than one year | 42 | €16,390 | €16,602 | +€212 | +1.3% |
| Trade debts | 44 | €8,650 | €14,130 | +€5,480 | +63.4% |
| Suppliers | 440/4 | €8,650 | €14,130 | +€5,480 | +63.4% |
| Taxes, remuneration and social security | 45 | €1,144,282 | €710,708 | -€433,574 | -37.9% |
| Taxes | 450/3 | €1,144,282 | €710,708 | -€433,574 | -37.9% |
| Other amounts payable | 47/48 | €909,393 | €853,509 | -€55,884 | -6.1% |
| Accrued charges and deferred income | 492/3 | €1,180 | €0 | -€1,180 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,130 | €18,724 | -€16,406 | -46.7% |
| Other operating charges | 640/8 | €7,408 | €9,180 | +€1,772 | +23.9% |
| Gross operating margin | 9900 | €1,273,421 | €380,569 | -€892,852 | -70.1% |
| Operating profit (loss) | 9901 | €1,230,883 | €352,665 | -€878,218 | -71.3% |
| Financial income | 75/76B | €6,549,798 | €231,415 | -€6.3m | -96.5% |
| Recurring financial income | 75 | €125,230 | €231,415 | +€106,185 | +84.8% |
| Non-recurring financial income | 76B | €6,424,567 | €0 | -€6.4m | -100.0% |
| Financial charges | 65/66B | €3,033 | €21,005 | +€17,972 | +592.6% |
| Recurring financial charges | 65 | €3,033 | €21,005 | +€17,972 | +592.6% |
| Profit (loss) for the period before taxes | 9903 | €7,777,647 | €563,075 | -€7.2m | -92.8% |
| Income taxes | 67/77 | €1,021,804 | €186,300 | -€835,504 | -81.8% |
| Profit (loss) for the period | 9904 | €6,755,844 | €376,775 | -€6.4m | -94.4% |
| Profit (loss) for the period to be appropriated | 9905 | €6,755,844 | €376,775 | -€6.4m | -94.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.