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FERDY DAMES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FERDY DAMES

BE 0441.648.720
NACE 47.711, Retail sale of women's outerwear
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€401
2024 · €9,373-€8,972
Equity
€99,808
2024 · €99,407+€401
Cash
€5,542
2024 · €4,287+€1,255
Balance sheet total
€109,251
2024 · €108,406+€845

Largest movements

2024 to 2025
Assets
  • Cash +€1,255

    up €1,255 (+29.3%), from €4,287 to €5,542

    mainly Depreciation (+€950) and Net result for the year (+€401)

Equity and liabilities
  • Reserves +€22,235

    up €22,235 (+142.8%), from €15,573 to €37,808

    of which Distributable reserves: +€22,235

  • Profit (loss) carried forward -€21,834

    no longer reported in 2025 (was €21,834)

Income statement
  • Gross operating margin -€11,043

    down €11,043 (-81.8%), from €13,493 to €2,450

  • Taxes -€2,307

    down €2,307 (-91.2%), from €2,529 to €223

  • Other operating charges +€176

    up €176 (+51.4%), from €343 to €520

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €9,373
Gross operating margin -€11,043
Other operating charges -€176
Financial income -€0
Financial charges -€59
Taxes +€2,307
Result 2025 €401

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,255
Investment €0
Financing €0
Cash 2024 €4,287
Net result for the year +€401
Depreciation +€950
Receivables within one year -€501
Deferred charges and accrued income -€39
Trade debts +€346
Tax, wage and social debts +€12
Accrued charges and deferred income +€86
Cash 2025 €5,542
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €108,406 €109,251 +€845 +0.8%
Fixed assets 21/28 €17,064 €16,114 -€950 -5.6%
Tangible fixed assets 22/27 €17,064 €16,114 -€950 -5.6%
Land and buildings 22 €15,980 €15,367 -€613 -3.8%
Plant, machinery and equipment 23 €1,084 €747 -€337 -31.1%
Current assets 29/58 €91,342 €93,137 +€1,795 +2.0%
Amounts receivable within one year 40/41 €86,188 €86,688 +€501 +0.6%
Trade receivables 40 - €97 +€97
Other amounts receivable 41 €86,188 €86,592 +€404 +0.5%
Cash at bank and in hand 54/58 €4,287 €5,542 +€1,255 +29.3%
Deferred charges and accrued income 490/1 €867 €907 +€39 +4.5%
Total equity and liabilities 10/49 €108,406 €109,251 +€845 +0.8%
Equity 10/15 €99,407 €99,808 +€401 +0.4%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €15,573 €37,808 +€22,235 +142.8%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €9,373 €31,608 +€22,235 +237.2%
Profit (loss) carried forward 14 €21,834 - -€21,834
Amounts payable 17/49 €8,999 €9,443 +€444 +4.9%
Amounts payable within one year 42/48 €2,846 €3,204 +€358 +12.6%
Trade debts 44 €109 €455 +€346 +317.8%
Suppliers 440/4 €109 €455 +€346 +317.8%
Taxes, remuneration and social security 45 €2,737 €2,749 +€12 +0.4%
Taxes 450/3 €2,737 €2,749 +€12 +0.4%
Accrued charges and deferred income 492/3 €6,152 €6,238 +€86 +1.4%
Non-recurring operating income 76A €500 - -€500
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €950 €950 = 0.0%
Other operating charges 640/8 €343 €520 +€176 +51.4%
Gross operating margin 9900 €13,493 €2,450 -€11,043 -81.8%
Operating profit (loss) 9901 €12,200 €980 -€11,219 -92.0%
Financial income 75/76B €6 €5 -€0 -5.1%
Recurring financial income 75 €6 €5 -€0 -5.1%
Financial charges 65/66B €303 €362 +€59 +19.5%
Recurring financial charges 65 €303 €362 +€59 +19.5%
Profit (loss) for the period before taxes 9903 €11,902 €624 -€11,279 -94.8%
Income taxes 67/77 €2,529 €223 -€2,307 -91.2%
Profit (loss) for the period 9904 €9,373 €401 -€8,972 -95.7%
Profit (loss) for the period to be appropriated 9905 €9,373 €401 -€8,972 -95.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.