Equity
-€7,521
Debts exceed assets in financial year 2025.
FINATIC
Lifetime
14 annual accounts with figures on one time axispeak €61,782 (2012)
-€10,156▼ €27,203
lowest -€27,750 (2013)
-€19,688▼ €23,611
peak €64,935 (2014)
-€7,521▼ €19,688
€39,057▲ 95.8%
Board1 name since 2021
1 directorClaude Mabille
Documentsfilings and deeds
02-07-202629 days before the deadline
2025abbreviated format
Gross margin from €17,047 to -€10,156Loss of €19,688Equity from €12,167 to -€7,521Debts from €19,948 to €39,057
Key points
from the 2025 annual accountsDebts
€39,057 124% of the balance sheet
Suppliers 8%Taxes and wages 25%Other 67%
Of this, €38,591 falls due within a year.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 28 to 80 days before the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
52
Fair
Financially stronger than 5% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €19,688 (financial year 2025)
Negative equity -€7,521
lowers risk
Size: total assets €31,536
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 6% of them on solvency, 5% on liquidity, 5% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as FINATIC has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FINATIC itself is lower: 0.5% within 12 months. It rests on far more data about FINATIC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for FINATIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.5 (0.72 in 2024), below 1. Short-term debt is 122.4% and cash 10% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€7,521
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
28 days early
2023
61 days early
2022
80 days early
2021
79 days early
2020
85 days early
2019
81 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 63 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0838909448
Resignation: Claude Mabille (manager)
Reappointment: Claude Mabille (director) · Claude Mabille holds all the shares · General meeting of 25-10-2023 · Gazette deed
Incorporation
published on 02-09-2011 · Gazette deed
First establishment
Albert Vanlaethemstraat 3, Hoeilaart
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINATIC Hoeilaart | €31,536 | -€10,156 | -23.8% | - |
| SECTOR 32 Lubbeek | €29,115 | -€9,606 | 52.6% | - |
| THE MIND COLLECTIVE Bierbeek | €34,844 | -€19,748 | 19.9% | - |
| Origineel.2 Keerbergen | €29,121 | €1,103 | 92.7% | - |
| ENTILIA Ghent | €30,362 | -€7,423 | 68.3% | - |
| OmniTech Maasmechelen | €32,535 | €221 | 69.9% | - |
| CAPE SERVICES Wommelgem | €34,226 | -€111 | 69.0% | - |
These companies have the same main activity as FINATIC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €29,100 and €34,800, founded between 2010 and 2011.
Official details
Source: KBO- Status
- Active since 31-08-2011Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.202.337.1911560 Hoeilaart, since 31-08-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2025
Annual accounts 2025
- €31,536▼ 1.8%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on FINATIC
FINATIC files the abbreviated format. That format states no turnover. The gross margin fell from €61,782 in 2012 to -€10,156 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINATIC
- What is the company number of FINATIC?
- The company number of FINATIC is 0838.909.448. The VAT number is the same number with BE in front: BE 0838.909.448.
- Where is FINATIC based?
- The registered office is at Albert Vanlaethemstraat 3, 1560 Hoeilaart.Company details
- What does FINATIC do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of FINATIC?
- FINATIC is a private limited company (BV).
- When was FINATIC founded?
- FINATIC was founded on 31-08-2011.
- Is FINATIC still active?
- Yes, FINATIC is an active enterprise in the KBO register.
- What is the turnover of FINATIC?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is FINATIC profitable?
- In financial year 2025, FINATIC made a loss of €19,688.
- Where can I find the annual accounts of FINATIC?
- FINATIC filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINATIC due?
- FINATIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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