Facar
ActiveFacar has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €714k and a net result of €-17k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 7839 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency98▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.57 in 2024), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
-1.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
5 d late
2023
31 d late
2022
29 d late
2021
11 d early
2020
25 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▲ 1.5%
2024 · €-17k
2018: €-112k
2019: €181k
2020: €-28k
2021: €-23k
2022: €12k
2023: €54k
2024: €-17k
2018 → 2025
Working capital
€504k▼ 29.4%
2024 · €714k
2018: €531k
2019: €712k
2020: €633k
2021: €610k
2022: €620k
2023: €745k
2024: €714k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€614k-€625k▲ 1.9%€749k▲ 19.7%€731k▼ 2.3%€714k▼ 2.4%
Operating result€-25k-€7k€61k▲ 747%€-9k€-2k▲ 77.9%
Net result€-23k-€12k€54k▲ 364%€-17k€-17k▲ 1.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€210k▲ 1,128%
Current assets
€1.00M▼ 14.5%
Equity and liabilities €1.21M
Equity
€714k▼ 2.4%
Debt
€496k▲ 8.9%
The debt ratio rises from 38.4% to 41.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€6k▲
2024 · €-6k
Cash flow
€-9k▲
2024 · €-14k
Solvency
59.0%▼
2024 · 61.6%
Current ratio
2.02▼
2024 · 2.57
Quick ratio
0.35▼
2024 · 0.99
Debt / equity
0.69▲
2024 · 0.62
ROE
-2.4%▼
2024 · -2.4%
ROA
-1.4%▲
2024 · -1.5%
Interest coverage
0.39▲
2024 · -0.67
Debt
€496k▲
2024 · €455k
Debt ≤ 1 year
€496k▲
2024 · €455k
Staff costs
€18k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.21M▲
Fixed assets21/28€17k€210k▲
Tangible fixed assets22/27€15k€76k▲
Furniture and vehicles24€15k€22k▲
Other tangible fixed assets26-€54k
Financial fixed assets28€2k€133k▲
Current assets29/58€1.17M€1.00M▼
Stocks and contracts in progress3€721k€825k▲
Stocks30/36€721k€825k▲
Amounts receivable within one year40/41€119k€84k▼
Trade receivables40€115k€74k▼
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€329k€88k▼
Deferred charges and accrued income490/1€290€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.21M▲
Equity10/15€731k€714k▼
Contributions10/11€100k€100k=
Reserves13€594k€594k=
Distributable reserves133€594k€594k=
Profit (loss) carried forward14€37k€20k▼
Amounts payable17/49€455k€496k▲
Amounts payable within one year42/48€455k€496k▲
Trade debts44€340k€250k▼
Suppliers440/4€340k€250k▼
Advances received on contracts in progress46€5k€21k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€969€4k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€107k€221k▲
Income statement
Code20242025
Remuneration, social security and pensions62€24k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€44k€33k▼
Gross operating margin9900€62k€57k▼
Operating profit (loss)9901€-9k€-2k▲
Financial income75/76B€383€691▲
Recurring financial income75€383€691▲
Financial charges65/66B€9k€16k▲
Recurring financial charges65€9k€16k▲
Profit (loss) for the period before taxes9903€-17k€-17k▲
Profit (loss) for the period9904€-17k€-17k▲
Profit (loss) for the period to be appropriated9905€-17k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€20k▼
Profit (loss) brought forward from the previous period14P€54k€37k▼
Social balance
Average headcount (FTE)90870.60.5▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
20-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 22/12/2025
- Registered-office move, 58, Rue de Birmingham à 1080 Bruxelles
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Back to profitnet €181k
Net result €181k after one loss-making year.
31-12
Financial
Equity above €500kEq €664k ▲37.4%
Equity rises from €483k to €664k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2012
Farhat Fadia
Not recently confirmedManager · since 01-01-2012
01-01-2012
Appointed as Manager
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 581080 Sint-Jans-MolenbeekGround area
1,333 m²
Building footprint
1,359 m²
Volume, LiDAR
12,340 m³
Parcel 21523B0939/00E097, Brussels · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Birminghamstraat 58, 1080 Sint-Jans-Molenbeek
since 19872.111.355.250
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00E097 | Brussels | 1,333 m² | 1 · 1,359 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DLM SERVICE
BE 0815.872.938
Leuze-en-Hainaut · Eq €713k
BK Motors
BE 0737.350.745
Nazareth-De Pinte · Eq €712k
MX MOTORS
BE 0832.830.419
Aalst · Eq €717k
KNOKMOBYL
BE 0457.039.155
Damme · Eq €724k
Auto's Zebs
BE 0752.730.985
Genk · Eq €701k
Of 2,123 companies in sector 46711 we hold annual accounts for 1,122. 641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-1987
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
50103
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
50200Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.