HABIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABIMMO
Largest movements
- Cash +€19,958
up €19,958 (+110.9%), from €17,990 to €37,948
mainly Net result for the year (+€16,759) and Trade debts (+€10,792)
- Receivables within one year +€6,800
new in 2025: €6,800
- Deferred charges and accrued income +€6,000
up €6,000 (+100.0%), from €6,000 to €12,000
- Tangible fixed assets -€1,692
down €1,692 (-2.3%), from €73,248 to €71,556
of which Land and buildings: -€2,536
- Reserves +€16,759
up €16,759 (+22.5%), from €74,360 to €91,119
of which Distributable reserves: +€16,759
- Trade debts +€10,792
up €10,792 (+122.1%), from €8,835 to €19,626
- Tax, wage and social debts +€5,504
up €5,504 (+233.9%), from €2,353 to €7,857
- Other debts -€1,600
down €1,600 (-46.6%), from €3,438 to €1,838
- Gross operating margin +€19,008
up €19,008 (+125.3%), from €15,165 to €34,173
- Other operating charges +€3,859
up €3,859 (+100.9%), from €3,825 to €7,684
- Taxes +€3,151
up €3,151 (+133.9%), from €2,353 to €5,504
- Depreciation +€2,258
up €2,258 (+117.7%), from €1,918 to €4,176
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €97,238 | €128,305 | +€31,066 | +31.9% |
| Fixed assets | 21/28 | €73,248 | €71,556 | -€1,692 | -2.3% |
| Tangible fixed assets | 22/27 | €73,248 | €71,556 | -€1,692 | -2.3% |
| Land and buildings | 22 | €65,445 | €62,909 | -€2,536 | -3.9% |
| Other tangible fixed assets | 26 | €7,804 | €8,647 | +€843 | +10.8% |
| Current assets | 29/58 | €23,990 | €56,749 | +€32,759 | +136.6% |
| Amounts receivable within one year | 40/41 | - | €6,800 | +€6,800 | |
| Other amounts receivable | 41 | - | €6,800 | +€6,800 | |
| Cash at bank and in hand | 54/58 | €17,990 | €37,948 | +€19,958 | +110.9% |
| Deferred charges and accrued income | 490/1 | €6,000 | €12,000 | +€6,000 | +100.0% |
| Total equity and liabilities | 10/49 | €97,238 | €128,305 | +€31,066 | +31.9% |
| Equity | 10/15 | €82,225 | €98,984 | +€16,759 | +20.4% |
| Contributions | 10/11 | €7,865 | €7,865 | = | 0.0% |
| Reserves | 13 | €74,360 | €91,119 | +€16,759 | +22.5% |
| Tax-exempt reserves | 132 | €3,901 | €3,901 | = | 0.0% |
| Distributable reserves | 133 | €70,459 | €87,218 | +€16,759 | +23.8% |
| Amounts payable | 17/49 | €15,013 | €29,320 | +€14,307 | +95.3% |
| Amounts payable within one year | 42/48 | €14,626 | €29,320 | +€14,695 | +100.5% |
| Trade debts | 44 | €8,835 | €19,626 | +€10,792 | +122.1% |
| Suppliers | 440/4 | €8,835 | €19,626 | +€10,792 | +122.1% |
| Taxes, remuneration and social security | 45 | €2,353 | €7,857 | +€5,504 | +233.9% |
| Taxes | 450/3 | €2,353 | €7,857 | +€5,504 | +233.9% |
| Other amounts payable | 47/48 | €3,438 | €1,838 | -€1,600 | -46.6% |
| Accrued charges and deferred income | 492/3 | €387 | €0 | -€387 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,918 | €4,176 | +€2,258 | +117.7% |
| Other operating charges | 640/8 | €3,825 | €7,684 | +€3,859 | +100.9% |
| Gross operating margin | 9900 | €15,165 | €34,173 | +€19,008 | +125.3% |
| Operating profit (loss) | 9901 | €9,422 | €22,313 | +€12,890 | +136.8% |
| Financial charges | 65/66B | €10 | €50 | +€40 | +400.0% |
| Recurring financial charges | 65 | €10 | €50 | +€40 | +400.0% |
| Profit (loss) for the period before taxes | 9903 | €9,412 | €22,263 | +€12,850 | +136.5% |
| Income taxes | 67/77 | €2,353 | €5,504 | +€3,151 | +133.9% |
| Profit (loss) for the period | 9904 | €7,059 | €16,759 | +€9,700 | +137.4% |
| Profit (loss) for the period to be appropriated | 9905 | €7,059 | €16,759 | +€9,700 | +137.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.