FIDELWISE
ActiveSummary
The computed 12-month bankruptcy probability of FIDELWISE is 2.4% (moderate). The 2025 annual accounts show equity of €3,143 and a net result of -€350. Equity is growing by ~41.3% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 37 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €175 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €56 | €123 | €123 | €67 | ▼ 45.5% |
| Other operating charges640/8 | €348 | €348 | €362 | €384 | €450 | ▲ 17.0% |
| Gross operating margin9900 | €1,152 | €2,420 | €1,170 | €1,498 | €347 | ▼ 76.8% |
| Operating profit (loss)9901 | €805 | €2,017 | €684 | €991 | -€170 | ▼ 117% |
| Financial charges65/66B | €47 | €45 | €34 | - | €180 | - |
| Recurring financial charges65 | €47 | €45 | €34 | - | €180 | - |
| Profit (loss) for the period before taxes9903 | €757 | €1,972 | €650 | €991 | -€350 | ▼ 135% |
| Profit (loss) for the period9904 | €757 | €1,972 | €650 | €991 | -€350 | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €757 | €1,972 | €650 | €991 | -€350 | ▼ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,783 | €25,006 | €32,487 | €43,974 | €52,919 | ▲ 20.3% |
| Fixed assets21/28 | - | €314 | €191 | €67 | €1,242 | ▲ 1,746% |
| Tangible fixed assets22/27 | - | €314 | €191 | €67 | €1,242 | ▲ 1,746% |
| Plant, machinery and equipment23 | - | €314 | €191 | €67 | - | - |
| Furniture and vehicles24 | - | - | - | - | €1,242 | - |
| Current assets29/58 | €25,783 | €24,692 | €32,296 | €43,907 | €51,677 | ▲ 17.7% |
| Amounts receivable within one year40/41 | €11,932 | €23,402 | €31,402 | €43,182 | €31,082 | ▼ 28.0% |
| Trade receivables40 | €11,722 | €23,402 | €31,402 | €43,182 | €31,082 | ▼ 28.0% |
| Other amounts receivable41 | €210 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €13,851 | €1,291 | €895 | €725 | €20,595 | ▲ 2,740% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,783 | €25,006 | €32,487 | €43,974 | €52,919 | ▲ 20.3% |
| Equity10/15 | -€119 | €1,853 | €2,503 | €3,493 | €3,143 | ▼ 10.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€12,519 | -€10,547 | -€9,897 | -€8,907 | -€9,257 | ▼ 3.9% |
| Amounts payable17/49 | €25,902 | €23,154 | €29,984 | €40,481 | €49,776 | ▲ 23.0% |
| Amounts payable within one year42/48 | €25,902 | €23,154 | €29,984 | €40,481 | €49,776 | ▲ 23.0% |
| Trade debts44 | €2,609 | €713 | - | €332 | €2,729 | ▲ 722% |
| Suppliers440/4 | €2,609 | €713 | - | €332 | €2,729 | ▲ 722% |
| Taxes, remuneration and social security45 | - | €175 | €175 | €3,955 | €1,073 | ▼ 72.9% |
| Taxes450/3 | - | €175 | €175 | €3,955 | €1,073 | ▼ 72.9% |
| Other amounts payable47/48 | €23,293 | €22,266 | €29,809 | €36,194 | €45,974 | ▲ 27.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €757 | €1,972 | €650 | €991 | -€350 | ▼ 135% |
| + Depreciation and write-downs630 | - | €56 | €123 | €123 | €67 | ▼ 45.5% |
| Operating cash flow (approximation) | €757 | €2,028 | €774 | €1,114 | -€283 | ▼ 125% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | -€1,242 | - |
| Change in cash | - | -€12,560 | -€396 | -€170 | €19,870 | ▲ 11,815% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0112/00D012 | Brussels | 1,772 m² | 1 · 280 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Company details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.