FINTOLOGY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTOLOGY
Largest movements
- Cash -€1,529
down €1,529 (-1.0%), from €148,354 to €146,825
mainly Net result for the year (-€1,451) and Receivables within one year (-€58)
No liability line moved by more than 1% of the balance sheet total.
- Gross operating margin +€612
up €612 (+34.5%), from -€1,771 to -€1,159
- Financial income +€20
new in 2024: €20
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €148,632 | €147,162 | -€1,470 | -1.0% |
| Current assets | 29/58 | €148,632 | €147,162 | -€1,470 | -1.0% |
| Amounts receivable within one year | 40/41 | €279 | €337 | +€58 | +20.8% |
| Other amounts receivable | 41 | €279 | €337 | +€58 | +20.8% |
| Cash at bank and in hand | 54/58 | €148,354 | €146,825 | -€1,529 | -1.0% |
| Total equity and liabilities | 10/49 | €148,632 | €147,162 | -€1,470 | -1.0% |
| Equity | 10/15 | €147,973 | €146,522 | -€1,451 | -1.0% |
| Contributions | 10/11 | €261,500 | €261,500 | = | 0.0% |
| Capital | 10 | €261,500 | €261,500 | = | 0.0% |
| Issued capital | 100 | €261,500 | €261,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€113,527 | -€114,978 | -€1,451 | -1.3% |
| Amounts payable | 17/49 | €659 | €640 | -€20 | -3.0% |
| Amounts payable within one year | 42/48 | €659 | €640 | -€20 | -3.0% |
| Trade debts | 44 | €20 | - | -€20 | |
| Suppliers | 440/4 | €20 | - | -€20 | |
| Other amounts payable | 47/48 | €640 | €640 | = | 0.0% |
| Other operating charges | 640/8 | €109 | €118 | +€9 | +8.3% |
| Gross operating margin | 9900 | -€1,771 | -€1,159 | +€612 | +34.5% |
| Operating profit (loss) | 9901 | -€1,880 | -€1,277 | +€603 | +32.1% |
| Financial income | 75/76B | - | €20 | +€20 | |
| Recurring financial income | 75 | - | €20 | +€20 | |
| Financial charges | 65/66B | €185 | €193 | +€8 | +4.2% |
| Recurring financial charges | 65 | €185 | €193 | +€8 | +4.2% |
| Profit (loss) for the period before taxes | 9903 | -€2,065 | -€1,451 | +€614 | +29.7% |
| Profit (loss) for the period | 9904 | -€2,065 | -€1,451 | +€614 | +29.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,065 | -€1,451 | +€614 | +29.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.