Summary
EIGEN WONING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.6m and a net result of -€29,318. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 29% of 2444 sector peers (fiscal year 2025). The company has been active since 1952 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
77 d early
2023
78 d early
2022
83 d early
2021
75 d early
2020
81 d early
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 74 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#2 oldest company in Mechelen, Finance and insurance sector
Equity
€1.6m▼ 4.5%
2024 · €1.7m
Net result
-€29,318▼ 12.3%
2024 · -€26,115
Total assets
€4.4m▼ 12.6%
2024 · €5.0m
Solvency
36.6%▲ 3.1pp
2024 · 33.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€150,531▼ 18.8%€126,068▼ 16.3%€107,135▼ 15.0%€85,054▼ 20.6%€71,081▼ 16.4%
Operating result€234,199€713,477▲ 205%-€191,439-€95,741▲ 50.0%-€64,059▲ 33.1%
Net result€229,494within the sector's middle half€590,238within the sector's middle half▲ 157%-€110,907below the sector's middle half-€26,115below the sector's middle half▲ 76.5%-€29,318below the sector's middle half▼ 12.3%
Equity€1.4mwithin the sector's middle half▲ 8.3%€1.9mwithin the sector's middle half▲ 39.8%€1.8mwithin the sector's middle half▼ 8.3%€1.7mwithin the sector's middle half▼ 4.2%€1.6mwithin the sector's middle half▼ 4.5%
Total assets€8.0mwithin the sector's middle half▼ 8.9%€6.6mwithin the sector's middle half▼ 17.6%€5.6mwithin the sector's middle half▼ 15.6%€5.0mwithin the sector's middle half▼ 10.3%€4.4mwithin the sector's middle half▼ 12.6%
Debt€5.7m▼ 8.2%€4.6m▼ 19.5%€3.6m▼ 20.5%€3.1m▼ 13.1%€2.7m▼ 15.7%
Working capital€7.3mabove the sector's middle half▼ 10.4%€6.0mabove the sector's middle half▼ 17.6%€5.0mabove the sector's middle half▼ 16.2%€4.4mabove the sector's middle half▼ 11.8%€3.8mabove the sector's middle half▼ 14.7%
Solvency17.0%below the sector's middle half▲ 2.7pp28.9%within the sector's middle half▲ 11.9pp31.4%within the sector's middle half▲ 2.5pp33.5%within the sector's middle half▲ 2.1pp36.6%within the sector's middle half▲ 3.1pp
Current ratio11.21above the sector's middle half▼ 2.3911.39above the sector's middle half▲ 0.1710.63above the sector's middle half▼ 0.759.16above the sector's middle half▼ 1.487.69above the sector's middle half▼ 1.47
Return on assets (ROA)2.9%within the sector's middle half▲ 3.3pp8.9%above the sector's middle half▲ 6.1pp-2.0%below the sector's middle half▼ 10.9pp-0.5%below the sector's middle half▲ 1.5pp-0.7%below the sector's middle half▼ 0.1pp
Staff (FTE)0.5below the sector's middle half=0.5below the sector's middle half=0.5below the sector's middle half=0.5below the sector's middle half=0.5below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64,059 in 2025 against €95,741 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€34,610 ▼ 12.1%
Current assets
€4.3m ▼ 12.6%
Equity and liabilities €4.4m
Equity
€1.6m ▼ 4.5%
Provisions
€118,113 ▼ 34.9%
Debt
€2.7m ▼ 15.7%
Debt's share of the balance-sheet total falls from 62.8% to 60.7%. Equity and debt are lower.
Key figures and ratios
ROE
-1.8%▼
2024 · -1.6%
Debt ≤ 1 year
€564,610▲
2024 · €542,683
Debt > 1 year
€2.0m▼
2024 · €2.5m
Staff costs
€48,682▲
2024 · €47,247
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €160,823 | €135,571 | €117,299 | €98,410 | €76,976 | ▼ 21.8% |
| Turnover70 | €150,531 | €126,068 | €107,135 | €85,054 | €71,081 | ▼ 16.4% |
| Other operating income74 | €10,292 | €9,503 | €10,164 | €13,356 | €5,895 | ▼ 55.9% |
| Operating charges60/66A | -€73,376 | -€577,906 | €308,738 | €194,151 | €141,035 | ▼ 27.4% |
| Goods for resale, raw materials and consumables60 | €224,493 | €200,554 | €164,354 | €136,353 | €116,656 | ▼ 14.4% |
| Purchases600/8 | €224,493 | €200,554 | €164,354 | €136,353 | €116,656 | ▼ 14.4% |
| Services and other goods61 | €37,595 | €26,639 | €30,802 | €31,586 | €31,357 | ▼ 0.7% |
| Remuneration, social security and pensions62 | €39,758 | €41,293 | €45,616 | €47,247 | €48,682 | ▲ 3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,060 | €4,904 | €4,785 | €4,785 | €4,770 | ▼ 0.3% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€382,536 | -€853,781 | €60,474 | -€28,602 | -€63,290 | ▼ 121% |
| Other operating charges640/8 | €2,254 | €2,485 | €2,708 | €2,781 | €2,860 | ▲ 2.8% |
| Operating profit (loss)9901 | €234,199 | €713,477 | -€191,439 | -€95,741 | -€64,059 | ▲ 33.1% |
| Financial income75/76B | €5,493 | €5,477 | €23,892 | €19,789 | €16,424 | ▼ 17.0% |
| Recurring financial income75 | €5,493 | €5,477 | €23,892 | €19,789 | €16,424 | ▼ 17.0% |
| Income from current assets751 | €5,493 | €5,477 | €23,892 | €19,789 | €16,424 | ▼ 17.0% |
| Other financial income752/9 | €0 | €0 | - | - | - | - |
| Financial charges65/66B | €6,995 | €128,716 | -€56,641 | -€49,837 | -€18,318 | ▲ 63.2% |
| Recurring financial charges65 | €6,995 | €128,716 | -€56,641 | -€49,837 | -€18,318 | ▲ 63.2% |
| Debt charges650 | €1,016 | €336 | - | - | - | - |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | €1,594 | €125,911 | -€56,641 | -€49,837 | -€18,318 | ▲ 63.2% |
| Other financial charges652/9 | €4,386 | €2,469 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €232,697 | €590,238 | -€110,907 | -€26,115 | -€29,318 | ▼ 12.3% |
| Income taxes67/77 | €3,204 | - | - | - | - | - |
| Taxes670/3 | €3,204 | - | - | - | - | - |
| Profit (loss) for the period9904 | €229,494 | €590,238 | -€110,907 | -€26,115 | -€29,318 | ▼ 12.3% |
| Profit (loss) for the period to be appropriated9905 | €229,494 | €590,238 | -€110,907 | -€26,115 | -€29,318 | ▼ 12.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €6.6m | €5.6m | €5.0m | €4.4m | ▼ 12.6% |
| Fixed assets21/28 | €53,855 | €48,951 | €44,166 | €39,381 | €34,610 | ▼ 12.1% |
| Tangible fixed assets22/27 | €53,855 | €48,951 | €44,166 | €39,381 | €34,610 | ▼ 12.1% |
| Land and buildings22 | €52,953 | €48,352 | €43,752 | €39,151 | €34,550 | ▼ 11.8% |
| Plant, machinery and equipment23 | - | - | - | €0 | €0 | - |
| Furniture and vehicles24 | €902 | €599 | €414 | €230 | €60 | ▼ 73.9% |
| Current assets29/58 | €8.0m | €6.6m | €5.5m | €5.0m | €4.3m | ▼ 12.6% |
| Amounts receivable after more than one year29 | €3.3m | €2.8m | €2.2m | €1.8m | €1.6m | ▼ 13.9% |
| Trade receivables290 | €3.3m | €2.8m | €2.2m | €1.8m | €1.6m | ▼ 13.9% |
| Amounts receivable within one year40/41 | €485,189 | €453,074 | €391,906 | €331,583 | €268,528 | ▼ 19.0% |
| Trade receivables40 | €483,287 | €452,134 | €386,637 | €323,652 | €265,086 | ▼ 18.1% |
| Other amounts receivable41 | €1,902 | €939 | €5,269 | €7,931 | €3,441 | ▼ 56.6% |
| Current investments50/53 | €2.7m | €2.6m | €2.7m | €2.7m | €2.2m | ▼ 17.7% |
| Own shares50 | - | - | - | €0 | €0 | - |
| Other investments51/53 | €2.7m | €2.6m | €2.7m | €2.7m | €2.2m | ▼ 17.7% |
| Cash at bank and in hand54/58 | €1.5m | €671,037 | €243,927 | €88,154 | €259,236 | ▲ 194% |
| Deferred charges and accrued income490/1 | €2,469 | €168 | €1,529 | €433 | €668 | ▲ 54.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €6.6m | €5.6m | €5.0m | €4.4m | ▼ 12.6% |
| Equity10/15 | €1.4m | €1.9m | €1.8m | €1.7m | €1.6m | ▼ 4.5% |
| Contributions10/11 | €156,200 | €156,200 | €156,200 | €156,200 | €156,200 | = |
| Capital10 | €156,200 | €156,200 | €156,200 | €156,200 | €156,200 | = |
| Issued capital100 | €156,200 | €156,200 | €156,200 | €156,200 | €156,200 | = |
| Reserves13 | €1.2m | €1.8m | €1.6m | €1.5m | €1.4m | ▼ 5.0% |
| Non-distributable reserves130/1 | €15,620 | €15,620 | €15,620 | €15,620 | €15,620 | = |
| Legal reserve130 | €15,620 | €15,620 | €15,620 | €15,620 | €15,620 | = |
| Distributable reserves133 | €1.2m | €1.7m | €1.6m | €1.5m | €1.4m | ▼ 5.1% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Provisions and deferred taxes16 | €1.0m | €149,531 | €210,005 | €181,402 | €118,113 | ▼ 34.9% |
| Provisions for liabilities and charges160/5 | €1.0m | €149,531 | €210,005 | €181,402 | €118,113 | ▼ 34.9% |
| Other liabilities and charges164/5 | €1.0m | €149,531 | €210,005 | €181,402 | €118,113 | ▼ 34.9% |
| Amounts payable17/49 | €5.7m | €4.6m | €3.6m | €3.1m | €2.7m | ▼ 15.7% |
| Amounts payable after more than one year17 | €4.9m | €3.9m | €3.0m | €2.5m | €2.0m | ▼ 19.9% |
| Financial debts170/4 | €4.9m | €3.9m | €3.0m | €2.5m | €2.0m | ▼ 19.9% |
| Credit institutions173 | €4.9m | €3.9m | €3.0m | €2.5m | €2.0m | ▼ 19.9% |
| Amounts payable within one year42/48 | €711,591 | €576,879 | €520,888 | €542,683 | €564,610 | ▲ 4.0% |
| Current portion of amounts payable after more than one year42 | €565,207 | €521,442 | €467,186 | €486,512 | €506,646 | ▲ 4.1% |
| Trade debts44 | €2,269 | €2,269 | - | €2,269 | €3,857 | ▲ 70.0% |
| Suppliers440/4 | €2,269 | €2,269 | - | €2,269 | €3,857 | ▲ 70.0% |
| Taxes, remuneration and social security45 | €4,933 | €5,108 | €5,642 | €5,729 | €5,934 | ▲ 3.6% |
| Remuneration and social security454/9 | €4,933 | €5,108 | €5,642 | €5,729 | €5,934 | ▲ 3.6% |
| Other amounts payable47/48 | €139,182 | €48,060 | €48,060 | €48,172 | €48,172 | = |
| Accrued charges and deferred income492/3 | €94,647 | €79,999 | €67,050 | €58,362 | €49,468 | ▼ 15.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €229,494 | €590,238 | -€110,907 | -€26,115 | -€29,318 | ▼ 12.3% |
| + Depreciation and write-downs630 | €5,060 | €4,904 | €4,785 | €4,785 | €4,770 | ▼ 0.3% |
| Operating cash flow (approximation) | €234,553 | €595,142 | -€106,122 | -€21,330 | -€24,547 | ▼ 15.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€815,711 | -€427,110 | -€155,773 | €171,082 | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
State Gazette act
Reappointment: Ronald GORIS (director)7 facts ▸
State Gazette act
Reappointment: Ronald GORIS (director)
7 facts ▸
- General meeting, 11-05-2026
- Director reappointment, Ronald GORIS (director)
- Board composition, Ronald GORIS (chair)
- Board composition, Edwin Steffens (afg. bestuurder)
- Board composition, VAN SEBROECK HERMAN
- Board composition, LENS LUC
- Board composition, VAN LANDEGHEM GUY
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€110,907
Net result drops to -€110,907, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €590,238 ▲157%
Operating result €713,477, net result €590,238, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €229,494
Net result €229,494 after 2 loss-making years.
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 23 acts read
About the unread acts
Of the 23 Belgian State Gazette acts we know for this company, 1 has been read. The other 22 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director
Ronald GORIS
CurrentDirector
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
22 of this company's 23 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1952
Ground area
68 m²
Building footprint
68 m²
Volume, LiDAR
780 m³
Parcel 12025C0086/00B000, Flanders · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Désiré Boucherystraat 8, 2800 Mechelen
since 19522.007.801.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0086/00B000 | Flanders | 68 m² | 1 · 68 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Ronald GORIS |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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Identification & contact
Identification
Legal formPublic limited company
Founded12-04-1952
Fiscal year end31-12
Activities, NACEBEL 2025
64922Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0400809245
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.