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CYCLO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CYCLO

BE 0862.000.792
NACE 95.290, Repair and maintenance of other personal and household goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,394
2024 · €84,629-€82,236
Equity
€995,772
2024 · €997,364-€1,592
Cash
€805,718
2024 · €272,517+€533,201
Balance sheet total
€1.9m
2024 · €1.8m+€77,474

Largest movements

2024 to 2025
Assets
  • Cash +€533,201

    up €533,201 (+195.7%), from €272,517 to €805,718

    mainly Current investments (+€345,730) and Provisions (+€123,786)

  • Current investments -€345,730

    down €345,730 (-57.6%), from €600,000 to €254,270

  • Receivables within one year -€55,189

    down €55,189 (-13.0%), from €424,566 to €369,377

    of which Other amounts receivable: -€38,489

  • Tangible fixed assets -€25,358

    down €25,358 (-34.3%), from €73,982 to €48,624

  • Deferred charges and accrued income -€22,725

    down €22,725 (-77.4%), from €29,352 to €6,627

Equity and liabilities
  • Provisions +€123,786

    up €123,786 (+59.2%), from €209,184 to €332,970

  • Accrued charges and deferred income -€99,644

    down €99,644 (-83.1%), from €119,859 to €20,215

  • Debts within one year +€54,925

    up €54,925 (+11.5%), from €479,567 to €534,492

Income statement
  • Gross operating margin -€102,292

    down €102,292 (-2.9%), from €3.6m to €3.5m

  • Staff costs -€48,420

    down €48,420 (-1.4%), from €3.4m to €3.3m

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €84,629
Gross operating margin -€102,292
Staff costs +€48,420
Depreciation +€2,843
Other operating charges +€1,384
Other operating items -€10,769
Financial income -€8,550
Financial charges -€8,792
Taxes -€4,481
Result 2025 €2,394

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€191,552
Investment +€345,634
Financing -€3,985
Cash 2024 €272,517
Net result for the year +€2,394
Depreciation +€25,358
Stocks and contracts +€6,820
Receivables within one year +€55,189
Deferred charges and accrued income +€22,725
Provisions +€123,786
Debts within one year +€54,925
Accrued charges and deferred income -€99,644
Investment in fixed assets (net) -€96
Current investments +€345,730
Contributions, distributions and other -€3,985
Cash 2025 €805,718
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,805,975 €1,883,449 +€77,474 +4.3%
Fixed assets 21/28 €87,202 €61,940 -€25,262 -29.0%
Tangible fixed assets 22/27 €73,982 €48,624 -€25,358 -34.3%
Plant, machinery and equipment 23 €28,906 €19,437 -€9,469 -32.8%
Furniture and vehicles 24 €7,355 €4,088 -€3,267 -44.4%
Other tangible fixed assets 26 €37,721 €25,098 -€12,623 -33.5%
Financial fixed assets 28 €13,220 €13,316 +€96 +0.7%
Current assets 29/58 €1,718,772 €1,821,509 +€102,737 +6.0%
Stocks and contracts in progress 3 €392,337 €385,517 -€6,820 -1.7%
Stocks 30/36 €392,337 €385,517 -€6,820 -1.7%
Amounts receivable within one year 40/41 €424,566 €369,377 -€55,189 -13.0%
Trade receivables 40 €54,841 €38,141 -€16,700 -30.5%
Other amounts receivable 41 €369,725 €331,236 -€38,489 -10.4%
Current investments 50/53 €600,000 €254,270 -€345,730 -57.6%
Cash at bank and in hand 54/58 €272,517 €805,718 +€533,201 +195.7%
Deferred charges and accrued income 490/1 €29,352 €6,627 -€22,725 -77.4%
Total equity and liabilities 10/49 €1,805,975 €1,883,449 +€77,474 +4.3%
Equity 10/15 €997,364 €995,772 -€1,592 -0.2%
Contributions 10/11 €15,284 €15,284 = 0.0%
Capital 10 €15,284 €15,284 = 0.0%
Reserves 13 €838,105 €848,663 +€10,557 +1.3%
Profit (loss) carried forward 14 €132,245 €124,081 -€8,164 -6.2%
Investment grants 15 €11,730 €7,744 -€3,985 -34.0%
Provisions and deferred taxes 16 €209,184 €332,970 +€123,786 +59.2%
Provisions for liabilities and charges 160/5 €63,479 €49,119 -€14,360 -22.6%
Other liabilities and charges 164/5 €63,479 €49,119 -€14,360 -22.6%
Amounts payable 17/49 €599,427 €554,707 -€44,720 -7.5%
Amounts payable after more than one year 17 €0 - =
Other amounts payable 178/9 €0 - =
Amounts payable within one year 42/48 €479,567 €534,492 +€54,925 +11.5%
Trade debts 44 €64,672 €54,518 -€10,153 -15.7%
Suppliers 440/4 €64,672 €54,518 -€10,153 -15.7%
Taxes, remuneration and social security 45 €328,789 €349,825 +€21,036 +6.4%
Taxes 450/3 €11,740 €20,577 +€8,838 +75.3%
Remuneration and social security 454/9 €317,049 €329,247 +€12,198 +3.8%
Accrued charges and deferred income 492/3 €119,859 €20,215 -€99,644 -83.1%
Remuneration, social security and pensions 62 €3,362,435 €3,314,015 -€48,420 -1.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €28,202 €25,358 -€2,843 -10.1%
Other operating charges 640/8 €18,410 €17,025 -€1,384 -7.5%
Gross operating margin 9900 €3,573,275 €3,470,983 -€102,292 -2.9%
Operating profit (loss) 9901 €51,211 -€9,202 -€60,413
Financial income 75/76B €25,705 €17,155 -€8,550 -33.3%
Recurring financial income 75 €25,705 €17,155 -€8,550 -33.3%
Financial charges 65/66B -€7,713 €1,079 +€8,792
Recurring financial charges 65 -€7,713 €1,079 +€8,792
Profit (loss) for the period before taxes 9903 €84,629 €6,874 -€77,755 -91.9%
Income taxes 67/77 - €4,481 +€4,481
Profit (loss) for the period 9904 €84,629 €2,394 -€82,236 -97.2%
Profit (loss) for the period to be appropriated 9905 €84,629 €2,394 -€82,236 -97.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.