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CRYPTIK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CRYPTIK

BE 0790.559.304
NACE 66.191, Agents and brokers in banking services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,736
2024 · €7,281-€5,545
Equity
-€52,261
2024 · -€53,997+€1,736
Cash
€8
2024 · €330-€322
Balance sheet total
€11,280
2024 · €13,730-€2,451

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€2,129

    down €2,129 (-15.9%), from €13,401 to €11,271

    of which Trade receivables: -€2,080

  • Cash -€322

    down €322 (-97.5%), from €330 to €8

    mainly Trade debts (-€4,570) and Tax, wage and social debts (-€3,471)

Equity and liabilities
  • Trade debts -€4,570

    down €4,570 (-87.9%), from €5,199 to €630

  • Other debts +€3,853

    up €3,853 (+6.5%), from €59,057 to €62,910

  • Tax, wage and social debts -€3,471

    down €3,471 (-100.0%), from €3,471 to €0

  • Profit (loss) carried forward +€1,736

    up €1,736 (+2.9%), from -€58,997 to -€57,261

Income statement
  • Taxes +€4,184

    up €4,184 (+54.7%), from -€7,655 to -€3,471

  • Gross operating margin -€1,950

    down €1,950, from €501 to -€1,448

  • Financial charges -€628

    down €628 (-99.4%), from €632 to €4

  • Financial income -€51

    down €51 (-100.0%), from €51 to €0

  • Other operating charges -€28

    down €28 (-9.6%), from €295 to €266

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €7,281
Gross operating margin -€1,950
Staff costs -€16
Other operating charges +€28
Financial income -€51
Financial charges +€628
Taxes -€4,184
Result 2025 €1,736

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€322
Investment €0
Financing €0
Cash 2024 €330
Net result for the year +€1,736
Receivables within one year +€2,129
Trade debts -€4,570
Tax, wage and social debts -€3,471
Other debts +€3,853
Cash 2025 €8
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €13,730 €11,280 -€2,451 -17.9%
Current assets 29/58 €13,730 €11,280 -€2,451 -17.9%
Amounts receivable within one year 40/41 €13,401 €11,271 -€2,129 -15.9%
Trade receivables 40 €2,080 €0 -€2,080 -100.0%
Other amounts receivable 41 €11,320 €11,271 -€49 -0.4%
Cash at bank and in hand 54/58 €330 €8 -€322 -97.5%
Total equity and liabilities 10/49 €13,730 €11,280 -€2,451 -17.9%
Equity 10/15 -€53,997 -€52,261 +€1,736 +3.2%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€58,997 -€57,261 +€1,736 +2.9%
Amounts payable 17/49 €67,727 €63,540 -€4,187 -6.2%
Amounts payable within one year 42/48 €67,727 €63,540 -€4,187 -6.2%
Trade debts 44 €5,199 €630 -€4,570 -87.9%
Suppliers 440/4 €5,199 €630 -€4,570 -87.9%
Taxes, remuneration and social security 45 €3,471 €0 -€3,471 -100.0%
Taxes 450/3 €3,471 €0 -€3,471 -100.0%
Other amounts payable 47/48 €59,057 €62,910 +€3,853 +6.5%
Remuneration, social security and pensions 62 - €16 +€16
Other operating charges 640/8 €295 €266 -€28 -9.6%
Gross operating margin 9900 €501 -€1,448 -€1,950
Operating profit (loss) 9901 €207 -€1,730 -€1,937
Financial income 75/76B €51 €0 -€51 -100.0%
Recurring financial income 75 €51 €0 -€51 -100.0%
Financial charges 65/66B €632 €4 -€628 -99.4%
Recurring financial charges 65 €632 €4 -€628 -99.4%
Profit (loss) for the period before taxes 9903 -€374 -€1,734 -€1,361 -364.1%
Income taxes 67/77 -€7,655 -€3,471 +€4,184 +54.7%
Profit (loss) for the period 9904 €7,281 €1,736 -€5,545 -76.2%
Profit (loss) for the period to be appropriated 9905 €7,281 €1,736 -€5,545 -76.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.