FIDELWISE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FIDELWISE
Largest movements
- Cash +€19,870
up €19,870 (+2740.4%), from €725 to €20,595
mainly Receivables within one year (+€12,100) and Other debts (+€9,780)
- Receivables within one year -€12,100
down €12,100 (-28.0%), from €43,182 to €31,082
- Tangible fixed assets +€1,175
up €1,175 (+1746.5%), from €67 to €1,242
of which Furniture and vehicles: +€1,242
- Other debts +€9,780
up €9,780 (+27.0%), from €36,194 to €45,974
- Tax, wage and social debts -€2,882
down €2,882 (-72.9%), from €3,955 to €1,073
- Trade debts +€2,397
up €2,397 (+722.0%), from €332 to €2,729
- Gross operating margin -€1,151
down €1,151 (-76.8%), from €1,498 to €347
- Financial charges +€180
new in 2025: €180
- Other operating charges +€65
up €65 (+17.0%), from €384 to €450
- Depreciation -€56
down €56 (-45.5%), from €123 to €67
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,974 | €52,919 | +€8,945 | +20.3% |
| Fixed assets | 21/28 | €67 | €1,242 | +€1,175 | +1746.5% |
| Tangible fixed assets | 22/27 | €67 | €1,242 | +€1,175 | +1746.5% |
| Plant, machinery and equipment | 23 | €67 | - | -€67 | |
| Furniture and vehicles | 24 | - | €1,242 | +€1,242 | |
| Current assets | 29/58 | €43,907 | €51,677 | +€7,770 | +17.7% |
| Amounts receivable within one year | 40/41 | €43,182 | €31,082 | -€12,100 | -28.0% |
| Trade receivables | 40 | €43,182 | €31,082 | -€12,100 | -28.0% |
| Cash at bank and in hand | 54/58 | €725 | €20,595 | +€19,870 | +2740.4% |
| Total equity and liabilities | 10/49 | €43,974 | €52,919 | +€8,945 | +20.3% |
| Equity | 10/15 | €3,493 | €3,143 | -€350 | -10.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Capital | 10 | €12,400 | €12,400 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,907 | -€9,257 | -€350 | -3.9% |
| Amounts payable | 17/49 | €40,481 | €49,776 | +€9,296 | +23.0% |
| Amounts payable within one year | 42/48 | €40,481 | €49,776 | +€9,296 | +23.0% |
| Trade debts | 44 | €332 | €2,729 | +€2,397 | +722.0% |
| Suppliers | 440/4 | €332 | €2,729 | +€2,397 | +722.0% |
| Taxes, remuneration and social security | 45 | €3,955 | €1,073 | -€2,882 | -72.9% |
| Taxes | 450/3 | €3,955 | €1,073 | -€2,882 | -72.9% |
| Other amounts payable | 47/48 | €36,194 | €45,974 | +€9,780 | +27.0% |
| Non-recurring operating income | 76A | - | €175 | +€175 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €123 | €67 | -€56 | -45.5% |
| Other operating charges | 640/8 | €384 | €450 | +€65 | +17.0% |
| Gross operating margin | 9900 | €1,498 | €347 | -€1,151 | -76.8% |
| Operating profit (loss) | 9901 | €991 | -€170 | -€1,161 | |
| Financial charges | 65/66B | - | €180 | +€180 | |
| Recurring financial charges | 65 | - | €180 | +€180 | |
| Profit (loss) for the period before taxes | 9903 | €991 | -€350 | -€1,341 | |
| Profit (loss) for the period | 9904 | €991 | -€350 | -€1,341 | |
| Profit (loss) for the period to be appropriated | 9905 | €991 | -€350 | -€1,341 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.