Checked.be · Company dossierhttps://checked.be/en/c/gemeraldiam-0443735012 · as of 08-10-2026
GEMERALDIAM
Active
Private limited company (pre-2019) · founded 1991 · 35 years activeRijfstraat 12, 2018 Antwerpen, BelgiumKBO/BCE: BE 0443.735.012
Summary
The computed 12-month bankruptcy probability of GEMERALDIAM is 14.0% (high). For GEMERALDIAM, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €103,984 and a net result of -€14,629. Equity is shrinking by ~11.7% per year across the filed fiscal years. The company has been active since 1991 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signals- Figures for FY 2022 (filed 26-07-2023)- No establishment unit in the KBO- Ex-officio strike-off in the KBO- Two or more financial years not filed- Administrative warnings in the KBO publications+ Size: total assets €1.6mLatest accounts filed on timeShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency32-1
equity 6.5% of total assets
Liquidity1=
short-term debt 93.5% · cash 0.9%
Profitability35+9
return on assets -0.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
14.0%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 3.2%lowest value12-2024: 4.0%▲ +0.8 percentage points vs 11-202401-2025: 7.3%▲ +3.3 percentage points vs 12-202402-2025: 7.3%● unchanged vs 01-202503-2025: 7.4%▲ +0.1 percentage points vs 02-202504-2025: 7.1%▼ -0.3 percentage points vs 03-202505-2025: 12.6%▲ +5.5 percentage points vs 04-202506-2025: 12.6%● unchanged vs 05-202507-2025: 12.6%● unchanged vs 06-202508-2025: 14.7%▲ +2.1 percentage points vs 07-2025highest value09-2025: 14.7%● unchanged vs 08-2025highest value10-2025: 14.7%● unchanged vs 09-2025highest value11-2025: 14.7%● unchanged vs 10-2025highest value12-2025: 14.7%● unchanged vs 11-2025highest value01-2026: 14.7%● unchanged vs 12-2025highest value02-2026: 14.7%● unchanged vs 01-2026highest value03-2026: 14.7%● unchanged vs 02-2026highest value04-2026: 14.7%● unchanged vs 03-2026highest value05-2026: 14.7%● unchanged vs 04-2026highest value06-2026: 14.7%● unchanged vs 05-2026highest value07-2026: 14.7%● unchanged vs 06-2026highest value08-2026: 14.0%▼ -0.7 percentage points vs 07-202609-2026: 14.0%● unchanged vs 08-202610-2026: 14.0%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
This company filed its last 4 accounts on average 24 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
+
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.