FINANCIAL INTELLIGENCE & PROCESSING
ActiveSummary
FINANCIAL INTELLIGENCE & PROCESSING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272,667 and a net result of -€3,082. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 70% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability21▼-54
Solvency99=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 3.81 in 2024; short-term debt: 25.9% and cash: 0% of total assets), and 25.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
on the day
2023
9 d early
2022
on the day
2021
29 d late
2020
9 d early
2019
83 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€92,500▼ 40.0%
2018 · €154,065
EBIT margin
16.1%▲ 14.3pp
2018 · 1.9%
Net result
-€3,082
2024 · €18,671
Working capital
€270,001▼ 0.8%
2024 · €272,074
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€7,244▼ 51.5%-€39,106€36,219€26,762▼ 26.1%€546▼ 98.0%
Net result€5,248within the sector's middle half▼ 54.8%-€41,446below the sector's middle half€32,231within the sector's middle half€18,671within the sector's middle half▼ 42.1%-€3,082below the sector's middle half
EBIT margin
Equity€266,293above the sector's middle half▲ 2.0%€224,847within the sector's middle half▼ 15.6%€257,078above the sector's middle half▲ 14.3%€275,749above the sector's middle half▲ 7.3%€272,667within the sector's middle half▼ 1.1%
Total assets€317,186within the sector's middle half▼ 18.5%€309,951within the sector's middle half▼ 2.3%€339,471within the sector's middle half▲ 9.5%€372,734within the sector's middle half▲ 9.8%€368,045within the sector's middle half▼ 1.3%
Debt€50,893▼ 60.3%€85,104▲ 67.2%€82,393▼ 3.2%€96,986▲ 17.7%€95,379▼ 1.7%
Working capital€242,198above the sector's middle half▲ 2.3%€223,691above the sector's middle half▼ 7.6%€186,691above the sector's middle half▼ 16.5%€272,074above the sector's middle half▲ 45.7%€270,001within the sector's middle half▼ 0.8%
Solvency84.0%above the sector's middle half▲ 16.9pp72.5%within the sector's middle half▼ 11.4pp75.7%within the sector's middle half▲ 3.2pp74.0%within the sector's middle half▼ 1.7pp74.1%within the sector's middle half▲ 0.1pp
Current ratio5.76above the sector's middle half▲ 2.913.63within the sector's middle half▼ 2.133.27within the sector's middle half▼ 0.363.81within the sector's middle half▲ 0.543.83within the sector's middle half▲ 0.03
Return on assets (ROA)1.7%within the sector's middle half▼ 1.3pp-13.4%below the sector's middle half▼ 15.0pp9.5%within the sector's middle half▲ 22.9pp5.0%within the sector's middle half▼ 4.5pp-0.8%below the sector's middle half▼ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368,045
Fixed assets
€2,666 ▼ 27.5%
Current assets
€365,380 ▼ 1.0%
Equity and liabilities €368,045
Equity
€272,667 ▼ 1.1%
Debt
€95,379 ▼ 1.7%
Debt's share of the balance-sheet total falls from 26.0% to 25.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,555▼
2024 · €27,774
Cash flow
-€2,073▼
2024 · €19,683
Debt to equity
0.35▼
2024 · 0.35
ROE
-1.1%▼
2024 · 6.8%
Interest coverage
0.43▼
2024 · 6.49
Debt ≤ 1 year
€95,379▼
2024 · €96,986
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €296 | €167 | €686 | €1,012 | €1,009 | ▼ 0.3% |
| Other operating charges640/8 | €903 | €6,987 | €474 | €800 | €814 | ▲ 1.8% |
| Gross operating margin9900 | €8,443 | -€31,953 | €37,379 | €28,574 | €2,369 | ▼ 91.7% |
| Operating profit (loss)9901 | €7,244 | -€39,106 | €36,219 | €26,762 | €546 | ▼ 98.0% |
| Financial income75/76B | €3 | €12 | €9 | - | - | - |
| Recurring financial income75 | €3 | €12 | €9 | - | - | - |
| Financial charges65/66B | €1,999 | €2,351 | €3,997 | €4,279 | €3,628 | ▼ 15.2% |
| Recurring financial charges65 | €1,999 | €2,351 | €3,997 | €4,279 | €3,628 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | €5,248 | -€41,446 | €32,231 | €22,483 | -€3,082 | ▼ 114% |
| Income taxes67/77 | - | - | - | €3,812 | - | - |
| Profit (loss) for the period9904 | €5,248 | -€41,446 | €32,231 | €18,671 | -€3,082 | ▼ 117% |
| Profit (loss) for the period to be appropriated9905 | €5,248 | -€41,446 | €32,231 | €18,671 | -€3,082 | ▼ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €317,186 | €309,951 | €339,471 | €372,734 | €368,045 | ▼ 1.3% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €24,095 | €1,156 | €70,386 | €3,675 | €2,666 | ▼ 27.5% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €23,877 | €938 | €4,468 | €3,457 | €2,448 | ▼ 29.2% |
| Land and buildings22 | €22,771 | - | - | - | - | - |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | €1,105 | €938 | €4,468 | €3,457 | €2,448 | ▼ 29.2% |
| Financial fixed assets28 | €218 | €218 | €65,918 | €218 | €218 | = |
| Current assets29/58 | €293,091 | €308,795 | €269,084 | €369,059 | €365,380 | ▼ 1.0% |
| Amounts receivable within one year40/41 | €288,458 | €304,691 | €268,198 | €368,927 | €365,308 | ▼ 1.0% |
| Trade receivables40 | - | €17,101 | €17,393 | €22,010 | €17,110 | ▼ 22.3% |
| Other amounts receivable41 | €288,458 | €287,590 | €250,805 | €346,917 | €348,198 | ▲ 0.4% |
| Cash at bank and in hand54/58 | €737 | €194 | €44 | €2 | €71 | ▲ 3,058% |
| Deferred charges and accrued income490/1 | €3,896 | €3,909 | €843 | €131 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €317,186 | €309,951 | €339,471 | €372,734 | €368,045 | ▼ 1.3% |
| Equity10/15 | €266,293 | €224,847 | €257,078 | €275,749 | €272,667 | ▼ 1.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €198,093 | €156,647 | €188,878 | €207,549 | €204,467 | ▼ 1.5% |
| Amounts payable17/49 | €50,893 | €85,104 | €82,393 | €96,986 | €95,379 | ▼ 1.7% |
| Amounts payable within one year42/48 | €50,893 | €85,104 | €82,393 | €96,986 | €95,379 | ▼ 1.7% |
| Financial debts43 | €50,000 | €50,000 | €50,000 | €50,000 | €49,990 | = |
| Credit institutions430/8 | €50,000 | €50,000 | €50,000 | €50,000 | €49,990 | = |
| Trade debts44 | €893 | €5,164 | €2,452 | €2,391 | €35,578 | ▲ 1,388% |
| Suppliers440/4 | €893 | €5,164 | €2,452 | €2,391 | €35,578 | ▲ 1,388% |
| Taxes, remuneration and social security45 | - | - | - | €3,812 | €3,812 | = |
| Taxes450/3 | - | - | - | €3,812 | €3,812 | = |
| Other amounts payable47/48 | - | €29,941 | €29,941 | €40,783 | €5,999 | ▼ 85.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,248 | -€41,446 | €32,231 | €18,671 | -€3,082 | ▼ 117% |
| + Depreciation and write-downs630 | €296 | €167 | €686 | €1,012 | €1,009 | ▼ 0.3% |
| Operating cash flow (approximation) | €5,544 | -€41,279 | €32,917 | €19,683 | -€2,073 | ▼ 111% |
| Investment in fixed assets (approximation) | - | €22,771 | -€69,916 | €65,700 | €0 | ▼ 100% |
| Change in cash | - | -€543 | -€151 | -€41 | €69 | ▲ 267% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32,231
Net result €32,231 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€41,446
Net result drops to -€41,446, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.76
Current ratio from 2.84 to 5.76; short-term debt falls from €128,289 to €50,893.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2005
Ground area
3,946 m²
Building footprint
1,823 m²
Volume, LiDAR
2,841 m³
2 parcels, Brussels, Wallonia · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
116
companies at this address
See who is registered here
1 establishment unit
FIPCOR
since 20052.145.724.825
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00T002 | Wallonia | 2,544 m² | 1 · 1,570 m² | - |
| 21903B0310/00H002 | Brussels | 1,401 m² | 1 · 254 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-01-2005
Fiscal year end31-12
Abbreviation FR
FIPCOR
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0870950033
Registered
20-11-2020
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.