Financials
- Fiscal year
- 2025
- Total assets
- €13.4m
- Profit
- €376,775
- Solvency
- 87.9%
Total assets▼ 0.9%
Net result
20182025
HABITY
ActiveSummary
HABITY has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.8m and a net result of €376,775. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 2997 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100NACE 62010
#1 company by total assets in Maasmechelen, Telecoms and IT sector1 site
Size
€13.4mtotal assets 2025
- Equity
- €11.8m
- Profit
- €376,775
Turnover not published (abridged schema)
Structure
- Holdings
- 3
Accounts on time0 of 3 deeds read
Why 97+ Size: total assets €13.4m+ Figures for FY 2025 (filed 31-07-2026)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €11.8m (87.9% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 62, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 87.9% of total assets
Liquidity
58-1
short-term debt 11.9% · cash 7.6%
Profitability
72-28
return on assets 2.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: < 0.1%
07-2026: < 0.1%▲ +9.4% vs 06-2026highest value
08-2026: < 0.1%▼ -20.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €13.4m lowers the probability for this profile
- Figures for FY 2025 (filed 31-07-2026) lowers the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Equity €11.8m (87.9% of total assets) lowers the probability
Credit up to €1,100,000 at 30 days acceptable
Liquidity ample (current ratio 7.69 against 5.95 in 2024; short-term debt: 11.9% and cash: 7.6% of total assets), and 12.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, medium-sized). Better than this share of them on solvency 95%, liquidity 83%, profitability 67%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
33 d early
2022
23 d late
2021
17 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2018net €6.8m ▲497%
Key points
By topic
Network & group
- Subsidiaries
- 2
- Holdings
- 3
3 holdings
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 29-08-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 21-11-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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