FINANCIAL INTELLIGENCE & PROCESSING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINANCIAL INTELLIGENCE & PROCESSING
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Other debts -€34,785
down €34,785 (-85.3%), from €40,783 to €5,999
- Trade debts +€33,188
up €33,188 (+1,388%), from €2,391 to €35,578
- Gross operating margin -€26,205
down €26,205 (-91.7%), from €28,574 to €2,369
- Taxes -€3,812
no longer reported in 2025 (was €3,812)
- Financial charges -€652
down €652 (-15.2%), from €4,279 to €3,628
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €372,734 | €368,045 | -€4,689 | -1.3% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €3,675 | €2,666 | -€1,009 | -27.5% |
| Intangible fixed assets | 21 | €0 | €0 | = | |
| Tangible fixed assets | 22/27 | €3,457 | €2,448 | -€1,009 | -29.2% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €3,457 | €2,448 | -€1,009 | -29.2% |
| Financial fixed assets | 28 | €218 | €218 | = | 0.0% |
| Current assets | 29/58 | €369,059 | €365,380 | -€3,680 | -1.0% |
| Amounts receivable within one year | 40/41 | €368,927 | €365,308 | -€3,619 | -1.0% |
| Trade receivables | 40 | €22,010 | €17,110 | -€4,900 | -22.3% |
| Other amounts receivable | 41 | €346,917 | €348,198 | +€1,281 | +0.4% |
| Cash at bank and in hand | 54/58 | €2 | €71 | +€69 | +3,058% |
| Deferred charges and accrued income | 490/1 | €131 | - | -€131 | |
| Total equity and liabilities | 10/49 | €372,734 | €368,045 | -€4,689 | -1.3% |
| Equity | 10/15 | €275,749 | €272,667 | -€3,082 | -1.1% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €207,549 | €204,467 | -€3,082 | -1.5% |
| Amounts payable | 17/49 | €96,986 | €95,379 | -€1,607 | -1.7% |
| Amounts payable within one year | 42/48 | €96,986 | €95,379 | -€1,607 | -1.7% |
| Financial debts | 43 | €50,000 | €49,990 | -€10 | 0.0% |
| Credit institutions | 430/8 | €50,000 | €49,990 | -€10 | 0.0% |
| Trade debts | 44 | €2,391 | €35,578 | +€33,188 | +1,388% |
| Suppliers | 440/4 | €2,391 | €35,578 | +€33,188 | +1,388% |
| Taxes, remuneration and social security | 45 | €3,812 | €3,812 | = | 0.0% |
| Taxes | 450/3 | €3,812 | €3,812 | = | 0.0% |
| Other amounts payable | 47/48 | €40,783 | €5,999 | -€34,785 | -85.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,012 | €1,009 | -€3 | -0.3% |
| Other operating charges | 640/8 | €800 | €814 | +€14 | +1.8% |
| Gross operating margin | 9900 | €28,574 | €2,369 | -€26,205 | -91.7% |
| Operating profit (loss) | 9901 | €26,762 | €546 | -€26,216 | -98.0% |
| Financial charges | 65/66B | €4,279 | €3,628 | -€652 | -15.2% |
| Recurring financial charges | 65 | €4,279 | €3,628 | -€652 | -15.2% |
| Profit (loss) for the period before taxes | 9903 | €22,483 | -€3,082 | -€25,565 | |
| Income taxes | 67/77 | €3,812 | - | -€3,812 | |
| Profit (loss) for the period | 9904 | €18,671 | -€3,082 | -€21,753 | |
| Profit (loss) for the period to be appropriated | 9905 | €18,671 | -€3,082 | -€21,753 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.