HABIMMO
ActiveSummary
The computed 12-month bankruptcy probability of HABIMMO is 2.6% (moderate). The 2025 annual accounts show equity of €98,984 and a net result of €16,759. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+7
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.94 against 1.64 in 2024; short-term debt: 22.9% and cash: 29.6% of total assets), and 22.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€98,984▲ 20.4%
2024 · €82,225
Total assets
€128,305▲ 31.9%
2024 · €97,238
Net result
€16,759▲ 137%
2024 · €7,059
Working capital
€27,428▲ 193%
2024 · €9,364
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€9,422-€22,313▲ 137%
Net result€7,059-€16,759▲ 137%
Equity€82,225-€98,984▲ 20.4%
Total assets€97,238-€128,305▲ 31.9%
Debt€15,013-€29,320▲ 95.3%
Working capital€9,364-€27,428▲ 193%
Staff (FTE)0-0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 137% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128,305
Fixed assets
€71,556 ▼ 2.3%
Current assets
€56,749 ▲ 137%
Equity and liabilities €128,305
Equity
€98,984 ▲ 20.4%
Debt
€29,320 ▲ 95.3%
Debt's share of the balance-sheet total rises from 15.4% to 22.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26,488▲
2024 · €11,340
Cash flow
€20,935▲
2024 · €8,977
Current ratio
1.94▲
2024 · 1.64
Debt to equity
0.30▲
2024 · 0.18
ROE
16.9%▲
2024 · 8.6%
ROA
13.1%▲
2024 · 7.3%
Interest coverage
529.77▼
2024 · 1134.00
Debt ≤ 1 year
€29,320▲
2024 · €14,626
Income taxes
€5,504▲
2024 · €2,353
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,918 | €4,176 | ▲ 118% |
| Other operating charges640/8 | €3,825 | €7,684 | ▲ 101% |
| Gross operating margin9900 | €15,165 | €34,173 | ▲ 125% |
| Operating profit (loss)9901 | €9,422 | €22,313 | ▲ 137% |
| Financial charges65/66B | €10 | €50 | ▲ 400% |
| Recurring financial charges65 | €10 | €50 | ▲ 400% |
| Profit (loss) for the period before taxes9903 | €9,412 | €22,263 | ▲ 137% |
| Income taxes67/77 | €2,353 | €5,504 | ▲ 134% |
| Profit (loss) for the period9904 | €7,059 | €16,759 | ▲ 137% |
| Profit (loss) for the period to be appropriated9905 | €7,059 | €16,759 | ▲ 137% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €97,238 | €128,305 | ▲ 31.9% |
| Fixed assets21/28 | €73,248 | €71,556 | ▼ 2.3% |
| Tangible fixed assets22/27 | €73,248 | €71,556 | ▼ 2.3% |
| Land and buildings22 | €65,445 | €62,909 | ▼ 3.9% |
| Other tangible fixed assets26 | €7,804 | €8,647 | ▲ 10.8% |
| Current assets29/58 | €23,990 | €56,749 | ▲ 137% |
| Amounts receivable within one year40/41 | - | €6,800 | - |
| Other amounts receivable41 | - | €6,800 | - |
| Cash at bank and in hand54/58 | €17,990 | €37,948 | ▲ 111% |
| Deferred charges and accrued income490/1 | €6,000 | €12,000 | ▲ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €97,238 | €128,305 | ▲ 31.9% |
| Equity10/15 | €82,225 | €98,984 | ▲ 20.4% |
| Contributions10/11 | €7,865 | €7,865 | = |
| Reserves13 | €74,360 | €91,119 | ▲ 22.5% |
| Tax-exempt reserves132 | €3,901 | €3,901 | = |
| Distributable reserves133 | €70,459 | €87,218 | ▲ 23.8% |
| Amounts payable17/49 | €15,013 | €29,320 | ▲ 95.3% |
| Amounts payable within one year42/48 | €14,626 | €29,320 | ▲ 100% |
| Trade debts44 | €8,835 | €19,626 | ▲ 122% |
| Suppliers440/4 | €8,835 | €19,626 | ▲ 122% |
| Taxes, remuneration and social security45 | €2,353 | €7,857 | ▲ 234% |
| Taxes450/3 | €2,353 | €7,857 | ▲ 234% |
| Other amounts payable47/48 | €3,438 | €1,838 | ▼ 46.6% |
| Accrued charges and deferred income492/3 | €387 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7,059 | €16,759 | ▲ 137% |
| + Depreciation and write-downs630 | €1,918 | €4,176 | ▲ 118% |
| Operating cash flow (approximation) | €8,977 | €20,935 | ▲ 133% |
| Investment in fixed assets (approximation) | - | -€2,484 | - |
| Change in cash | - | €19,958 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2024
Ground area
1,175 m²
Building footprint
406 m²
Volume, LiDAR
3,604 m³
Parcel 73013D1025/00A000, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HABIMMO
since 20242.367.144.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D1025/00A000 | Flanders | 1,175 m² | 1 · 406 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.