Financials
- Fiscal year
- 2025
- Total assets
- €32,522
- Profit
- €1,120
- Solvency
- 90.2%
Total assets▲ 15.3%
Net result
20182025
Finecare
ActiveSummary
Finecare has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,325 and a net result of €1,120. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other retail sale of food
NACE 47279
1 site
Size
€32,522total assets 2025
- Equity
- €29,325
- Profit
- €1,120
Turnover not published (abridged schema)
Structure
Accounts 45 d early0 of 5 deeds read
Why 97- Size: total assets €32,522+ Liquidity: current ratio 8.03, cash €23,757+ Founded in 2011+ Equity €29,325 (90.2% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.2% of total assets
Liquidity
100=
short-term debt 9.8% · cash 73.0%
Profitability
73+68
return on assets 3.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.1%
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▲ +2.0% vs 02-2026
04-2026: 0.1%▲ +1.9% vs 03-2026
05-2026: 0.1%▲ +2.9% vs 04-2026
06-2026: 0.1%▲ +2.8% vs 05-2026highest value
07-2026: < 0.1%▼ -55.9% vs 06-2026
08-2026: < 0.1%▼ -2.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 8.03, cash €23,757 lowers the probability
- Founded in 2011 lowers the probability for this profile
- Equity €29,325 (90.2% of total assets) lowers the probability
- Size: total assets €32,522 raises the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 8.03; short-term debt: 9.8% and cash: 73% of total assets), and 9.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 57%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
66 d early
2023
23 d early
2022
20 d early
2021
19 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €1,120
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 26-05-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of foodNACE 47279
- Founded
- 22-06-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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