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FERDY DAMES

Active
Public limited companyfounded 1990active for 36 yearsWaterstraat 22, 2440 Geel, BelgiumKBO/BCE: BE 0441.648.720
Summary

FERDY DAMES has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,808 and a net result of €401. Equity remains stable across the filed financial years (±1.7% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Activity not known1 site
Size
€109,251total assets 2025
Equity
€99,808
Profit
€401
Turnover not published (abbreviated or micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 85raises riskSize: total assets €109,251Sector: Retail trade (NACE 47)Latest accounts 31 days late; 1 of the last 3 latelowers riskFounded in 1990Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.4% of total assets
Liquidity 56+1
short-term debt 2.9% · cash 5.1%
Profitability 64-16
return on assets 0.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.5%▼ -0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.7 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.4%▼ -0.2 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 29.07, compared with 32.09 in 2024, above the usual 1.5; short-term debt: 2.9% and cash: 5.1% of total assets), and 8.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 62% on liquidity, 45% on profitability and 41% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: total assets €109,251
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €99,808
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
11 days early
2020
18 days late
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €9,373

Key points

  • Active since 1990founded 28-09-1990 36 years View
  • Total assets 20256 financial years filed €109,251 View

By topic

Financials

Financial year
2025
Total assets
€109,251
Profit
€401
Solvency
91.4%
Total assets▲ 0.8%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1992
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 31-08-2023Annual accounts filed
  3. 20-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
28-09-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about FERDY DAMES

What is the company number of FERDY DAMES?
0441.648.720. In Belgium the VAT number is the company number with BE in front: BE 0441.648.720.
Where is FERDY DAMES based?
The registered office is at Waterstraat 22, 2440 Geel.Company details
What is the legal form of FERDY DAMES?
Public limited company (NV).
When was FERDY DAMES founded?
On 28-09-1990.
Is FERDY DAMES still active?
Yes, FERDY DAMES is an active enterprise in the KBO register.
What is the turnover of FERDY DAMES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FERDY DAMES profitable?
In financial year 2025, FERDY DAMES made a profit of €401.
Where can I find the annual accounts of FERDY DAMES?
FERDY DAMES filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FERDY DAMES due?
By 31-07-2027, for financial year 2026.Timeline

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