HABITAX
ActiveHABITAX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €7k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 4527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100▲+21
Growth85▲+9
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.92 against 2.0 in 2024; short-term debt: 18.8% and cash: 26% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
29 d late
2022
32 d late
2021
31 d late
2020
25 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€153k▲ 31.7%
2024 · €116k
2023: €104k
2024: €116k
2023 → 2025
EBIT margin
6.4%▼ 0.9pp
2024 · 7.3%
2023: 6.2%
2024: 7.3%
2023 → 2025
Net result
€7k▲ 7.3%
2024 · €6k
2018: €2k
2019: €1k
2020: €1k
2021: €16k
2022: €3k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€27k▲ 54.0%
2024 · €18k
2018: €-21k
2019: €-778
2020: €2k
2021: €11k
2022: €9k
2023: €9k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€104k€116k▲ 11.9%€153k▲ 31.7%
Equity€18k-€21k▲ 19.5%€24k▲ 13.6%€31k▲ 25.8%€37k▲ 22.0%
Operating result€18k-€4k▼ 76.6%€6k▲ 48.6%€9k▲ 32.5%€10k▲ 15.1%
Net result€16k-€3k▼ 77.7%€3k▼ 16.6%€6k▲ 115%€7k▲ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€13k▼ 36.8%
Current assets
€37k▲ 3.4%
Equity and liabilities €50k
Equity
€37k▲ 22.0%
Debt
€12k▼ 51.3%
The debt ratio falls from 45.6% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €16k
Cash flow
€14k▲
2024 · €14k
Solvency
75.0%▲
2024 · 54.4%
Current ratio
3.92▲
2024 · 2.00
Quick ratio
3.92▲
2024 · 2.00
Debt / equity
0.33▼
2024 · 0.84
ROE
18.0%▼
2024 · 20.5%
ROA
13.5%▲
2024 · 11.1%
Interest coverage
17.59▼
2024 · 44.04
Debt
€12k▼
2024 · €26k
Debt ≤ 1 year
€9k▼
2024 · €18k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€2k▲
2024 · €2k
Staff costs
€30k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€50k▼
Fixed assets21/28€21k€13k▼
Tangible fixed assets22/27€21k€13k▼
Furniture and vehicles24€21k€13k▼
Financial fixed assets28€25€25=
Current assets29/58€35k€37k▲
Amounts receivable within one year40/41€24k€23k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€17k€18k▲
Cash at bank and in hand54/58€10k€13k▲
Deferred charges and accrued income490/1€2k€769▼
Equity and liabilities
Total equity and liabilities10/49€56k€50k▼
Equity10/15€31k€37k▲
Contributions10/11€19k€19k=
Reserves13€71€71=
Non-distributable reserves130/1€71€71=
Reserves not available under the articles1311€71€71=
Profit (loss) carried forward14€12k€19k▲
Amounts payable17/49€26k€12k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€18k€9k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€964€2k▲
Taxes450/3€865€1k▲
Remuneration and social security454/9€99€412▲
Other amounts payable47/48€11k€3k▼
Income statement
Code20242025
Turnover70€116k€153k▲
Goods, raw materials, services and sundry goods60/61€74k€109k▲
Remuneration, social security and pensions62€26k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€44k€49k▲
Operating profit (loss)9901€9k€10k▲
Financial charges65/66B€366€990▲
Recurring financial charges65€366€990▲
Profit (loss) for the period before taxes9903€8k€9k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€6k€7k▲
Profit (loss) for the period to be appropriated9905€6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€19k▲
Profit (loss) brought forward from the previous period14P€6k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲1344%
Operating result €18k, net result €16k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €1k ▼24%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eedstraat 831070 AnderlechtGround area
186 m²
Building footprint
80 m²
Volume, LiDAR
1,170 m³
Parcel 21001A0503/00Y003, Brussels · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Eedstraat 83, 1070 Anderlecht
since 19962.077.864.813
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0503/00Y003 | Brussels | 186 m² | 1 · 80 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZAIOTAXI
BE 0453.689.091
Sint-Pieters-Leeuw · Eq €37k
L.T.VINCENT & Co
BE 0438.413.076
Grez-Doiceau · Eq €37k
RIZI
BE 0807.895.281
Schaarbeek · Eq €37k
TAXIS IDEALTAX
BE 0878.021.333
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DIANA
BE 0455.540.704
Brussel · Eq €37k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,286. 1,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-1996
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.