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FERFA SERVICES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FERFA SERVICES

BE 0866.495.951
NACE 47.400, Retail sale of information and communication equipment
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€487
2024 · -€7,468+€6,981
Equity
-€65,521
2024 · -€65,034-€487
Cash
€4,752
2024 · €655+€4,097
Balance sheet total
€30,919
2024 · €37,200-€6,281

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€9,525

    down €9,525 (-27.0%), from €35,280 to €25,755

    of which Furniture and vehicles: -€7,900

  • Cash +€4,097

    up €4,097 (+625.9%), from €655 to €4,752

    mainly Depreciation (+€9,525) and Deferred charges and accrued income (+€900)

  • Deferred charges and accrued income -€900

    no longer reported in 2025 (was €900)

Equity and liabilities
  • Tax, wage and social debts -€2,680

    down €2,680 (-52.4%), from €5,116 to €2,436

    of which Remuneration and social security: -€2,130

  • Other debts -€1,348

    down €1,348 (-4.2%), from €31,911 to €30,562

  • Trade debts -€1,166

    down €1,166 (-44.7%), from €2,608 to €1,442

  • Accrued charges and deferred income -€600

    no longer reported in 2025 (was €600)

  • Profit (loss) carried forward -€487

    down €487 (-0.7%), from -€73,714 to -€74,201

Income statement
  • Staff costs -€5,524

    down €5,524 (-25.7%), from €21,508 to €15,984

  • Gross operating margin +€2,533

    up €2,533 (+10.3%), from €24,504 to €27,037

  • Other operating charges +€1,031

    up €1,031 (+114.7%), from €899 to €1,929

  • Financial charges -€315

    down €315 (-78.7%), from €400 to €85

  • Financial income -€288

    no longer reported in 2025 (was €288)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,468
Gross operating margin +€2,533
Staff costs +€5,524
Depreciation -€260
Other operating charges -€1,031
Financial income -€288
Financial charges +€315
Taxes +€189
Result 2025 -€487

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,097
Investment €0
Financing €0
Cash 2024 €655
Net result for the year -€487
Depreciation +€9,525
Receivables within one year -€47
Deferred charges and accrued income +€900
Trade debts -€1,166
Tax, wage and social debts -€2,680
Other debts -€1,348
Accrued charges and deferred income -€600
Cash 2025 €4,752
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €37,200 €30,919 -€6,281 -16.9%
Fixed assets 21/28 €35,280 €25,755 -€9,525 -27.0%
Tangible fixed assets 22/27 €35,280 €25,755 -€9,525 -27.0%
Land and buildings 22 €5,922 €4,696 -€1,226 -20.7%
Plant, machinery and equipment 23 €1,161 €763 -€399 -34.3%
Furniture and vehicles 24 €28,197 €20,297 -€7,900 -28.0%
Current assets 29/58 €1,920 €5,164 +€3,244 +168.9%
Amounts receivable within one year 40/41 €366 €413 +€47 +12.9%
Trade receivables 40 €366 €413 +€47 +12.9%
Other amounts receivable 41 €0 - =
Cash at bank and in hand 54/58 €655 €4,752 +€4,097 +625.9%
Deferred charges and accrued income 490/1 €900 - -€900
Total equity and liabilities 10/49 €37,200 €30,919 -€6,281 -16.9%
Equity 10/15 -€65,034 -€65,521 -€487 -0.7%
Contributions 10/11 €8,680 €8,680 = 0.0%
Outside capital 11 - €8,680 +€8,680
Other 1109/19 - €8,680 +€8,680
Profit (loss) carried forward 14 -€73,714 -€74,201 -€487 -0.7%
Amounts payable 17/49 €102,235 €96,440 -€5,794 -5.7%
Amounts payable after more than one year 17 €62,000 €62,000 = 0.0%
Other amounts payable 178/9 €62,000 €62,000 = 0.0%
Amounts payable within one year 42/48 €39,635 €34,440 -€5,194 -13.1%
Trade debts 44 €2,608 €1,442 -€1,166 -44.7%
Suppliers 440/4 €2,608 €1,442 -€1,166 -44.7%
Taxes, remuneration and social security 45 €5,116 €2,436 -€2,680 -52.4%
Taxes 450/3 €1,077 €527 -€550 -51.1%
Remuneration and social security 454/9 €4,039 €1,909 -€2,130 -52.7%
Other amounts payable 47/48 €31,911 €30,562 -€1,348 -4.2%
Accrued charges and deferred income 492/3 €600 - -€600
Remuneration, social security and pensions 62 €21,508 €15,984 -€5,524 -25.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €9,265 €9,525 +€260 +2.8%
Other operating charges 640/8 €899 €1,929 +€1,031 +114.7%
Gross operating margin 9900 €24,504 €27,037 +€2,533 +10.3%
Operating profit (loss) 9901 -€7,167 -€402 +€6,765 +94.4%
Financial income 75/76B €288 - -€288
Recurring financial income 75 €288 - -€288
Financial charges 65/66B €400 €85 -€315 -78.7%
Recurring financial charges 65 €400 €85 -€315 -78.7%
Profit (loss) for the period before taxes 9903 -€7,279 -€487 +€6,792 +93.3%
Income taxes 67/77 €189 - -€189
Profit (loss) for the period 9904 -€7,468 -€487 +€6,981 +93.5%
Profit (loss) for the period to be appropriated 9905 -€7,468 -€487 +€6,981 +93.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.