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GEMERALDIAM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GEMERALDIAM

BE 0443.735.012
fiscal year 2021 against 2022filed annual accounts (NBB)
Net result for the year
-€14,629
2021 · -€4,951-€9,678
Equity
€103,984
2021 · €118,614-€14,629
Cash
€14,094
2021 · €14,094+€0
Balance sheet total
€1.6m
2021 · €1.5m+€51,204

Largest movements

2021 to 2022
Assets
  • Stocks and contracts +€44,225

    up €44,225 (+4.0%), from €1.1m to €1.1m

Equity and liabilities
  • Trade debts +€65,833

    up €65,833 (+5.2%), from €1.3m to €1.3m

Income statement
  • Gross operating margin -€99,119

    no longer reported in 2022 (was €99,119)

  • Financial charges -€89,133

    down €89,133 (-85.9%), from €103,762 to €14,629

From the 2021 result to the 2022 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2021 -€4,951
Depreciation +€253
Other operating charges +€55
Financial charges +€89,133
Not broken down -€99,119
Result 2022 -€14,629

Cash bridge derived

cash 2021 to 2022

Derived from the 2021 and 2022 balance sheets and the 2022 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€0
Investment €0
Financing €0
Cash 2021 €14,094
Net result for the year -€14,629
Stocks and contracts -€44,225
Receivables within one year -€6,978
Trade debts +€65,833
Cash 2022 €14,094
Every line side by side 33 lines
Line Code 2021 2022 Change %
Total assets 20/58 €1,543,396 €1,594,599 +€51,204 +3.3%
Fixed assets 21/28 €200 €200 = 0.0%
Financial fixed assets 28 €200 €200 = 0.0%
Current assets 29/58 €1,543,196 €1,594,399 +€51,204 +3.3%
Stocks and contracts in progress 3 €1,104,035 €1,148,261 +€44,225 +4.0%
Stocks 30/36 €1,104,035 €1,148,261 +€44,225 +4.0%
Amounts receivable within one year 40/41 €425,066 €432,044 +€6,978 +1.6%
Trade receivables 40 €290,819 €297,797 +€6,978 +2.4%
Other amounts receivable 41 €134,247 €134,247 = 0.0%
Cash at bank and in hand 54/58 €14,094 €14,094 +€0 0.0%
Total equity and liabilities 10/49 €1,543,396 €1,594,599 +€51,204 +3.3%
Equity 10/15 €118,614 €103,984 -€14,629 -12.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €104,965 €104,965 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €103,105 €103,105 = 0.0%
Profit (loss) carried forward 14 -€4,951 -€19,581 -€14,629 -295.5%
Amounts payable 17/49 €1,424,782 €1,490,615 +€65,833 +4.6%
Amounts payable within one year 42/48 €1,424,782 €1,490,615 +€65,833 +4.6%
Trade debts 44 €1,269,148 €1,334,981 +€65,833 +5.2%
Suppliers 440/4 €1,269,148 €1,334,981 +€65,833 +5.2%
Advances received on contracts in progress 46 €154,512 €154,512 = 0.0%
Other amounts payable 47/48 €1,122 €1,122 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €253 - -€253
Other operating charges 640/8 €55 - -€55
Gross operating margin 9900 €99,119 - -€99,119
Operating profit (loss) 9901 €98,811 - -€98,811
Financial charges 65/66B €103,762 €14,629 -€89,133 -85.9%
Recurring financial charges 65 €103,762 €14,629 -€89,133 -85.9%
Profit (loss) for the period before taxes 9903 -€4,951 -€14,629 -€9,678 -195.5%
Profit (loss) for the period 9904 -€4,951 -€14,629 -€9,678 -195.5%
Profit (loss) for the period to be appropriated 9905 -€4,951 -€14,629 -€9,678 -195.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2021 and 31 December 2022. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.