Equity
-€20,728
Debts exceed assets in financial year 2025.
DIVIN
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003peak €92,501 (2011)
€10,897▲ 27.8%
lowest -€64,284 (2012)
-€6,805▲ €3,239
peak €29,717 (2011)
-€20,728▼ €6,805
€81,250▼ 22.7%
peak 1.2 FTE (2015)
-not published
Board4 names since 2015
1 director
Owners
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €8,529 to €10,897Loss of €6,805Equity from -€13,923 to -€20,728Debts from €105,141 to €81,250Cash from €1,568 to €660
Key points
from the 2025 annual accountsLosses
-€20,037 in four years
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€81,250 134% of the balance sheet
Suppliers 2%Taxes and wages 3%Other 96%
Filings
23 annual accounts since 2003
Six of the last ten came late. The 2019 accounts came latest: 89 days after the end of the period.
Position in the sector
-€20,728
Less equity than 84% of companies in food and beverage service. Sector median €28,354 · 18,541 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,618 companies had the same profile as DIVIN has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,618 companies, not a prediction for DIVIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 100%score equity €4.6m (2025) · 2023 annual accounts of
Recent changes
Resignation: (director)
Transfer of shares from to · Appointment: (director) · holds 100% of the shares · General meeting of 18-10-2023 · Gazette deed
Reappointment: (director)
Permanent representative: · General meeting of 28-09-2023 · Gazette deed
Transfer of 151 shares from to
Resignation: (manager) · Appointment: (manager) · holds all the shares · General meeting of 29-11-2016 · Gazette deed
Transfer of 151 shares from to
Resignation: (manager) · Appointment: (manager) · General meeting of 04-09-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIVIN Liège | €60,521 | €10,897 | -34.2% | - |
| LA COURONNE Schaerbeek | €53,198 | €10,437 | 92.6% | - |
| EXCELSIOR Lasne | €51,198 | €8,967 | -5.7% | - |
| IN DE PATRIJS Zwalm | €61,419 | €9,878 | 62.8% | - |
| ATS-DIAMOND Boussu | €61,795 | €8,467 | 90.3% | - |
| WEEZER Balen | €70,619 | €14,305 | 30.3% | - |
| THULLIER-AGUNYO Kortrijk | €81,190 | €11,924 | 93.2% | - |
These companies have the same main activity as DIVIN: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €51,200 and €81,200, founded between 1997 and 2006.
Official details
Source: KBO- Status
- Active since 05-12-2002Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.190.387.8804000 Liège, since 01-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €60,521▼ 33.7%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on DIVIN
DIVIN files the micro format. That format states no turnover. The gross margin fell from €11,332 in 2006 to €10,897 in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIVIN
- What is the company number of DIVIN?
- The company number of DIVIN is 0478.946.606. The VAT number is the same number with BE in front: BE 0478.946.606.
- Where is DIVIN based?
- The registered office is at Avenue Blonden 2, 4000 Liège.Company details
- What does DIVIN do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of DIVIN?
- DIVIN is a private limited company (BV).
- When was DIVIN founded?
- DIVIN was founded on 05-12-2002.
- Is DIVIN still active?
- Yes, DIVIN is an active enterprise in the KBO register.
- What is the turnover of DIVIN?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €10,897 and 100 comparable companies (NACE 56301). It probably lies between €55,000 and €240,000. It is a rough estimate. In financial year 2020 turnover was €2,000.Financials
- Is DIVIN profitable?
- In financial year 2025, DIVIN made a loss of €6,805.
- Where can I find the annual accounts of DIVIN?
- DIVIN filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DIVIN due?
- DIVIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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