Finecare: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finecare
Largest movements
- Tangible fixed assets +€6,849
up €6,849, from €0 to €6,849
of which Plant, machinery and equipment: +€6,849
- Cash -€4,433
down €4,433 (-15.7%), from €28,190 to €23,757
mainly Investment in fixed assets (net) (-€6,980) and Receivables within one year (-€1,388)
- Receivables within one year +€1,388
up €1,388 (+9,267%), from €15 to €1,403
of which Trade receivables: +€1,243
- Stocks and contracts +€513
new in 2025: €513
- Other debts +€1,940
up €1,940, from €0 to €1,940
- Trade debts +€1,256
up €1,256, from €0 to €1,256
- Reserves +€1,120
up €1,120 (+16.6%), from €6,760 to €7,880
- Gross operating margin +€3,552
up €3,552, from -€1,123 to €2,429
- Depreciation +€131
up €131, from €0 to €131
- Taxes -€125
down €125 (-100%), from €125 to €0
- Other operating charges +€76
up €76 (+8.5%), from €900 to €976
- Financial charges -€45
down €45 (-18.4%), from €247 to €202
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €28,205 | €32,522 | +€4,317 | +15.3% |
| Fixed assets | 21/28 | €0 | €6,849 | +€6,849 | |
| Tangible fixed assets | 22/27 | €0 | €6,849 | +€6,849 | |
| Plant, machinery and equipment | 23 | - | €6,849 | +€6,849 | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €28,205 | €25,673 | -€2,532 | -9.0% |
| Stocks and contracts in progress | 3 | - | €513 | +€513 | |
| Stocks | 30/36 | - | €513 | +€513 | |
| Amounts receivable within one year | 40/41 | €15 | €1,403 | +€1,388 | +9,267% |
| Trade receivables | 40 | €0 | €1,243 | +€1,243 | |
| Other amounts receivable | 41 | €15 | €161 | +€146 | +972% |
| Cash at bank and in hand | 54/58 | €28,190 | €23,757 | -€4,433 | -15.7% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €28,205 | €32,522 | +€4,317 | +15.3% |
| Equity | 10/15 | €28,205 | €29,325 | +€1,120 | +4.0% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €6,760 | €7,880 | +€1,120 | +16.6% |
| Distributable reserves | 133 | €6,760 | €7,880 | +€1,120 | +16.6% |
| Profit (loss) carried forward | 14 | €15,245 | €15,245 | = | 0.0% |
| Amounts payable | 17/49 | €0 | €3,196 | +€3,196 | |
| Amounts payable within one year | 42/48 | €0 | €3,196 | +€3,196 | |
| Trade debts | 44 | €0 | €1,256 | +€1,256 | |
| Suppliers | 440/4 | €0 | €1,256 | +€1,256 | |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €0 | €1,940 | +€1,940 | |
| Non-recurring operating income | 76A | €7,500 | €0 | -€7,500 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | €131 | +€131 | |
| Other operating charges | 640/8 | €900 | €976 | +€76 | +8.5% |
| Non-recurring operating charges | 66A | €699 | €0 | -€699 | -100% |
| Gross operating margin | 9900 | -€1,123 | €2,429 | +€3,552 | |
| Operating profit (loss) | 9901 | -€2,723 | €1,322 | +€4,044 | |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €247 | €202 | -€45 | -18.4% |
| Recurring financial charges | 65 | €247 | €202 | -€45 | -18.4% |
| Profit (loss) for the period before taxes | 9903 | -€2,970 | €1,120 | +€4,090 | |
| Income taxes | 67/77 | €125 | €0 | -€125 | -100% |
| Profit (loss) for the period | 9904 | -€3,095 | €1,120 | +€4,215 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,095 | €1,120 | +€4,215 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.