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Finimmo 8970

Active
Private limited companyfounded 2011active for 15 yearsTorhoutse Baan 5, 8470 Gistel, Belgium28 active companies are registered at this addressKBO/BCE: BE 0837.588.961
Summary

Finimmo 8970 has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €781,817 and a net result of €452,584. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 35% of 11,120 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
5th largest company by total assets in Gistel, Real estate sector1 site
Size
€4.9mtotal assets 2025
Equity
€781,817
Profit
€452,584
Turnover not published (abbreviated format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
Finimmo Belgium · 100%
Accounts 51 days early2 of 11 deeds read
Why 87raises riskLiquidity: current ratio 0.11, cash €95,370Figures for financial year 2025 (filed 11-09-2025)Equity €781,817 (15.9% of total assets)lowers riskSize: total assets €4.9mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Average
Solvency 41+1
equity 15.9% of total assets
Liquidity 44=
short-term debt 22.9% · cash 1.9%
Profitability 80+1
return on assets 9.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,979 companies, NACE 68, small)
Last 24 months 11-2024: 0.2%highest value 12-2024: 0.2%● unchanged vs 11-2024highest value 01-2025: 0.2%● unchanged vs 12-2024highest value 02-2025: 0.2%● unchanged vs 01-2025highest value 03-2025: 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.11, compared with 0.26 in 2024, below 1; short-term debt: 22.9% and cash: 1.9% of total assets), and 84.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 35% on solvency, 40% on liquidity, 90% on profitability and 34% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.9m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.11, cash €95,370
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 11-09-2025)
NBB · annual accounts
raises risk · Equity €781,817 (15.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-09-2025, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
49 days early
2023
5 days early
2022
3 days early
2021
4 days early
2020
10 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 26 October (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end19-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Algemene Vergadering - BoekjaarGeneral meeting · Board meeting
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 7% on net resultsector median €10,113 · 11,111 companies €452,584 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by Finimmo Belgium 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €452,584 7 years View

By topic

Financials

Financial year
2025
Total assets
€4.9m
Profit
€452,584
Solvency
15.9%
Total assets▼ 5.9%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2014
Next accounts
by 31-10-2026
  1. 25-01-2024Resignation: FININCO (director)
  2. 26-10-2023Annual accounts filed
  3. 28-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
05-07-2011
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
4
Who signs
Each director alone
Financial year
From 1 July to 30 June
Annual meeting
First Friday of November at 16:00
Go to Articles of association

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