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DCF CONCEPT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DCF CONCEPT

BE 0825.960.740
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,334
2024 · -€15,410+€5,076
Equity
-€70,409
2024 · -€60,075-€10,334
Cash
€5,169
2024 · €2,391+€2,778
Balance sheet total
€13,501
2024 · €12,571+€930

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€3,028

    down €3,028 (-29.9%), from €10,120 to €7,093

  • Cash +€2,778

    up €2,778 (+116.2%), from €2,391 to €5,169

    mainly Other debts (+€22,514) and Stocks and contracts (+€3,028)

  • Receivables within one year +€1,179

    new in 2025: €1,179

    of which Trade receivables: +€1,172

Equity and liabilities
  • Other debts +€22,514

    up €22,514 (+38.1%), from €59,128 to €81,642

  • Tax, wage and social debts -€12,994

    down €12,994 (-96.2%), from €13,503 to €509

    of which Remuneration and social security: -€13,250

  • Profit (loss) carried forward -€10,334

    down €10,334 (-13.1%), from -€78,675 to -€89,009

  • Trade debts +€1,744

    up €1,744 (+11961.0%), from €15 to €1,758

Income statement
  • Gross operating margin +€5,386

    up €5,386 (+37.7%), from -€14,293 to -€8,907

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€15,410
Gross operating margin +€5,386
Other operating charges -€129
Financial income -€39
Financial charges -€73
Taxes -€68
Result 2025 -€10,334

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,778
Investment €0
Financing €0
Cash 2024 €2,391
Net result for the year -€10,334
Stocks and contracts +€3,028
Receivables within one year -€1,179
Trade debts +€1,744
Tax, wage and social debts -€12,994
Other debts +€22,514
Cash 2025 €5,169
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €12,571 €13,501 +€930 +7.4%
Fixed assets 21/28 €60 €60 = 0.0%
Financial fixed assets 28 €60 €60 = 0.0%
Current assets 29/58 €12,511 €13,441 +€930 +7.4%
Stocks and contracts in progress 3 €10,120 €7,093 -€3,028 -29.9%
Stocks 30/36 €10,120 €7,093 -€3,028 -29.9%
Amounts receivable within one year 40/41 - €1,179 +€1,179
Trade receivables 40 - €1,172 +€1,172
Other amounts receivable 41 - €7 +€7
Cash at bank and in hand 54/58 €2,391 €5,169 +€2,778 +116.2%
Total equity and liabilities 10/49 €12,571 €13,501 +€930 +7.4%
Equity 10/15 -€60,075 -€70,409 -€10,334 -17.2%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€78,675 -€89,009 -€10,334 -13.1%
Amounts payable 17/49 €72,646 €83,910 +€11,264 +15.5%
Amounts payable within one year 42/48 €72,646 €83,910 +€11,264 +15.5%
Trade debts 44 €15 €1,758 +€1,744 +11961.0%
Suppliers 440/4 €15 €1,758 +€1,744 +11961.0%
Taxes, remuneration and social security 45 €13,503 €509 -€12,994 -96.2%
Taxes 450/3 €253 €509 +€257 +101.5%
Remuneration and social security 454/9 €13,250 - -€13,250
Other amounts payable 47/48 €59,128 €81,642 +€22,514 +38.1%
Other operating charges 640/8 €664 €793 +€129 +19.5%
Gross operating margin 9900 -€14,293 -€8,907 +€5,386 +37.7%
Operating profit (loss) 9901 -€14,956 -€9,700 +€5,257 +35.1%
Financial income 75/76B €39 €0 -€39 -99.7%
Recurring financial income 75 €39 €0 -€39 -99.7%
Financial charges 65/66B €501 €573 +€73 +14.6%
Recurring financial charges 65 €501 €573 +€73 +14.6%
Profit (loss) for the period before taxes 9903 -€15,418 -€10,273 +€5,145 +33.4%
Income taxes 67/77 -€8 €61 +€68
Profit (loss) for the period 9904 -€15,410 -€10,334 +€5,076 +32.9%
Profit (loss) for the period to be appropriated 9905 -€15,410 -€10,334 +€5,076 +32.9%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.