FINATIC: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINATIC
Largest movements
- Tangible fixed assets -€5,615
down €5,615 (-31.1%), from €18,048 to €12,433
- Cash +€3,141
new in 2025: €3,141
mainly Other debts (+€23,650) and Depreciation (+€5,615)
- Receivables within one year +€2,104
up €2,104 (+17.3%), from €12,175 to €14,279
of which Trade receivables: +€3,389
- Other debts +€23,650
up €23,650 (+1123.3%), from €2,105 to €25,755
- Profit (loss) carried forward -€19,688
down €19,688, from €4,107 to -€15,581
- Current portion of long-term debt -€3,596
no longer reported in 2025 (was €3,596)
- Short-term financial debts -€2,474
no longer reported in 2025 (was €2,474)
- Tax, wage and social debts +€1,894
up €1,894 (+24.4%), from €7,773 to €9,667
- Gross operating margin -€27,203
down €27,203, from €17,047 to -€10,156
- Taxes -€3,250
down €3,250 (-84.7%), from €3,837 to €587
- Depreciation -€2,320
down €2,320 (-29.2%), from €7,935 to €5,615
- Financial charges +€1,975
up €1,975 (+206.6%), from €956 to €2,930
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,115 | €31,536 | -€580 | -1.8% |
| Fixed assets | 21/28 | €18,048 | €12,433 | -€5,615 | -31.1% |
| Tangible fixed assets | 22/27 | €18,048 | €12,433 | -€5,615 | -31.1% |
| Plant, machinery and equipment | 23 | €5,224 | €3,898 | -€1,325 | -25.4% |
| Furniture and vehicles | 24 | €5,229 | €2,494 | -€2,734 | -52.3% |
| Other tangible fixed assets | 26 | €7,596 | €6,040 | -€1,555 | -20.5% |
| Current assets | 29/58 | €14,067 | €19,103 | +€5,036 | +35.8% |
| Amounts receivable within one year | 40/41 | €12,175 | €14,279 | +€2,104 | +17.3% |
| Trade receivables | 40 | €10,890 | €14,279 | +€3,389 | +31.1% |
| Other amounts receivable | 41 | €1,285 | - | -€1,285 | |
| Cash at bank and in hand | 54/58 | - | €3,141 | +€3,141 | |
| Deferred charges and accrued income | 490/1 | €1,892 | €1,683 | -€209 | -11.0% |
| Total equity and liabilities | 10/49 | €32,115 | €31,536 | -€580 | -1.8% |
| Equity | 10/15 | €12,167 | -€7,521 | -€19,688 | |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Other | 1109/19 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,107 | -€15,581 | -€19,688 | |
| Amounts payable | 17/49 | €19,948 | €39,057 | +€19,109 | +95.8% |
| Amounts payable within one year | 42/48 | €19,609 | €38,591 | +€18,981 | +96.8% |
| Current portion of amounts payable after more than one year | 42 | €3,596 | - | -€3,596 | |
| Financial debts | 43 | €2,474 | - | -€2,474 | |
| Credit institutions | 430/8 | €2,474 | - | -€2,474 | |
| Trade debts | 44 | €3,660 | €3,168 | -€492 | -13.4% |
| Suppliers | 440/4 | €3,660 | €3,168 | -€492 | -13.4% |
| Taxes, remuneration and social security | 45 | €7,773 | €9,667 | +€1,894 | +24.4% |
| Taxes | 450/3 | €7,773 | €9,667 | +€1,894 | +24.4% |
| Other amounts payable | 47/48 | €2,105 | €25,755 | +€23,650 | +1123.3% |
| Accrued charges and deferred income | 492/3 | €339 | €466 | +€127 | +37.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,935 | €5,615 | -€2,320 | -29.2% |
| Other operating charges | 640/8 | €407 | €400 | -€7 | -1.7% |
| Gross operating margin | 9900 | €17,047 | -€10,156 | -€27,203 | |
| Operating profit (loss) | 9901 | €8,705 | -€16,171 | -€24,876 | |
| Financial income | 75/76B | €10 | - | -€10 | |
| Recurring financial income | 75 | €10 | - | -€10 | |
| Financial charges | 65/66B | €956 | €2,930 | +€1,975 | +206.6% |
| Recurring financial charges | 65 | €956 | €2,930 | +€1,975 | +206.6% |
| Profit (loss) for the period before taxes | 9903 | €7,760 | -€19,101 | -€26,861 | |
| Income taxes | 67/77 | €3,837 | €587 | -€3,250 | -84.7% |
| Profit (loss) for the period | 9904 | €3,922 | -€19,688 | -€23,611 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,922 | -€19,688 | -€23,611 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.