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Facar: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Facar

BE 0430.407.311
NACE 46.711, Wholesale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€17,201
2024 · -€17,466+€265
Equity
€713,957
2024 · €731,158-€17,201
Cash
€87,963
2024 · €329,256-€241,293
Balance sheet total
€1.2m
2024 · €1.2m+€23,294

Largest movements

2024 to 2025
Assets
  • Cash -€241,293

    down €241,293 (-73.3%), from €329,256 to €87,963

    mainly Investment in fixed assets (net) (-€200,725) and Stocks and contracts (-€103,969)

  • Financial fixed assets +€131,380

    up €131,380 (+6569.0%), from €2,000 to €133,380

  • Stocks and contracts +€103,969

    up €103,969 (+14.4%), from €720,807 to €824,776

  • Tangible fixed assets +€61,216

    up €61,216 (+406.1%), from €15,075 to €76,291

    of which Other tangible fixed assets: +€54,458

  • Receivables within one year -€34,859

    down €34,859 (-29.3%), from €119,159 to €84,300

    of which Trade receivables: -€41,236

Equity and liabilities
  • Other debts +€113,513

    up €113,513 (+105.8%), from €107,262 to €220,774

  • Trade debts -€89,853

    down €89,853 (-26.4%), from €340,148 to €250,295

  • Profit (loss) carried forward -€17,201

    down €17,201 (-46.8%), from €36,719 to €19,518

  • Advances received +€15,800

    up €15,800 (+312.9%), from €5,050 to €20,850

Income statement
  • Other operating charges -€11,042

    down €11,042 (-25.2%), from €43,892 to €32,850

  • Financial charges +€7,036

    up €7,036 (+79.3%), from €8,872 to €15,908

  • Staff costs -€6,505

    down €6,505 (-26.9%), from €24,193 to €17,688

  • Gross operating margin -€5,440

    down €5,440 (-8.8%), from €62,124 to €56,684

  • Depreciation +€5,114

    up €5,114 (+169.6%), from €3,016 to €8,130

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€17,466
Gross operating margin -€5,440
Staff costs +€6,505
Depreciation -€5,114
Other operating charges +€11,042
Financial income +€308
Financial charges -€7,036
Result 2025 -€17,201

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€40,568
Investment -€200,725
Financing €0
Cash 2024 €329,256
Net result for the year -€17,201
Depreciation +€8,130
Stocks and contracts -€103,969
Receivables within one year +€34,859
Deferred charges and accrued income -€2,882
Trade debts -€89,853
Tax, wage and social debts +€1,035
Advances received +€15,800
Other debts +€113,513
Investment in fixed assets (net) -€200,725
Cash 2025 €87,963
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,186,587 €1,209,881 +€23,294 +2.0%
Fixed assets 21/28 €17,075 €209,671 +€192,596 +1127.9%
Tangible fixed assets 22/27 €15,075 €76,291 +€61,216 +406.1%
Furniture and vehicles 24 €15,075 €21,833 +€6,758 +44.8%
Other tangible fixed assets 26 - €54,458 +€54,458
Financial fixed assets 28 €2,000 €133,380 +€131,380 +6569.0%
Current assets 29/58 €1,169,512 €1,000,211 -€169,301 -14.5%
Stocks and contracts in progress 3 €720,807 €824,776 +€103,969 +14.4%
Stocks 30/36 €720,807 €824,776 +€103,969 +14.4%
Amounts receivable within one year 40/41 €119,159 €84,300 -€34,859 -29.3%
Trade receivables 40 €115,113 €73,877 -€41,236 -35.8%
Other amounts receivable 41 €4,046 €10,423 +€6,377 +157.6%
Cash at bank and in hand 54/58 €329,256 €87,963 -€241,293 -73.3%
Deferred charges and accrued income 490/1 €290 €3,172 +€2,882 +993.7%
Total equity and liabilities 10/49 €1,186,587 €1,209,881 +€23,294 +2.0%
Equity 10/15 €731,158 €713,957 -€17,201 -2.4%
Contributions 10/11 €100,000 €100,000 = 0.0%
Reserves 13 €594,439 €594,439 = 0.0%
Distributable reserves 133 €594,439 €594,439 = 0.0%
Profit (loss) carried forward 14 €36,719 €19,518 -€17,201 -46.8%
Amounts payable 17/49 €455,429 €495,925 +€40,496 +8.9%
Amounts payable within one year 42/48 €455,429 €495,925 +€40,496 +8.9%
Trade debts 44 €340,148 €250,295 -€89,853 -26.4%
Suppliers 440/4 €340,148 €250,295 -€89,853 -26.4%
Advances received on contracts in progress 46 €5,050 €20,850 +€15,800 +312.9%
Taxes, remuneration and social security 45 €2,969 €4,005 +€1,035 +34.9%
Taxes 450/3 €969 €4,005 +€3,035 +313.2%
Remuneration and social security 454/9 €2,000 - -€2,000
Other amounts payable 47/48 €107,262 €220,774 +€113,513 +105.8%
Remuneration, social security and pensions 62 €24,193 €17,688 -€6,505 -26.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,016 €8,130 +€5,114 +169.6%
Other operating charges 640/8 €43,892 €32,850 -€11,042 -25.2%
Gross operating margin 9900 €62,124 €56,684 -€5,440 -8.8%
Operating profit (loss) 9901 -€8,977 -€1,984 +€6,993 +77.9%
Financial income 75/76B €383 €691 +€308 +80.5%
Recurring financial income 75 €383 €691 +€308 +80.5%
Financial charges 65/66B €8,872 €15,908 +€7,036 +79.3%
Recurring financial charges 65 €8,872 €15,908 +€7,036 +79.3%
Profit (loss) for the period before taxes 9903 -€17,466 -€17,201 +€265 +1.5%
Profit (loss) for the period 9904 -€17,466 -€17,201 +€265 +1.5%
Profit (loss) for the period to be appropriated 9905 -€17,466 -€17,201 +€265 +1.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.