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FCO-Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FCO-Construct

BE 0842.030.670
NACE 68.121, Development of residential building projects
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€155,244
2023 · €310-€155,554
Equity
€832,858
2023 · €988,102-€155,244
Cash
€123,327
2023 · €365,790-€242,463
Balance sheet total
€1.2m
2023 · €997,937+€158,129

Largest movements

2023 to 2024
Assets
  • Stocks and contracts +€287,461

    up €287,461 (+625.4%), from €45,964 to €333,425

  • Cash -€242,463

    down €242,463 (-66.3%), from €365,790 to €123,327

    mainly Stocks and contracts (-€287,461) and Net result for the year (-€155,244)

  • Receivables within one year +€113,834

    up €113,834 (+158.6%), from €71,768 to €185,602

    of which Other amounts receivable: +€129,549

  • Receivables after one year +€19,689

    up €19,689 (+4.4%), from €451,440 to €471,129

  • Tangible fixed assets -€17,805

    down €17,805 (-30.3%), from €58,699 to €40,894

    of which Furniture and vehicles: -€16,930

Equity and liabilities
  • Other debts +€296,716

    new in 2024: €296,716

  • Reserves -€146,858

    down €146,858 (-15.1%), from €973,516 to €826,658

  • Trade debts +€12,952

    up €12,952 (+141.5%), from €9,152 to €22,104

Income statement
  • Gross operating margin -€97,116

    down €97,116 (-229.4%), from -€42,327 to -€139,443

  • Provisions +€74,632

    no longer reported in 2024 (was -€74,632)

  • Staff costs -€31,392

    no longer reported in 2024 (was €31,392)

  • Taxes +€22,581

    up €22,581 (+6255.0%), from €361 to €22,942

  • Financial income +€16,424

    up €16,424 (+111.2%), from €14,776 to €31,200

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €310
Gross operating margin -€97,116
Staff costs +€31,392
Depreciation -€3,462
Provisions -€74,632
Other operating charges -€95
Financial income +€16,424
Financial charges -€5,485
Taxes -€22,581
Result 2024 -€155,244

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€244,531
Investment +€2,068
Financing €0
Cash 2023 €365,790
Net result for the year -€155,244
Depreciation +€17,805
Receivables after one year -€19,689
Stocks and contracts -€287,461
Receivables within one year -€113,834
Smaller working-capital items +€1,109
Trade debts +€12,952
Other debts +€296,716
Accrued charges and deferred income +€3,116
Investment in fixed assets (net) +€2,068
Cash 2024 €123,327
Every line side by side 44 lines
Line Code 2023 2024 Change %
Total assets 20/58 €997,937 €1,156,066 +€158,129 +15.8%
Fixed assets 21/28 €60,767 €40,894 -€19,873 -32.7%
Tangible fixed assets 22/27 €58,699 €40,894 -€17,805 -30.3%
Plant, machinery and equipment 23 €5,666 €4,792 -€874 -15.4%
Furniture and vehicles 24 €53,033 €36,103 -€16,930 -31.9%
Financial fixed assets 28 €2,068 - -€2,068
Current assets 29/58 €937,170 €1,115,171 +€178,001 +19.0%
Amounts receivable after more than one year 29 €451,440 €471,129 +€19,689 +4.4%
Other amounts receivable 291 €451,440 €471,129 +€19,689 +4.4%
Stocks and contracts in progress 3 €45,964 €333,425 +€287,461 +625.4%
Stocks 30/36 €45,964 €333,425 +€287,461 +625.4%
Amounts receivable within one year 40/41 €71,768 €185,602 +€113,834 +158.6%
Trade receivables 40 €15,715 - -€15,715
Other amounts receivable 41 €56,053 €185,602 +€129,549 +231.1%
Cash at bank and in hand 54/58 €365,790 €123,327 -€242,463 -66.3%
Deferred charges and accrued income 490/1 €2,208 €1,688 -€520 -23.6%
Total equity and liabilities 10/49 €997,937 €1,156,066 +€158,129 +15.8%
Equity 10/15 €988,102 €832,858 -€155,244 -15.7%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €973,516 €826,658 -€146,858 -15.1%
Distributable reserves 133 €973,516 €826,658 -€146,858 -15.1%
Profit (loss) carried forward 14 €8,386 - -€8,386
Amounts payable 17/49 €9,835 €323,208 +€313,373 +3186.3%
Amounts payable within one year 42/48 €9,835 €320,092 +€310,257 +3154.6%
Trade debts 44 €9,152 €22,104 +€12,952 +141.5%
Suppliers 440/4 €9,152 €22,104 +€12,952 +141.5%
Taxes, remuneration and social security 45 €683 €1,271 +€588 +86.1%
Taxes 450/3 €683 €1,271 +€588 +86.1%
Other amounts payable 47/48 - €296,716 +€296,716
Accrued charges and deferred income 492/3 - €3,116 +€3,116
Remuneration, social security and pensions 62 €31,392 - -€31,392
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €14,343 €17,805 +€3,462 +24.1%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€74,632 - +€74,632
Other operating charges 640/8 €331 €426 +€95 +28.6%
Gross operating margin 9900 -€42,327 -€139,443 -€97,116 -229.4%
Operating profit (loss) 9901 -€13,761 -€157,673 -€143,912 -1045.8%
Financial income 75/76B €14,776 €31,200 +€16,424 +111.2%
Recurring financial income 75 €14,776 €31,200 +€16,424 +111.2%
Financial charges 65/66B €344 €5,829 +€5,485 +1594.6%
Recurring financial charges 65 €344 €5,829 +€5,485 +1594.6%
Profit (loss) for the period before taxes 9903 €671 -€132,303 -€132,974
Income taxes 67/77 €361 €22,942 +€22,581 +6255.0%
Profit (loss) for the period 9904 €310 -€155,244 -€155,554
Profit (loss) for the period to be appropriated 9905 €310 -€155,244 -€155,554

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.