Finimmo 8970: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finimmo 8970
Largest movements
- Receivables within one year -€240,904
down €240,904 (-91.1%), from €264,367 to €23,463
of which Other amounts receivable: -€234,531
- Tangible fixed assets -€126,187
down €126,187 (-2.6%), from €4.9m to €4.8m
- Cash +€60,219
up €60,219 (+171%), from €35,151 to €95,370
mainly Net result for the year (+€452,584) and Receivables within one year (+€240,904)
- Debts after one year -€273,975
down €273,975 (-8.6%), from €3.2m to €2.9m
of which Financial debts: -€273,975
- Gross operating margin +€40,266
up €40,266 (+4.8%), from €840,338 to €880,604
- Taxes +€9,504
up €9,504 (+6.2%), from €152,746 to €162,250
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,235,465 | €4,928,593 | -€306,872 | -5.9% |
| Fixed assets | 21/28 | €4,935,947 | €4,809,760 | -€126,187 | -2.6% |
| Tangible fixed assets | 22/27 | €4,935,947 | €4,809,760 | -€126,187 | -2.6% |
| Land and buildings | 22 | €4,935,947 | €4,809,760 | -€126,187 | -2.6% |
| Current assets | 29/58 | €299,518 | €118,833 | -€180,685 | -60.3% |
| Amounts receivable within one year | 40/41 | €264,367 | €23,463 | -€240,904 | -91.1% |
| Trade receivables | 40 | €17,085 | €10,713 | -€6,373 | -37.3% |
| Other amounts receivable | 41 | €247,281 | €12,750 | -€234,531 | -94.8% |
| Cash at bank and in hand | 54/58 | €35,151 | €95,370 | +€60,219 | +171% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €5,235,465 | €4,928,593 | -€306,872 | -5.9% |
| Equity | 10/15 | €799,233 | €781,817 | -€17,416 | -2.2% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €779,233 | €761,817 | -€17,416 | -2.2% |
| Tax-exempt reserves | 132 | €356,413 | €337,302 | -€19,111 | -5.4% |
| Distributable reserves | 133 | €422,820 | €424,515 | +€1,695 | +0.4% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Provisions and deferred taxes | 16 | €118,804 | €112,434 | -€6,370 | -5.4% |
| Deferred taxes | 168 | €118,804 | €112,434 | -€6,370 | -5.4% |
| Amounts payable | 17/49 | €4,317,428 | €4,034,342 | -€283,085 | -6.6% |
| Amounts payable after more than one year | 17 | €3,179,156 | €2,905,181 | -€273,975 | -8.6% |
| Financial debts | 170/4 | €3,010,006 | €2,736,031 | -€273,975 | -9.1% |
| Other amounts payable | 178/9 | €169,150 | €169,150 | = | 0.0% |
| Amounts payable within one year | 42/48 | €1,134,576 | €1,126,785 | -€7,791 | -0.7% |
| Current portion of amounts payable after more than one year | 42 | €296,540 | €273,975 | -€22,565 | -7.6% |
| Trade debts | 44 | €3,036 | €7,808 | +€4,772 | +157% |
| Suppliers | 440/4 | €3,036 | €7,808 | +€4,772 | +157% |
| Taxes, remuneration and social security | 45 | €0 | €2 | +€2 | |
| Taxes | 450/3 | €0 | €2 | +€2 | |
| Other amounts payable | 47/48 | €835,000 | €845,000 | +€10,000 | +1.2% |
| Accrued charges and deferred income | 492/3 | €3,695 | €2,376 | -€1,319 | -35.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €126,674 | €126,187 | -€488 | -0.4% |
| Other operating charges | 640/8 | €86,660 | €90,148 | +€3,489 | +4.0% |
| Gross operating margin | 9900 | €840,338 | €880,604 | +€40,266 | +4.8% |
| Operating profit (loss) | 9901 | €627,004 | €664,268 | +€37,265 | +5.9% |
| Financial income | 75/76B | €12,297 | €4,391 | -€7,906 | -64.3% |
| Recurring financial income | 75 | €12,297 | €4,391 | -€7,906 | -64.3% |
| Financial charges | 65/66B | €58,709 | €60,196 | +€1,487 | +2.5% |
| Recurring financial charges | 65 | €58,709 | €60,196 | +€1,487 | +2.5% |
| Profit (loss) for the period before taxes | 9903 | €580,593 | €608,464 | +€27,871 | +4.8% |
| Transfer from deferred taxes | 780 | €6,370 | €6,370 | = | 0.0% |
| Income taxes | 67/77 | €152,746 | €162,250 | +€9,504 | +6.2% |
| Profit (loss) for the period | 9904 | €434,217 | €452,584 | +€18,367 | +4.2% |
| Transfer from tax-exempt reserves | 789 | €19,111 | €19,111 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €453,328 | €471,695 | +€18,367 | +4.1% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.