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Facar

Active
Private limited companyfounded 198739 yrs activeBirminghamstraat 58, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0430.407.311

Facar has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €714k and a net result of €-17k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 7839 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
50 / 100
Fair▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency98▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.57 in 2024), and 41% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59%
Return on assets
-1.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
5 d late
2023
31 d late
2022
29 d late
2021
11 d early
2020
25 d late
2019
46 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▲ 1.5%
2024 · €-17k
2018: €-112k 2019: €181k 2020: €-28k 2021: €-23k 2022: €12k 2023: €54k 2024: €-17k
2018 → 2025
Working capital
€504k▼ 29.4%
2024 · €714k
2018: €531k 2019: €712k 2020: €633k 2021: €610k 2022: €620k 2023: €745k 2024: €714k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€614k-€625k▲ 1.9%€749k▲ 19.7%€731k▼ 2.3%€714k▼ 2.4%
Operating result€-25k-€7k€61k▲ 747%€-9k€-2k▲ 77.9%
Net result€-23k-€12k€54k▲ 364%€-17k€-17k▲ 1.5%
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50kOperating result 2021: €-25k€-25kNet result 2021: €-23k€-23kOperating result 2022: €7k€7kNet result 2022: €12k€12kOperating result 2023: €61k€61kNet result 2023: €54k€54kOperating result 2024: €-9k€-9kNet result 2024: €-17k€-17kOperating result 2025: €-2k€-2kNet result 2025: €-17k€-17k20212022202320242025
The operating result stays negative: a loss of €2k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets €210k▲ 1,128%
Current assets €1.00M▼ 14.5%
Equity and liabilities €1.21M
Equity €714k▼ 2.4%
Debt €496k▲ 8.9%
The debt ratio rises from 38.4% to 41.0%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6k
2024 · €-6k
Cash flow
€-9k
2024 · €-14k
Solvency
59.0%
2024 · 61.6%
Current ratio
2.02
2024 · 2.57
Quick ratio
0.35
2024 · 0.99
Debt / equity
0.69
2024 · 0.62
ROE
-2.4%
2024 · -2.4%
ROA
-1.4%
2024 · -1.5%
Interest coverage
0.39
2024 · -0.67
Debt
€496k
2024 · €455k
Debt ≤ 1 year
€496k
2024 · €455k
Staff costs
€18k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.19M€1.21M
Fixed assets21/28€17k€210k
Tangible fixed assets22/27€15k€76k
Furniture and vehicles24€15k€22k
Other tangible fixed assets26-€54k
Financial fixed assets28€2k€133k
Current assets29/58€1.17M€1.00M
Stocks and contracts in progress3€721k€825k
Stocks30/36€721k€825k
Amounts receivable within one year40/41€119k€84k
Trade receivables40€115k€74k
Other amounts receivable41€4k€10k
Cash at bank and in hand54/58€329k€88k
Deferred charges and accrued income490/1€290€3k
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.21M
Equity10/15€731k€714k
Contributions10/11€100k€100k=
Reserves13€594k€594k=
Distributable reserves133€594k€594k=
Profit (loss) carried forward14€37k€20k
Amounts payable17/49€455k€496k
Amounts payable within one year42/48€455k€496k
Trade debts44€340k€250k
Suppliers440/4€340k€250k
Advances received on contracts in progress46€5k€21k
Taxes, remuneration and social security45€3k€4k
Taxes450/3€969€4k
Remuneration and social security454/9€2k-
Other amounts payable47/48€107k€221k
Income statement Code20242025
Remuneration, social security and pensions62€24k€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k
Other operating charges640/8€44k€33k
Gross operating margin9900€62k€57k
Operating profit (loss)9901€-9k€-2k
Financial income75/76B€383€691
Recurring financial income75€383€691
Financial charges65/66B€9k€16k
Recurring financial charges65€9k€16k
Profit (loss) for the period before taxes9903€-17k€-17k
Profit (loss) for the period9904€-17k€-17k
Profit (loss) for the period to be appropriated9905€-17k€-17k
Appropriation of the result
Profit (loss) to be appropriated9906€37k€20k
Profit (loss) brought forward from the previous period14P€54k€37k
Social balance
Average headcount (FTE)90870.60.5

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
20-03
State Gazette act Registered office
General meeting · Registered-office move2 facts ▸
  • General meeting, 22/12/2025
  • Registered-office move, 58, Rue de Birmingham à 1080 Bruxelles
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial Back to profitnet €12k
Net result €12k after 2 loss-making years.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial Back to profitnet €181k
Net result €181k after one loss-making year.
31-12
Financial Equity above €500kEq €664k ▲37.4%
Equity rises from €483k to €664k.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2012
Farhat Fadia
Manager · since 01-01-2012
Not recently confirmed
01-01-2012 Appointed as Manager
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1987
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Birminghamstraat 581080 Sint-Jans-Molenbeek
Ground area
1,333 m²
Building footprint
1,359 m²
Volume, LiDAR
12,340 m³
Parcel 21523B0939/00E097, Brussels · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Birminghamstraat 58, 1080 Sint-Jans-Molenbeek
NACE 5010101
since 19872.111.355.250
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21523B0939/00E097 Brussels 1,333 m² 1 · 1,359 m² 15.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,123 companies in sector 46711 we hold annual accounts for 1,122. 641 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-01-1987
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
50103
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
50200Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.