FINTOLOGY

Active

Public limited companyfounded 2018active for 8 yearsBischoffsheimlaan 33, 1000 Brussel, Belgium61 active companies are registered at this addressKBO/BCE: BE 0697.827.007

Summary

FINTOLOGY has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €146,522 and a net result of -€1,451. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 95% of 20,539 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

FINTOLOGYActiveChecked score 56/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€147,162total assets 2024

Equity: €146,522
Loss: -€1,451

Turnover not published (micro format)

Financial health

56 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Board: 4 members

Auditor: EY Bedrijfsrevisoren BV2025 accounts not filed, 86 days past the deadline1 of 3 deeds summarised

Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-07-2025)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 229.98, cash €146,825Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 59% of its sector peers (NACE 62, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 99.6% of total assets

Liquidity 100=

short-term debt 0.4% · cash 99.8%

Profitability 35+1

return on assets -1.0%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,873 companies, NACE 62, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.2 percentage points vs 08-2026 10-2026: 0.5%▲ +0.3 percentage points vs 09-2026highest value

Credit of up to €8,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

short-term debt: 0.4% and cash: 99.8% of total assets, and 0.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 17% on profitability and 38% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 02-07-2025)

NBB · annual accounts

Liquidity: current ratio 229.98, cash €146,825

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 6 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

29 days early

2023

20 days late

2022

7 days early

2021

5 days early

2020

31 days early

2019

23 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 13 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

10-08-2026 Resignations: Abbeel Bert, Bastiaens Thijs and…Appointments: VORTEX, PATRONALE LIFE and…
02-07-2025 Annual accounts filedfinancial year 2024 · micro…
20-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: 6 loss-making years in a rowloss financial year 2024 -€1,451 View
Caution: Directors leftlatest change 10-08-2026 · 4 in office 4 left View
Positive: Among the best 5% on solvencysector median 62.8% · 20,539 companies 99.6% View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View

By topic

Financials

Financial year: 2024
Total assets: €147,162
Loss: -€1,451
Solvency: 99.6%

Total assets▼ 1.0%

Net result

20192024

Go to Financials

Board & ownership

Board: 4 members
Auditor: EY Bedrijfsrevisoren BV

Manage.O.N.sDirector
NOVA PartnersDirector
PATRONALE LIFEDirector
VORTEXDirector

Go to Board & ownership

Network & group

Connected companies: 12

Go to Network & group

Timeline

Events: 12
Since: 2020

19-01-2024Address struck
24-07-2023Annual accounts filed
31-12-2022Liquidity more than 5 times

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Computer programmingNACE 62100
Founded: 12-06-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 2

Annual meeting: Third Tuesday of May at 10:00

Go to Articles of association

Key facts about FINTOLOGY

What is the company number of FINTOLOGY?: 0697.827.007. In Belgium the VAT number is the company number with BE in front: BE 0697.827.007.
Where is FINTOLOGY based?: The registered office is at Bischoffsheimlaan 33, 1000 Brussel.Company details
What does FINTOLOGY do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of FINTOLOGY?: Public limited company (NV).
When was FINTOLOGY founded?: On 12-06-2018.
Is FINTOLOGY still active?: Yes, FINTOLOGY is an active enterprise in the KBO register.
What is the turnover of FINTOLOGY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FINTOLOGY profitable?: In financial year 2024, FINTOLOGY made a loss of €1,451.
Where can I find the annual accounts of FINTOLOGY?: FINTOLOGY filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.