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CTC IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CTC IMMO

BE 0442.210.132
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€22,762
2024 · €13,784+€8,977
Equity
€194,457
2024 · €171,695+€22,762
Cash
€4,762
2024 · €13,824-€9,062
Balance sheet total
€300,069
2024 · €311,337-€11,268

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income +€10,713

    up €10,713 (+12360.9%), from €87 to €10,800

  • Receivables within one year -€9,277

    down €9,277 (-89.8%), from €10,333 to €1,056

    of which Other amounts receivable: -€9,277

  • Cash -€9,062

    down €9,062 (-65.6%), from €13,824 to €4,762

    mainly Other debts (-€42,638) and Investment in fixed assets (net) (-€18,755)

  • Tangible fixed assets -€3,642

    down €3,642 (-1.3%), from €287,094 to €283,451

    of which Land and buildings: -€3,352

Equity and liabilities
  • Other debts -€42,638

    down €42,638 (-31.7%), from €134,661 to €92,023

  • Reserves +€22,762

    up €22,762 (+15.1%), from €151,115 to €173,877

    of which Distributable reserves: +€22,762

  • Tax, wage and social debts +€11,335

    new in 2025: €11,335

Income statement
  • Gross operating margin +€15,540

    up €15,540 (+31.0%), from €50,146 to €65,686

  • Taxes +€4,928

    up €4,928 (+76.3%), from €6,458 to €11,386

  • Depreciation +€1,347

    up €1,347 (+6.4%), from €21,050 to €22,397

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €13,784
Gross operating margin +€15,540
Depreciation -€1,347
Other operating charges -€397
Financial income +€19
Financial charges +€90
Taxes -€4,928
Result 2025 €22,762

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€9,693
Investment -€18,755
Financing €0
Cash 2024 €13,824
Net result for the year +€22,762
Depreciation +€22,397
Receivables within one year +€9,277
Deferred charges and accrued income -€10,713
Trade debts -€1,171
Tax, wage and social debts +€11,335
Other debts -€42,638
Accrued charges and deferred income -€1,557
Investment in fixed assets (net) -€18,755
Cash 2025 €4,762
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €311,337 €300,069 -€11,268 -3.6%
Fixed assets 21/28 €287,094 €283,451 -€3,642 -1.3%
Tangible fixed assets 22/27 €287,094 €283,451 -€3,642 -1.3%
Land and buildings 22 €286,695 €283,343 -€3,352 -1.2%
Plant, machinery and equipment 23 €399 €109 -€290 -72.7%
Furniture and vehicles 24 €0 - =
Current assets 29/58 €24,243 €16,617 -€7,626 -31.5%
Amounts receivable within one year 40/41 €10,333 €1,056 -€9,277 -89.8%
Trade receivables 40 €0 - =
Other amounts receivable 41 €10,333 €1,056 -€9,277 -89.8%
Cash at bank and in hand 54/58 €13,824 €4,762 -€9,062 -65.6%
Deferred charges and accrued income 490/1 €87 €10,800 +€10,713 +12360.9%
Total equity and liabilities 10/49 €311,337 €300,069 -€11,268 -3.6%
Equity 10/15 €171,695 €194,457 +€22,762 +13.3%
Contributions 10/11 €14,947 €14,947 = 0.0%
Reserves 13 €151,115 €173,877 +€22,762 +15.1%
Non-distributable reserves 130/1 €1,495 €1,495 = 0.0%
Reserves not available under the articles 1311 €1,495 €1,495 = 0.0%
Distributable reserves 133 €149,620 €172,382 +€22,762 +15.2%
Profit (loss) carried forward 14 €5,633 €5,633 = 0.0%
Amounts payable 17/49 €139,642 €105,612 -€34,030 -24.4%
Amounts payable within one year 42/48 €136,631 €104,158 -€32,473 -23.8%
Trade debts 44 €1,971 €800 -€1,171 -59.4%
Suppliers 440/4 €1,971 €800 -€1,171 -59.4%
Taxes, remuneration and social security 45 - €11,335 +€11,335
Taxes 450/3 - €11,335 +€11,335
Other amounts payable 47/48 €134,661 €92,023 -€42,638 -31.7%
Accrued charges and deferred income 492/3 €3,011 €1,454 -€1,557 -51.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €21,050 €22,397 +€1,347 +6.4%
Other operating charges 640/8 €8,593 €8,990 +€397 +4.6%
Gross operating margin 9900 €50,146 €65,686 +€15,540 +31.0%
Operating profit (loss) 9901 €20,503 €34,299 +€13,796 +67.3%
Financial income 75/76B €150 €169 +€19 +12.8%
Recurring financial income 75 €150 €169 +€19 +12.8%
Financial charges 65/66B €411 €321 -€90 -22.0%
Recurring financial charges 65 €411 €321 -€90 -22.0%
Profit (loss) for the period before taxes 9903 €20,242 €34,148 +€13,906 +68.7%
Income taxes 67/77 €6,458 €11,386 +€4,928 +76.3%
Profit (loss) for the period 9904 €13,784 €22,762 +€8,977 +65.1%
Profit (loss) for the period to be appropriated 9905 €13,784 €22,762 +€8,977 +65.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.