EIGEN WONING: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
EIGEN WONING
NACE 64.922, Financial service activities, except insurance and pension funding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€29,318
2024 · -€26,115-€3,202
Equity
€1.6m
2024 · €1.7m-€76,178
Cash
€259,236
2024 · €88,154+€171,082
Balance sheet total
€4.4m
2024 · €5.0m-€633,081
Largest movements
Assets
- Current investments -€481,682
down €481,682 (-17.7%), from €2.7m to €2.2m
of which Other investments: -€481,682
- Receivables after one year -€254,889
down €254,889 (-13.9%), from €1.8m to €1.6m
- Cash +€171,082
up €171,082 (+194.1%), from €88,154 to €259,236
mainly Current investments (+€481,682) and Receivables after one year (+€254,889)
- Receivables within one year -€63,055
down €63,055 (-19.0%), from €331,583 to €268,528
of which Trade receivables: -€58,566
Equity and liabilities
- Debts after one year -€506,646
down €506,646 (-19.9%), from €2.5m to €2.0m
- Reserves -€76,178
down €76,178 (-5.0%), from €1.5m to €1.4m
of which Distributable reserves: -€76,178
- Provisions -€63,290
down €63,290 (-34.9%), from €181,402 to €118,113
Income statement
- Provisions -€34,687
down €34,687 (-121.3%), from -€28,602 to -€63,290
- Financial charges +€31,519
up €31,519 (+63.2%), from -€49,837 to -€18,318
- Goods and materials -€19,697
down €19,697 (-14.4%), from €136,353 to €116,656
- Turnover -€13,973
down €13,973 (-16.4%), from €85,054 to €71,081
- Other operating income -€7,461
down €7,461 (-55.9%), from €13,356 to €5,895
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€26,115
Turnover
-€13,973
Other operating income
-€7,461
Goods and materials
+€19,697
Services and other goods
+€229
Staff costs
-€1,434
Depreciation
+€15
Provisions
+€34,687
Other operating charges
-€79
Financial income
-€3,365
Financial charges
-€31,519
Result 2025
-€29,318
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€222,772
Investment
+€481,682
Financing
-€533,372
Cash 2024
€88,154
From operations (derived)
+€222,772
Net result for the year
-€29,318
Depreciation
+€4,770
Receivables after one year
+€254,889
Receivables within one year
+€63,055
Smaller working-capital items
-€30
Provisions
-€63,290
Trade debts
+€1,588
Accrued charges and deferred income
-€8,894
Investment (derived)
+€481,682
Current investments
+€481,682
Financing
-€533,372
Debts after one year
-€506,646
Current portion of long-term debt
+€20,134
Contributions, distributions and other
-€46,860
Cash 2025
€259,236
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,008,408 | €4,375,327 | -€633,081 | -12.6% |
| Fixed assets | 21/28 | €39,381 | €34,610 | -€4,770 | -12.1% |
| Tangible fixed assets | 22/27 | €39,381 | €34,610 | -€4,770 | -12.1% |
| Land and buildings | 22 | €39,151 | €34,550 | -€4,601 | -11.8% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €230 | €60 | -€170 | -73.9% |
| Current assets | 29/58 | €4,969,027 | €4,340,717 | -€628,310 | -12.6% |
| Amounts receivable after more than one year | 29 | €1,834,299 | €1,579,410 | -€254,889 | -13.9% |
| Trade receivables | 290 | €1,834,299 | €1,579,410 | -€254,889 | -13.9% |
| Amounts receivable within one year | 40/41 | €331,583 | €268,528 | -€63,055 | -19.0% |
| Trade receivables | 40 | €323,652 | €265,086 | -€58,566 | -18.1% |
| Other amounts receivable | 41 | €7,931 | €3,441 | -€4,489 | -56.6% |
| Current investments | 50/53 | €2,714,558 | €2,232,876 | -€481,682 | -17.7% |
| Own shares | 50 | €0 | €0 | = | |
| Other investments | 51/53 | €2,714,558 | €2,232,876 | -€481,682 | -17.7% |
| Cash at bank and in hand | 54/58 | €88,154 | €259,236 | +€171,082 | +194.1% |
| Deferred charges and accrued income | 490/1 | €433 | €668 | +€235 | +54.2% |
| Total equity and liabilities | 10/49 | €5,008,408 | €4,375,327 | -€633,081 | -12.6% |
| Equity | 10/15 | €1,679,248 | €1,603,070 | -€76,178 | -4.5% |
| Contributions | 10/11 | €156,200 | €156,200 | = | 0.0% |
| Capital | 10 | €156,200 | €156,200 | = | 0.0% |
| Issued capital | 100 | €156,200 | €156,200 | = | 0.0% |
| Reserves | 13 | €1,523,048 | €1,446,870 | -€76,178 | -5.0% |
| Non-distributable reserves | 130/1 | €15,620 | €15,620 | = | 0.0% |
| Legal reserve | 130 | €15,620 | €15,620 | = | 0.0% |
| Distributable reserves | 133 | €1,507,428 | €1,431,250 | -€76,178 | -5.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Provisions and deferred taxes | 16 | €181,402 | €118,113 | -€63,290 | -34.9% |
| Provisions for liabilities and charges | 160/5 | €181,402 | €118,113 | -€63,290 | -34.9% |
| Other liabilities and charges | 164/5 | €181,402 | €118,113 | -€63,290 | -34.9% |
| Amounts payable | 17/49 | €3,147,758 | €2,654,144 | -€493,613 | -15.7% |
| Amounts payable after more than one year | 17 | €2,546,713 | €2,040,067 | -€506,646 | -19.9% |
| Financial debts | 170/4 | €2,546,713 | €2,040,067 | -€506,646 | -19.9% |
| Credit institutions | 173 | €2,546,713 | €2,040,067 | -€506,646 | -19.9% |
| Amounts payable within one year | 42/48 | €542,683 | €564,610 | +€21,927 | +4.0% |
| Current portion of amounts payable after more than one year | 42 | €486,512 | €506,646 | +€20,134 | +4.1% |
| Trade debts | 44 | €2,269 | €3,857 | +€1,588 | +70.0% |
| Suppliers | 440/4 | €2,269 | €3,857 | +€1,588 | +70.0% |
| Taxes, remuneration and social security | 45 | €5,729 | €5,934 | +€205 | +3.6% |
| Remuneration and social security | 454/9 | €5,729 | €5,934 | +€205 | +3.6% |
| Other amounts payable | 47/48 | €48,172 | €48,172 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €58,362 | €49,468 | -€8,894 | -15.2% |
| Operating income | 70/76A | €98,410 | €76,976 | -€21,434 | -21.8% |
| Turnover | 70 | €85,054 | €71,081 | -€13,973 | -16.4% |
| Other operating income | 74 | €13,356 | €5,895 | -€7,461 | -55.9% |
| Operating charges | 60/66A | €194,151 | €141,035 | -€53,116 | -27.4% |
| Goods for resale, raw materials and consumables | 60 | €136,353 | €116,656 | -€19,697 | -14.4% |
| Purchases | 600/8 | €136,353 | €116,656 | -€19,697 | -14.4% |
| Services and other goods | 61 | €31,586 | €31,357 | -€229 | -0.7% |
| Remuneration, social security and pensions | 62 | €47,247 | €48,682 | +€1,434 | +3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,785 | €4,770 | -€15 | -0.3% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€28,602 | -€63,290 | -€34,687 | -121.3% |
| Other operating charges | 640/8 | €2,781 | €2,860 | +€79 | +2.8% |
| Operating profit (loss) | 9901 | -€95,741 | -€64,059 | +€31,681 | +33.1% |
| Financial income | 75/76B | €19,789 | €16,424 | -€3,365 | -17.0% |
| Recurring financial income | 75 | €19,789 | €16,424 | -€3,365 | -17.0% |
| Income from current assets | 751 | €19,789 | €16,424 | -€3,365 | -17.0% |
| Financial charges | 65/66B | -€49,837 | -€18,318 | +€31,519 | +63.2% |
| Recurring financial charges | 65 | -€49,837 | -€18,318 | +€31,519 | +63.2% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals) | 651 | -€49,837 | -€18,318 | +€31,519 | +63.2% |
| Profit (loss) for the period before taxes | 9903 | -€26,115 | -€29,318 | -€3,202 | -12.3% |
| Profit (loss) for the period | 9904 | -€26,115 | -€29,318 | -€3,202 | -12.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€26,115 | -€29,318 | -€3,202 | -12.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.