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DIVIN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DIVIN

BE 0478.946.606
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€6,805
2024 · -€10,045+€3,239
Equity
-€20,728
2024 · -€13,923-€6,805
Cash
€660
2024 · €1,568-€908
Balance sheet total
€60,521
2024 · €91,218-€30,696

Largest movements

2024 to 2025
Assets
  • Intangible fixed assets -€16,674

    down €16,674 (-26.9%), from €61,901 to €45,226

  • Receivables within one year -€8,395

    down €8,395 (-77.6%), from €10,815 to €2,420

    of which Trade receivables: -€6,630

  • Deferred charges and accrued income -€4,140

    no longer reported in 2025 (was €4,140)

Equity and liabilities
  • Advances received -€11,284

    no longer reported in 2025 (was €11,284)

  • Other debts -€9,462

    down €9,462 (-10.9%), from €87,093 to €77,631

  • Profit (loss) carried forward -€6,805

    down €6,805 (-19.8%), from -€34,383 to -€41,188

  • Trade debts -€5,404

    down €5,404 (-79.9%), from €6,764 to €1,360

  • Tax, wage and social debts +€2,259

    new in 2025: €2,259

Income statement
  • Gross operating margin +€2,368

    up €2,368 (+27.8%), from €8,529 to €10,897

  • Financial charges -€477

    down €477 (-71.6%), from €665 to €189

  • Other operating charges -€395

    down €395 (-60.3%), from €654 to €259

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€10,045
Gross operating margin +€2,368
Other operating charges +€395
Financial charges +€477
Result 2025 -€6,805

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€908
Investment €0
Financing €0
Cash 2024 €1,568
Net result for the year -€6,805
Depreciation +€17,254
Receivables within one year +€8,395
Deferred charges and accrued income +€4,140
Trade debts -€5,404
Tax, wage and social debts +€2,259
Advances received -€11,284
Other debts -€9,462
Cash 2025 €660
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €91,218 €60,521 -€30,696 -33.7%
Fixed assets 21/28 €74,695 €57,441 -€17,254 -23.1%
Intangible fixed assets 21 €61,901 €45,226 -€16,674 -26.9%
Tangible fixed assets 22/27 €2,168 €1,588 -€580 -26.7%
Furniture and vehicles 24 €2,168 €1,588 -€580 -26.7%
Financial fixed assets 28 €10,627 €10,627 = 0.0%
Current assets 29/58 €16,522 €3,080 -€13,442 -81.4%
Amounts receivable within one year 40/41 €10,815 €2,420 -€8,395 -77.6%
Trade receivables 40 €9,050 €2,420 -€6,630 -73.3%
Other amounts receivable 41 €1,765 - -€1,765
Cash at bank and in hand 54/58 €1,568 €660 -€908 -57.9%
Deferred charges and accrued income 490/1 €4,140 - -€4,140
Total equity and liabilities 10/49 €91,218 €60,521 -€30,696 -33.7%
Equity 10/15 -€13,923 -€20,728 -€6,805 -48.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€34,383 -€41,188 -€6,805 -19.8%
Amounts payable 17/49 €105,141 €81,250 -€23,891 -22.7%
Amounts payable within one year 42/48 €105,141 €81,250 -€23,891 -22.7%
Trade debts 44 €6,764 €1,360 -€5,404 -79.9%
Suppliers 440/4 €6,764 €1,360 -€5,404 -79.9%
Advances received on contracts in progress 46 €11,284 - -€11,284
Taxes, remuneration and social security 45 - €2,259 +€2,259
Taxes 450/3 - €2,259 +€2,259
Other amounts payable 47/48 €87,093 €77,631 -€9,462 -10.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,254 €17,254 = 0.0%
Other operating charges 640/8 €654 €259 -€395 -60.3%
Gross operating margin 9900 €8,529 €10,897 +€2,368 +27.8%
Operating profit (loss) 9901 -€9,379 -€6,616 +€2,763 +29.5%
Financial charges 65/66B €665 €189 -€477 -71.6%
Recurring financial charges 65 €665 €189 -€477 -71.6%
Profit (loss) for the period before taxes 9903 -€10,045 -€6,805 +€3,239 +32.2%
Profit (loss) for the period 9904 -€10,045 -€6,805 +€3,239 +32.2%
Profit (loss) for the period to be appropriated 9905 -€10,045 -€6,805 +€3,239 +32.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.