FERFA SERVICES
ActiveSummary
FERFA SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€65,521) and a net result of -€487. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 10519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+23
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.05 in 2024; short-term debt: 111.4% and cash: 15.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-211.9%
Return on assets
-1.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year -€65,521
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
30 d late
2021
31 d late
2020
100 d late
2019
101 d late
2018
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€65,521▼ 0.7%
2024 · -€65,034
Total assets
€30,919▼ 16.9%
2024 · €37,200
Net result
-€487▲ 93.5%
2024 · -€7,468
Working capital
-€29,276▲ 22.4%
2024 · -€37,714
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€635▼ 1.5%-€1,930-€6,708--€7,167▼ 6.8%-€402▲ 94.4%
Net result€571within the sector's middle half▲ 56.5%-€1,809within the sector's middle half-€7,356below the sector's middle half--€7,468below the sector's middle half▼ 1.5%-€487below the sector's middle half▲ 93.5%
Equity-€50,436below the sector's middle half▲ 1.1%-€52,245below the sector's middle half▼ 3.6%-€57,566below the sector's middle half--€65,034below the sector's middle half▼ 13.0%-€65,521below the sector's middle half▼ 0.7%
Total assets€12,892below the sector's middle half▼ 2.3%€10,223below the sector's middle half▼ 20.7%€50,134below the sector's middle half-€37,200below the sector's middle half▼ 25.8%€30,919below the sector's middle half▼ 16.9%
Debt€63,328▼ 1.4%€62,468▼ 1.4%€107,701-€102,235▼ 5.1%€96,440▼ 5.7%
Working capital€439within the sector's middle half-€7within the sector's middle half-€38,550below the sector's middle half--€37,714below the sector's middle half▲ 2.2%-€29,276below the sector's middle half▲ 22.4%
Solvency-391.2%below the sector's middle half▼ 4.7pp-511.0%below the sector's middle half▼ 119.8pp-114.8%below the sector's middle half--174.8%below the sector's middle half▼ 60.0pp-211.9%below the sector's middle half▼ 37.1pp
Current ratio1.33within the sector's middle half▲ 0.890.98within the sector's middle half▼ 0.350.15below the sector's middle half-0.05below the sector's middle half▼ 0.100.15below the sector's middle half▲ 0.10
Return on assets (ROA)4.4%within the sector's middle half▲ 1.7pp-17.7%below the sector's middle half▼ 22.1pp-14.7%below the sector's middle half--20.1%below the sector's middle half▼ 5.4pp-1.6%below the sector's middle half▲ 18.5pp
Staff (FTE)0.9-
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €402 in 2025 against €7,167 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30,919
Fixed assets
€25,755 ▼ 27.0%
Current assets
€5,164 ▲ 169%
Key figures and ratios
EBITDA
€9,123▲
2024 · €2,097
Cash flow
€9,038▲
2024 · €1,797
Debt to equity
-1.47▲
2024 · -1.57
Interest coverage
107.26▲
2024 · 5.24
Debt ≤ 1 year
€34,440▼
2024 · €39,635
Debt > 1 year
€62,000=
2024 · €62,000
Staff costs
€15,984▼
2024 · €21,508
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €18,550 | €21,508 | €15,984 | ▼ 25.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,383 | €1,363 | €4,129 | €9,265 | €9,525 | ▲ 2.8% |
| Other operating charges640/8 | - | €348 | €1,020 | €899 | €1,929 | ▲ 115% |
| Gross operating margin9900 | €2,880 | -€220 | €16,992 | €24,504 | €27,037 | ▲ 10.3% |
| Operating profit (loss)9901 | €635 | -€1,930 | -€6,708 | -€7,167 | -€402 | ▲ 94.4% |
| Financial income75/76B | - | €182 | €190 | €288 | - | - |
| Recurring financial income75 | - | €182 | €190 | €288 | - | - |
| Financial charges65/66B | - | €61 | €811 | €400 | €85 | ▼ 78.7% |
| Recurring financial charges65 | €65 | €61 | €811 | €400 | €85 | ▼ 78.7% |
| Profit (loss) for the period before taxes9903 | €571 | -€1,809 | -€7,329 | -€7,279 | -€487 | ▲ 93.3% |
| Income taxes67/77 | - | - | €27 | €189 | - | - |
| Profit (loss) for the period9904 | €571 | -€1,809 | -€7,356 | -€7,468 | -€487 | ▲ 93.5% |
| Profit (loss) for the period to be appropriated9905 | €571 | -€1,809 | -€7,356 | -€7,468 | -€487 | ▲ 93.5% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,892 | €10,223 | €50,134 | €37,200 | €30,919 | ▼ 16.9% |
| Fixed assets21/28 | €11,125 | €9,763 | €43,245 | €35,280 | €25,755 | ▼ 27.0% |
| Tangible fixed assets22/27 | €11,125 | €9,763 | €43,245 | €35,280 | €25,755 | ▼ 27.0% |
| Land and buildings22 | - | €9,600 | €7,148 | €5,922 | €4,696 | ▼ 20.7% |
| Plant, machinery and equipment23 | - | - | - | €1,161 | €763 | ▼ 34.3% |
| Furniture and vehicles24 | - | €163 | €36,097 | €28,197 | €20,297 | ▼ 28.0% |
| Current assets29/58 | €1,767 | €461 | €6,890 | €1,920 | €5,164 | ▲ 169% |
| Stocks and contracts in progress3 | €225 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €1,542 | €6 | €1,869 | €366 | €413 | ▲ 12.9% |
| Trade receivables40 | - | €6 | €1,469 | €366 | €413 | ▲ 12.9% |
| Other amounts receivable41 | - | - | €400 | €0 | - | - |
| Cash at bank and in hand54/58 | - | €455 | €4,235 | €655 | €4,752 | ▲ 626% |
| Deferred charges and accrued income490/1 | - | - | €786 | €900 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,892 | €10,223 | €50,134 | €37,200 | €30,919 | ▼ 16.9% |
| Equity10/15 | -€50,436 | -€52,245 | -€57,566 | -€65,034 | -€65,521 | ▼ 0.7% |
| Contributions10/11 | €6,200 | €6,200 | €8,680 | €8,680 | €8,680 | = |
| Outside capital11 | - | - | - | - | €8,680 | - |
| Other1109/19 | - | - | - | - | €8,680 | - |
| Profit (loss) carried forward14 | -€56,636 | -€58,445 | -€66,246 | -€73,714 | -€74,201 | ▼ 0.7% |
| Amounts payable17/49 | €63,328 | €62,468 | €107,701 | €102,235 | €96,440 | ▼ 5.7% |
| Amounts payable after more than one year17 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Other amounts payable178/9 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Amounts payable within one year42/48 | €1,328 | €468 | €45,439 | €39,635 | €34,440 | ▼ 13.1% |
| Trade debts44 | €273 | - | €1,950 | €2,608 | €1,442 | ▼ 44.7% |
| Suppliers440/4 | - | - | €1,950 | €2,608 | €1,442 | ▼ 44.7% |
| Taxes, remuneration and social security45 | - | - | €3,840 | €5,116 | €2,436 | ▼ 52.4% |
| Taxes450/3 | - | - | €1,192 | €1,077 | €527 | ▼ 51.1% |
| Remuneration and social security454/9 | - | - | €2,648 | €4,039 | €1,909 | ▼ 52.7% |
| Other amounts payable47/48 | - | €468 | €39,649 | €31,911 | €30,562 | ▼ 4.2% |
| Accrued charges and deferred income492/3 | - | - | €261 | €600 | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €571 | -€1,809 | -€7,356 | -€7,468 | -€487 | ▲ 93.5% |
| + Depreciation and write-downs630 | €1,383 | €1,363 | €4,129 | €9,265 | €9,525 | ▲ 2.8% |
| Operating cash flow (approximation) | €1,953 | -€446 | -€3,227 | €1,797 | €9,038 | ▲ 403% |
| Investment in fixed assets (approximation) | - | €0 | - | -€1,300 | €0 | ▲ 100% |
| Change in cash | - | - | - | -€3,580 | €4,097 | ▲ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€7,468
Net result drops to -€7,468, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 100 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.33
Current ratio from 0.44 to 1.33; short-term debt falls from €2,204 to €1,328.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2004
Ground area
8,579 m²
Building footprint
161 m²
Volume, LiDAR
832 m³
Parcel 92048F0017/00A005, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Domaine "Le Haut-Vent"
since 20042.138.050.640
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048F0017/00A005 | Wallonia | 8,579 m² | 1 · 161 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,223 companies in sector 47400 we hold annual accounts for 1,808. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2004
Fiscal year end31-12
Trade name FR
FERRY I.T.
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
55209Other holiday and short-stay accommodation
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
68203Renting and operating of own or leased non-residential real estate, excluding land
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0866495951
Registered
17-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.