HABITAX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABITAX
Largest movements
- Tangible fixed assets -€7,617
down €7,617 (-36.9%), from €20,660 to €13,043
- Cash +€3,267
up €3,267 (+33.8%), from €9,668 to €12,935
mainly Depreciation (+€7,617) and Net result for the year (+€6,720)
- Receivables within one year -€1,064
down €1,064 (-4.4%), from €24,048 to €22,984
of which Trade receivables: -€1,465
- Deferred charges and accrued income -€1,009
down €1,009 (-56.8%), from €1,778 to €769
- Other debts -€7,702
down €7,702 (-71.3%), from €10,796 to €3,093
- Profit (loss) carried forward +€6,720
up €6,720 (+56.5%), from €11,904 to €18,624
- Debts after one year -€4,753
down €4,753 (-60.5%), from €7,851 to €3,098
- Trade debts -€1,240
down €1,240 (-20.7%), from €5,993 to €4,753
- Turnover +€36,891
up €36,891 (+31.7%), from €116,396 to €153,287
- Purchases and services +€35,108
up €35,108 (+47.4%), from €73,990 to €109,098
- Gross operating margin +€4,484
up €4,484 (+10.2%), from €44,157 to €48,641
- Staff costs +€3,799
up €3,799 (+14.4%), from €26,415 to €30,215
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €56,179 | €49,756 | -€6,423 | -11.4% |
| Fixed assets | 21/28 | €20,685 | €13,068 | -€7,617 | -36.8% |
| Tangible fixed assets | 22/27 | €20,660 | €13,043 | -€7,617 | -36.9% |
| Furniture and vehicles | 24 | €20,660 | €13,043 | -€7,617 | -36.9% |
| Financial fixed assets | 28 | €25 | €25 | = | 0.0% |
| Current assets | 29/58 | €35,494 | €36,688 | +€1,194 | +3.4% |
| Amounts receivable within one year | 40/41 | €24,048 | €22,984 | -€1,064 | -4.4% |
| Trade receivables | 40 | €6,820 | €5,355 | -€1,465 | -21.5% |
| Other amounts receivable | 41 | €17,228 | €17,629 | +€402 | +2.3% |
| Cash at bank and in hand | 54/58 | €9,668 | €12,935 | +€3,267 | +33.8% |
| Deferred charges and accrued income | 490/1 | €1,778 | €769 | -€1,009 | -56.8% |
| Total equity and liabilities | 10/49 | €56,179 | €49,756 | -€6,423 | -11.4% |
| Equity | 10/15 | €30,575 | €37,295 | +€6,720 | +22.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €71 | €71 | = | 0.0% |
| Non-distributable reserves | 130/1 | €71 | €71 | = | 0.0% |
| Reserves not available under the articles | 1311 | €71 | €71 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,904 | €18,624 | +€6,720 | +56.5% |
| Amounts payable | 17/49 | €25,604 | €12,461 | -€13,143 | -51.3% |
| Amounts payable after more than one year | 17 | €7,851 | €3,098 | -€4,753 | -60.5% |
| Financial debts | 170/4 | €7,851 | €3,098 | -€4,753 | -60.5% |
| Amounts payable within one year | 42/48 | €17,753 | €9,363 | -€8,390 | -47.3% |
| Trade debts | 44 | €5,993 | €4,753 | -€1,240 | -20.7% |
| Suppliers | 440/4 | €5,993 | €4,753 | -€1,240 | -20.7% |
| Taxes, remuneration and social security | 45 | €964 | €1,517 | +€553 | +57.3% |
| Taxes | 450/3 | €865 | €1,105 | +€239 | +27.7% |
| Remuneration and social security | 454/9 | €99 | €412 | +€313 | +316% |
| Other amounts payable | 47/48 | €10,796 | €3,093 | -€7,702 | -71.3% |
| Turnover | 70 | €116,396 | €153,287 | +€36,891 | +31.7% |
| Goods, raw materials, services and sundry goods | 60/61 | €73,990 | €109,098 | +€35,108 | +47.4% |
| Remuneration, social security and pensions | 62 | €26,415 | €30,215 | +€3,799 | +14.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,617 | €7,617 | = | 0.0% |
| Other operating charges | 640/8 | €1,616 | €1,014 | -€602 | -37.2% |
| Gross operating margin | 9900 | €44,157 | €48,641 | +€4,484 | +10.2% |
| Operating profit (loss) | 9901 | €8,509 | €9,795 | +€1,287 | +15.1% |
| Financial charges | 65/66B | €366 | €990 | +€624 | +170% |
| Recurring financial charges | 65 | €366 | €990 | +€624 | +170% |
| Profit (loss) for the period before taxes | 9903 | €8,143 | €8,805 | +€663 | +8.1% |
| Income taxes | 67/77 | €1,881 | €2,086 | +€205 | +10.9% |
| Profit (loss) for the period | 9904 | €6,262 | €6,720 | +€458 | +7.3% |
| Profit (loss) for the period to be appropriated | 9905 | €6,262 | €6,720 | +€458 | +7.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.